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Cash Is King Because Nobody Can Deny You

A weekend topic starting with the Wall Street Journal. “Detroit is making a comeback after years of decline that led to a bankruptcy filing in 2013. But large swaths of the city are left behind, starved of the housing credit needed to revive them. No purchase mortgages were made last year in almost a third of Detroit’s census tracts, and fewer than five each in another third, according to data from LendingPatterns.”

“The dearth of credit is largely a consequence of battered property values plus a commercial reality that depresses them further: Lenders can’t earn money on tiny mortgages, so they don’t make them. Less than a quarter of Detroit home sales were financed by mortgage loans last year, the smallest share in the 50 biggest U.S. cities, according to Attom Data Solutions.”

“Vincent Orr, a production supervisor at Fiat Chrysler Automobiles NV, has bought two houses in northwest Detroit for cash at auctions run by the Detroit Land Bank Authority, a public repository of properties that are vacant or seized through tax foreclosure. The agency has been unloading hundreds of houses a month to the highest bidder. Prices start at $1,000, but buyers must agree to fix them up.”

“Mr. Orr paid $2,100 in 2017 for a house for his mother. The roof was caved in, but he liked the brick work on the outside. He spent months redoing the electrical and plumbing, replacing windows and doors and putting up drywall. Then he did it again, buying the house next door for himself last year for $1,200. He is nearly finished fixing it up, too. He has used about $100,000 of savings, plus a good bit of elbow grease, to complete the renovations.”

“‘Cash is king because nobody can deny you,’ said Mr. Orr, who is 30. ‘The houses that require a mortgage, a lot of people are reluctant.'”

“When Kelly Brown bought a fixer-upper several years ago for roughly $5,000, she went to a bank where she had an account seeking a personal loan for about $15,000. The banker told her he couldn’t approve it because of her subprime credit score, Ms. Brown said. She said she thinks it was low because she didn’t have many financial accounts in her name and hadn’t attempted to build her credit.”

“Instead of borrowing, she used her savings to rehabilitate the house, which she bought in an annual Wayne County auction of foreclosed homes. She went on to buy more. Though her credit score improved, she paid with cash, completing renovations as she saved, which took as long as a year. Ms. Brown, who is 36, now owns four properties, living in one and renting out three.”

“‘I’m not looking for the system to help, because I know it’s not going to,’ she said.”

From Housing Wire. “The Federal Housing Finance Agency (FHFA) released its strategic plan for fiscal years 2021 – 2024 on Tuesday, which aimed to establish new goals for its sanctioned duties, including a responsible ending to the conservatorship of Fannie Mae and Freddie Mac. Though no timeline has been established, a statement by FHFA director Mark Calabria outlined the steps the agency is taking toward achieving its three main goals.”

“After injections of liquidity by the Federal Reserve and under the CARES Act, the FHLBanks’ balance sheets – both advances and debt outstanding – fell to or below pre-crisis levels, the report said. However, the FHFA said the Enterprises lack the capital to withstand a serious housing downturn. According to the report, after Q2 2020, the Enterprises owned or guaranteed approximately $6 trillion in single-family and multifamily mortgages, nearly half of all mortgage debt outstanding in the United States. Yet their combined leverage ratio was over 200 to 1.”

“‘By contrast, the largest financial institutions in the nation have an average leverage ratio of approximately 12 to 1. Such high leverage, over the long term, would hinder FHFA’s ability to achieve the objective under Strategic Goal 2 that calls for ensuring the regulated entities ‘appropriately respond to market events and downturns,’ the report said.”

“Beyond safety and soundness, the FHFA said the housing finance system remains in urgent need of reform and said that careless mortgage credit risk backed by insufficient capital in 2008’s financial crisis has yet to be resolved – an issue the FHFA said only Congress can dissolve.”

“To achieve the strategies laid out, the organization called for Congress to give FHFA the same flexibility as the federal banking regulators by amending or removing the statutory capital definitions so that the FHFA could simplify the proposed capital rule.”

“‘The regulatory environment could also affect FHFA’s ability to achieve its strategic goals. FHFA does not currently possess the power to examine important counterparties of its regulated entities, such as nonbank servicers,’ the report said. ‘In addition, FHFA will need to partner with other financial regulatory agencies to ensure a fair playing field and mitigate opportunities for regulatory arbitrage.'”

The Ouachita Citizen. “How do we determine the truth about home prices? Why is it some homes in places like Aspen Colorado are $1,000 psf while in some areas a comparable size home will sell for $100 psf or less? Generally home prices everywhere increased in value each year from 1963 to 2007.”

“The average price of homes in the U.S. increased from below $50,000 in 1963 to $384,500 in 2020. Then came the 2007 housing bubble but by 2013 housing prices had returned to pre-2007 levels. However, by 2018 nationwide housing prices had leveled off. In 1975 every region of the country had an average home sale price of under $75,000 but by 2020 the Northeast had an average sale price of over $500,000 while the South and Midwest had an average price of just more than $300,000.”

This Post Has 230 Comments
  1. ‘In 1975 every region of the country had an average home sale price of under $75,000’

    Get rid of guberment involvement in shack financing, and the bubble goes away. See Detroit.

    1. Agree, but think you have to go one huge step further and abolish the Fed, which has done more than any other entity to create asset bubbles and making housing unaffordable.

      1. IMO we don’t “have” to do anything but quit playing along. I came to the realization last decade that the majority of people following here were just shack gamblers. That’s why I don’t have much emotion about the FB’s. They’ll get what’s coming and have no one but their greedy selves to blame.

        Hosting a blog gives me an interesting view on how people think and what they see as important. Life isn’t fair. When has it ever been? Your health is the most important thing really. Cultivate that. Plant a garden, learn how to fish, go hiking. These little green pieces of paper are handy, but not worth getting upset about.

        1. IMO we don’t “have” to do anything but quit playing along.

          A lot of people want to quit playing along, but the PTB are making it harder to unplug from their corrupt system. Imposing a cashless society – a wet dream for the globalists and their collectivist minions – will be a huge milestone toward their goal of achieving total information awareness on each and every citizen. Every year the measures of surveillance and control get more intrusive and creepy, with 2020 taking the cake so far due to COVID-related government overreach. Wear your mask between bites, Californians? – C’mon, man.

          1. Does this mean Gavin Newsom will not be having relatives over for Thanksgiving to his 12,000 square foot mansion that was gifted to him? Or will his family be exempt from the rules, like other politicians were for haircuts, etc.?

            “The gated estate consists of a 6 bedroom/10 bath home, a guest house, a pool, a tennis court, and a wine cave”

            http://www.capoliticalreview.com/capoliticalnewsandviews/gavin-newsoms-3-7-million-estate-was-gifted-to-him-in-2019-3-months-later-he-got-a-2-7-million-tax-free-cash-out/#comments

          1. Amen. This is one of a rapidly dwindling number of blogs where posters can still practice their First Amendment rights, albeit while remaining somewhat on topic and maintaining a modicum of decorum toward the host & fellow posters.

        2. Life isn’t fair.

          Indeed. I learned this long ago. I just met a gal who has had more bad things happen in her life than anybody I’ve ever heard of. To top it off, her young son killed himself and her daughter chose to deal with it by becoming an IV drug addict who is on death’s door herself.

          “Deserve’s got nothin’ to do with it.”

          1. “I just met a gal who has had more bad things happen in her life than anybody I’ve ever heard of.”

            Run toward high ground until you’re exhausted, and then find a place to hide!

        3. “quit playing along”

          Not everyone wants to live in a single family house with a yard and all the associated responsibilities that come with it.

          I have ZERO debt, and no contractual payments beyond a 12 month lease at any time. I don’t worry about bills.

          Debt is slavery.

          1. Comrades Biden and Harris intend to put you on the hook for all the debt run up by special snowflakes who “earned” worthless degrees from massively overpriced universities, and are now working as baristas with no plan or intent to ever pay off their student loans.

        4. Municipalities are all for higher house prices, because most of them are broke, and higher house prices mean higher property taxes.

        5. Thank you, Ben!

          I posted several on-the-edge comments below and you did not censor then.

          This is a First Amendment site.

    2. “Get rid of guberment involvement in $hack financing, and the bubble goes away.”

      Agreed! 🎉🎃

      Better yet, have the gubermint $kip offering finance$ & just give American folks/citizens FREE $helter.land$! … $ociali$t Republican$ = More Free.$tuff!

      The Home$tead Act and the exodusters

      The Homestead Act of 1862 gave free land to Americans willing to improve it, regardless of race, sex, or nation of origin.

      The Homestead Act of 1862 parceled out millions of acres of land to settlers. All US citizens, including women, African Americans, freed slaves, and immigrants, were eligible to apply to the federal government for a “homestead,” or 160-acre plot of land.

      Homesteading was a contentious i$$ue, because Northerners and Republicans wanted to open the land to settlement by individual farmers, while $outhern Democrats sought to make the land available only to $laveholder$.

      The exodusters were African American migrants who left the South after the Civil War to settle in the states of Colorado, Kansas, and Oklahoma.

      The exodusters were African American migrants who left the South after the Civil War to settle in the states of Colorado, Kansas, and Oklahoma.
      Background to the Homestead Act
      The Homestead Act of 1862 was not the first land-grant legislation in US history. In fact, the practice of governments awarding free land to settlers dates back to early colonial period, when the British encouraged settlement of the “New World” by granting settlers the claims to vast swathes of land. And ever since the Northwest Ordinance of 1787, which established the Northwest Territory (modern-day Illinois, Indiana, Michigan, Minnesota, Ohio, and Wisconsin) and prohibited the extension of slavery into that territory, land-grant legislation has been inextricably tied to the issue of slavery. A competition ensued over the admission of free states and slave states into the Union.

      Homesteading was contentious because northerners and Republicans wanted to free up large plots of land to settlement by individual farmers, while Southern Democrats sought to make the lands of the west available only to slave-owners. Congress had passed a homestead act in 1860, but President James Buchanan, a Democrat, vetoed it. Only after the Southern states had seceded from the union in 1861 could the Homestead Act be passed. After Congress was emptied of Southern slaveholding legislators, President Abraham Lincoln, a Republican, signed the Homestead Act of 1862.

      The Homestead Acts

      A homestead was a plot of land, typically 160 acres in size, that was awarded to any US citizen who pledged to settle and farm the land for at least five years. The only requirements were that the applicant must be at least 21 years of age (or be the head of a household) and the applicant must never have “borne arms against the United States Government or given aid and comfort to its enemies.”

      After the Civil War, this meant that ex-Confederate soldiers were ineligible to apply for a homestead. With the passage of the Fourteenth Amendment, which guaranteed US citizenship to African Americans and ex-slaves, homesteading became a possibility for freedpeople. And after a Supreme Court decision in 1898, immigrants became eligible to apply to the federal government for a homestead as well, though by that time, the best lands had already been claimed.

      From 1862 to 1934, the federal government granted over a million and a half homesteads to private citizens. This represented approximately ten percent of the entire landma$$ of the United $tates.

      It was a ma$$ive transfer of land owner$hip from the federal government to individual citizens, and inaugurated a series of “land ru$hes,” during which homesteaders rushed in to settle the land on a first-come, first-serve basis. The Homestead Act facilitated the rapid settlement of territories in the West and Midwest United States.

      1. That’s a great idea! Could start right here in our backyard of the People’s Republic of California.

  2. ‘“Mr. Orr paid $2,100 in 2017 for a house for his mother. The roof was caved in, but he liked the brick work on the outside. He spent months redoing the electrical and plumbing, replacing windows and doors and putting up drywall. Then he did it again, buying the house next door for himself last year for $1,200. He is nearly finished fixing it up, too. He has used about $100,000 of savings, plus a good bit of elbow grease, to complete the renovations’

    ‘When Kelly Brown bought a fixer-upper several years ago for roughly $5,000, she went to a bank where she had an account seeking a personal loan for about $15,000. The banker told her he couldn’t approve it because of her subprime credit score, Ms. Brown said. She said she thinks it was low because she didn’t have many financial accounts in her name and hadn’t attempted to build her credit’

    ‘Instead of borrowing, she used her savings to rehabilitate the house, which she bought in an annual Wayne County auction of foreclosed homes. She went on to buy more. Though her credit score improved, she paid with cash, completing renovations as she saved, which took as long as a year. Ms. Brown, who is 36, now owns four properties, living in one and renting out three’

    Gosh, isn’t this terrible WSJ? People actually creating wealth and not paying lenders a penny!

    This article is an example of status quo defense. It’s all about the black and white people. It references how more blacks got subprime loans, but that blew up. So it’s basically calling for more subprime loans.

    Want $25 or $35k shacks? Get rid of Fannie and Freddie. They are walking dead anyway.

    ‘their combined leverage ratio was over 200 to 1…By contrast, the largest financial institutions in the nation have an average leverage ratio of approximately 12 to 1’

    1. ‘Since 2000, Long Island’s median income has dropped while housing costs have increased by 24 percent, the RPA report found. More than 300,000 Long Island households are housing cost-burdened, meaning they are spending more than 30 percent of their income on housing, according to the report, which also found that by 2040, the number of people over 65 here is expected to increase by 40 percent, while Long Island’s population under 35 could shrink by 13 percent.’

      “Younger Long Islanders are forced to leave their communities to find housing that’s affordable elsewhere, aging empty-nesters often struggle to downsize, and owners and renters of all ages and backgrounds are saddled with high housing costs,” Tom Wright, RPA’s president and CEO, said in a written statement. “To retain the talent that will drive future economic success, Long Island must diversify its housing stock.”

      https://libn.com/2020/10/30/housing-crunch/

      Here we go again. Let’s build more to drive down prices. And when prices do fall, it’s “save us baby Jeebus!”

      Higher prices result in more construction. That’s where the great money tree loses its leaves. There is no shortage of shacks and airboxes anywhere on the planet, and there never will be.

      1. “Younger Long Islanders are forced to leave their communities to find housing that’s affordable elsewhere, aging empty-nesters often struggle to downsize, and owners and renters of all ages and backgrounds are saddled with high housing costs,”

        I’m a native of Long Island and the above quote has been true for as long as I can remember. I moved from Long Island in 1992 and never looked back.

        When I come across other New Yorkers who’ve moved out of NY, the nearly universal sentiment is “I wish I had moved sooner”.

    2. Want $25 or $35k shacks?

      Before the last bubble, you could easily find sub $50k shacks in all but the most expensive markets. This “house prices on steroids” thing is an anomaly.

      1. And like all historic “upside price anomalies ” (aka bubbles), it will end badly for those who thought this time was different and a new normal.

    1. The Financial Times
      Steer from crisis to recovery with the FT
      Commodities
      Oil traders tear up demand forecasts as Covid lockdowns return
      Crude prices suffered their worst week since April as analysts weighed up consumption hit
      David Sheppard, Energy Editor
      2 hours ago

      Oil traders and analysts are scrambling to calculate the hit to demand from renewed coronavirus lockdowns in France and Germany, as fears over their impact drove oil prices to their worst week in six months.

      For an industry still heavily scarred by the events of March and April, when prices went into freefall as widespread lockdowns cut global oil consumption by around a quarter, the second wave of coronavirus restrictions has left many shuddering. Brent crude, the international marker, fell 10 per cent this week to just above $37 a barrel.

      The good news, traders say, is that the restrictions are not as unified — and generally less severe — than last time, making a direct replay of the events earlier this year less likely. In April, Brent prices fell below $20 a barrel as countries moved into full lockdowns in quick succession.

      But Saad Rahim, chief economist at Trafigura — one of the world’s largest oil traders — said that the hit to consumption would still be substantial.

      “The trajectory of restrictions is clear — it’s likely to get worse before it gets better,” Mr Rahim said.

      1. “the second wave of coronavirus 👾restriction$ has left many $huddering”

        Eye’m knot $huddering, knot in the lea$t!🎉👏

        “The trajectory of restriction$ is clear — it’s likely to get wor$e before it gets better,”

        Woe$er & Woe$er … ($ad)

    2. Oil is the closest thing left to a free, unrigged market. The fact that it’s crashing, despite the Fed’s massive continuous interventions to levitate its asset bubbles and Ponzi markets, is a canary in the coal mine that signals how calamitous our economic free-fall is becoming. It’s also a leading indicator of the coming crash of other sectors, most notably financials, which are going to be left holding the bag when cascading defaults take down massively indebted energy companies that used borrowed Yellen Bux to buy back their own shares for vastly inflated prices.

      https://www.msn.com/en-us/money/markets/energys-plunge-is-now-worst-among-sandampp-sectors-dating-to-1928/ar-BB1ayqfE

    1. Ahead of its big IPO, United Wholesale Mortgage reports record volume and margins
      Mat Ishbia-led wholesaler posted $54B in closed loans during Q3 2020
      October 13, 2020, 2:15 pm
      By James Kleimann

      Just one quarter away from its expected public debut, United Wholesale Mortgage reported record loan volume in the third quarter.

      The Detroit-based company, the largest wholesale lender in the U.S., originated $54.2 billion in closed loans during the third quarter, an 81% increase from the $29.9 billion it originated in Q3 2019 (loan volume was up 31.8% from Q2 2020). To date, UWM has closed nearly $128 billion in production this year, eclipsing the $108 billion it originated throughout all of 2019, the firm said.

      “This is our best quarter in the company’s 34 years, showing that borrowers are recognizing that independent mortgage brokers offer better rates, greater speed and deeper experience,” UWM CEO Mat Ishbia said in a statement.

  3. “But large swaths of the city are left behind, starved of the housing credit needed to revive them. No purchase mortgages were made last year in almost a third of Detroit’s census tracts, and fewer than five each in another third, according to data from LendingPatterns.”

    It’s totally bogus to claim there is a problem with areas that have no mortgage lending. If houses are affordable, selling for under $15,000 like my dad payed for his place in 1968, who needs a mortgage?

    The absence of mortgages is evidence of affordability, which is something to celebrate, not to decry.

    1. My parents bought the house I grew up in mid-60’s for 25k. They had seven kids so it was big for the time, 1800 sf. Had a 15 year loan, paid it off 5 years early. The horror!

      This is all the emperor with no clothes. When my parents bought that shack, prices in Palo Alto were about the same. It was the same everywhere. Only a weak minded fool can’t spend 5 minutes to look this up and see what load of horse-sh$t this all is.

      Further research will show real incomes have hardly gone up in 40 years, despite women going into the workforce. What a great trade off! Everybody working, barely making ends meet, all on the hope that someday some poor bashtard will qualify for an even bigger loan so you can overpay for a shack in flyover!

      It’s the globalism that cut incomes that is at the root of this. The PTB devised shacks as the big casino that it’s become. And it will be boom-bust until we get off the roller coaster.

      1. It’s the globalism that cut incomes that is at the root of this. The PTB devised shacks as the big casino that it’s become. And it will be boom-bust until we get off the roller coaster.

        Yet the sheeple keep voting for more of the same election after election.

      2. Only a weak minded fool can’t spend 5 minutes to look this up and see what load of horse-sh$t this all is.

        Yet bring this fact up to anybody drinking the shack Kool-Aid and you’re living in the past -a real doom-and-gloomer.

      3. Women in the professional workforce didn’t really raise individual incomes (it did raise household income). But professional women were a big driver of house prices exploding.

        1. There are a lot of women who are afraid to negotiate prices on things and just pay full price whether it’s a car, a house or anything else. I’ve seen it in my own family.

  4. “How do we determine the truth about home prices?

    Don’t ask a realtor, because realtors are liars.

  5. “The average price of homes in the U.S. increased from below $50,000 in 1963 to $384,500 in 2020.

    This is less a function of homes increasing in value than it is of the steady debasement of the currency since 1964, when the perfidious Johnson Administration removed silver from the coinage, followed by Nixon taking us off the gold standard in 1971. Those removed the last curbs on the Fed’s ability to create money out of thin air, with the 2008 financial crash – caused by the Fed’s reckless monetary policy – giving these Keynesian fraudsters free rein to create monetized debt on a scale never witnessed in human history.

    1. From 1963 to 2020
      Houses
      50K to 384K – 7.5X
      McDonalds hamburgers
      0.15 to 1.00 – 7X
      Ford Mustang
      2500 to 30K – 12X

      Housing increases are not outrageous. Except in certain parts of the country.

      1. To add to this:

        Santa Monica CA house.

        1963: 50K
        2020: 2.5M – 50X

        Craziness abounds in some markets.

    1. Real Journalists are already bleating and moaning about the non-existent white supremacist threat. That’s a phrase so overused it has lost all meaning. At any given Klan rally the attendance is 75% FBI and police infiltrators.

      The most racist people I have ever met are all white liberals.

      1. The most racist people I have ever met are all white liberals.

        I have heard that they would prefer that their son bring a white boyfriend home during a school break to meet the family vs. a black girlfriend.

    2. 10/31 news:
      According to reports the riots (peaceful protests) were called off for Raleigh on Saturday. Once the riots were called off (I kid you not!) the Mayor lifted the 9 PM curfew. Oh, and In Raleigh, you can NOT buy beer after 9:00 PM. At least not from Convenient stores.

    1. Want strong oil production in the US and a great ROI in oil investments, Vote Biden. but true.

      Trump has thrown big oil under the bus. So many oil bankruptcies in the US due to Russia driving oil prices down artificially. Has Trump done anything? Nope. Low gas prices help his base and Trump wants to build his next Tower in Moscow.

      1. These Russians…are they in the room with us right now, Bob?

        I believe hundreds of millions of people not driving to work or anywhere else for months on end due to COVID lockdowns had something to do with the glut of oil, and crashing oil prices.

        1. From March of 2017 through March of 2020, I averaged driving a little under 1,000 miles per month. Since then I’m averaging under 100 miles per month.

          The back of the envelope math says my demand for gasoline is down about 90% during this Covid work from home period.

        2. Bob is one of those losers who blames all of the world’s problems on Reagan. Really! Must be sad going through the last 30 years having to look under the bed for a widely admired statesman like he’s Jason from Friday the 13th.

          1. Just don’t be a sheep.

            Verify your facts and don’t believe lyin Trump.

            The US shutdown began in March. Russia crashed oil prices in Feb. Trump did ABSOLUTELY nothing. Probably a Trump tower deal in the works in Moscow.

            Please, Please, Please just look it up. We all need to report facts.

            Again: Oil prices crashed in Feb. The US shut down in March.

            Before you post any hate-filled incorrect posts, stop being a sheep and just look it up. i hate sheep more than anything.

          2. I actually voted for Reagan.

            Trump is just a lyin disaster. I believe a Trump Tower in Moscow is his goal and if he has to screw the US by ignoring the blatant Russia oil price manipulation in Feb he has done it.

            Again, the US shut down in March. Oil Prices crashed in Feb due to Russian oil manipulation and Trump ignored it. All facts. Don’t be a sheep.

            Meanwhile, US oil has crashed. Trump says and does nothing.

          3. Oil Prices crashed in Feb due to Russian oil manipulation

            Sorry Bob, travel restrictions started at the beginning of February. An evil Russian conspiracy to attack US oil prices wasn’t necessary.

          4. Sorry Bob, travel restrictions started at the beginning of February.

            And China almost completely shut down. I know they don’t use as much oil as us, but that still had to affect global oil consumption well before March. Regarding the Russians, I have no idea what they may have also done to take advantage of the situation, but I’m skeptical that it matters.

          5. Maybe you can start by reporting a few facts yourself, instead of arrogantly telling us to get educated. What evidence do you have — actual links, please — which support Trump wanting to build a tower in Moscow, and that ignoring an oil manipulation was part of it?

        3. Hey Blue Skye and all,

          I flew 4 times to John Wayne in Feb and early March from Colorado.

          No shutdown then. Oil prices had already crashed due to Russia. Trump did nothing.

          Look it up. Don’t be a sheep.

      2. Um, just look it up. Oil prices crashed in Feb before any Covid shutdown. The Russians are fixing prices trying to drive US oil out of business. Trump doesn’t seem to care.

          1. Just look it up. Russia crashed oil prices in Feb. The US went into lockdown in March.

            Just look it up.

          2. “Just look it up. Russia crashed oil prices in Feb. The US went into lockdown in March.”

            Europe is primarily affected by Russian energy policy. Low oil prices hurt the terror exporting countries the most, Russia’s friends. The modern world has been awash in excess oil for many years. The Americans and Russian are playing cards together on the International Space Station between running experiments funded by both governments. Russian porn starlets are way hotter than phat tattooed Americans.

            “Just look it up.”

            Please switch to decaf, Bob.

    2. Oil @ $36 & going DOWn📉, DOWn📉, DowN 📉 … ($ad to bur$t yer delu$ional Biden🎈!)

  6. $134,5004 bd
    1,075 sqft
    1839 Riviera Blvd, Bullhead City, AZ 86442

    https://www.zillow.com/homedetails/1839-Riviera-Blvd-Bullhead-City-AZ-86442/8354410_zpid/

    Price history
    DATE EVENT PRICE
    10/30/2020 Listed for sale $134,500 (+418.4%)
    4/3/2015 Sold $25,943 (-11.5%)
    2/5/2015 Price change $29,304 (-12%)
    12/27/2014 Price change $33,300 (-7.8%)
    5/2/2014 Sold $36,120 (-41.7%)
    4/21/2014 Listing removed —
    Source: Auction.com
    3/25/2014 Listed for sale —
    Source: Auction.com
    5/4/2001 Sold $62,000

    So it was a foreclosure in 2014 at least. Looking at the photos not much upgrade has been done, so it’s a flip, looking for fool with a guberment loan. BHC is in a huge bubble, prices in nearby Kingman are already on the way down.

  7. Looks like Farm States need EBT too! ($ad)

    $256 per month, wowser$, get angry & $tomp yer lil’feet!
    (How does that amount of $$$ compare to qua$i $ocialist Munchin’$ “unaudited” 🙊🙉🙈Wanker.Banker.Wall.$treet bailout$ (again!) @ 23+ Trillion$ 💵💲💰💵💲💰💵💲💰💵💲💰 & “UNLIMITED+” FOREVER!

    THE STATES WITH THE MOST (AND LEAST) PEOPLE ON FOOD STAMPS
    by Kathy Morris

    Food stamps have been a heated topic in political debate recently- with proposed cuts impacting many Americans.

    The Supplemental Nutrition Assistance Program (SNAP) is what people mean when they say food stamps. SNAP helps feed millions of Americans, many of whom are children, the elderly, or disabled. We breakdown the number of food stamp recipients for each state and the total amount redeemed yearly. However, first here are the highlights of our findings:

    Summary Of Facts

    Households must earn less than 130% of the poverty level to receive SNAP

    A family of four would need to make $31,980 or less to receive SNAP benefits

    The average household receives $256 a month to spend on food

    Nationally, 12.4 percent of Americans receive food stamps to supplement their food

    New Mexico has the highest percent of food stamp recipients at 21.49%
    California has the highest amount of food stamp recipients- 3,987,751

    Here are the 10 states with the highest rate of food stamp (SNAP) recipients:

    New Mexico
    Louisiana
    Mississippi
    Oklahoma
    Alabama
    Oregon
    Rhode Island
    Illinois
    Nevada
    Pennsylvania

    Check Out The Full List, All 50 States

      1. Oregon is full of the parasitic class that has moved up from the state directly below it. Not surprising at all.

    1. Ah yes, the old “red state are moochers” argument. 🙄 Has anyone done a breakdown of who is receiving all that aid? It could be all the poor Democrats in those red states. And even the reddest of the red states is still 1/3 Democratic.

      1. “It could be all the poor Democrats in those red states.”

        “True.Believer” = Baghdad Betty

        Bugs: “eh, could bee doc, think you is solved it! ” … 🥕 munch, munch, munch

      2. Red states have the biggest welfare queens: military bases. That’s why taxpayer cash flows in, not welfare. Cali is the undisputed welfare queen, but si far ruxh guy/tech Corp outflows outweigh the givs to the 33% of national welfare recipients that reside here.

        I think that changes siob; I give outflows no more than 5 years to exceed inflows.

  8. ‘As COVID-19 numbers continue to spike across the U.S., New Jersey became the first state to mandate safety protocols to protect workers from the coronavirus.’

    “We can’t wait any longer,” New Jersey Governor Phil Murphy tells Yahoo Finance. “We’re doing it now, frankly, because the federal government should be doing it, and they haven’t done it.”

    https://finance.yahoo.com/news/nj-gov-on-a-covid-19-lockdown-if-we-have-to-shut-the-whole-place-down-we-will-205402414.html

    Back under yer urine soaked bed Phil. Here in Arizona life is getting back to normal. Mouth hankey!

    “I must not fear. Fear is the mind-killer. Fear is the little-death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone past I will turn the inner eye to see its path. Where the fear has gone there will be nothing. Only I will remain.” ― Frank Herbert

    https://www.goodreads.com/quotes/2-i-must-not-fear-fear-is-the-mind-killer-fear-is

    1. I wish we’d just draw some battle lines on this whole shamdemic. Every person makes a choice:

      a) I’m a paranoid bed-wetter who thinks big GOV is the answer and I don’t want to leave the house

      b) I like my constitutional rights and want big GOV to stay the fawk out of my life

      Group a can qualify for food stamps and cower in fear at home. Group b can go on with their lives.

      1. “I like my constitutional rights and want big GOV to stay the fawk out of my life”

        Obviou$ly, ye isn’t a mega.farmer in the $outh!

        53+ Billion$ in farm.aid 2020 on account$:

        📢” Trade.War$ i$ ea$y! “

    1. Pueblo has already implemented a curfew.

      There will be no Lockdown 2.0, even in a cucked state like Colorado (the Denver / Boulder Front Range being the primary cuck habitat) it’s just not gonna happen.

  9. ‘Anis Uzzaman, chief executive of Pegasus Tech Ventures, said he was impressed with major studios’ investments and advertisers’ commitments before Quibi launched.’

    “We could have tried some other things before giving up, so a lot of people, including myself, were shocked that the company decided to give up so fast,” said Uzzaman. His firm invested $35 million in Quibi and expects to get only about 20% to 40% of it back.’

    https://www.latimes.com/entertainment-arts/business/story/2020-10-31/quibi-marketing-consultants-katzenberg-whitman

    Easy come, easy go…

    1. “We could have tried some other things before giving up, so a lot of people, including myself, were shocked that the company decided to give up so fast,” said Uzzaman.

      Yeah, I bet holding a car wash or bake sale would’ve turned things around.

    2. His firm invested $35 million in Quibi and expects to get only about 20% to 40% of it back.’

      Imagine if the billions of dollars wasted on these sham companies actually went to small businesses with sound business plans?

  10. Thee deeth.👾 WAS @ x1 dead.American every 80 seconds, … now … @ x1 dead.American every 67 seconds.
    Progre$$! … Oh wait, …

    Progress:

    1. UNCOUNTABLE NOUN
    Progress is the process of gradually improving or getting nearer to achieving or completing something.
    The medical community continues to make progress in the fight against thee.deeth.👾

    Synonyms: development, increase, growth, advance

    2. SINGULAR NOUN
    The progress of a situation or action is the way in which it develops.

    The 🍊.jesus is reported to have been delighted with the progress of the deeth.👾 swallow cheap bleach solution!.

    3. INTRANSITIVE VERB
    To progress means to move over a period of time to a stronger, more advanced, or more desirable state.

    Thee.🍊.Jesus will visit once every two months to see how deeth.👾 Americans are progressing without infringing on their civil rights by mandating wearing a mask.

    4. INTRANSITIVE VERB
    If events progress, they continue to happen gradually over a period of time.

    As thee deeth.👾 progressed, sadness turned to rage.

    5. TRANSITIVE VERB
    If you progress something, you cause it to develop.
    [British, formal]

    Go Sturgis South.Dakota!👍😜 😱😵🚑🏨💀😷

    1. As a society, we really need to prioritize the development of more effective mental health intervention strategies for those afflicted with Trump Derangement Syndrome (TDS).

      1. Some zyklon b would fix them right up. Tell them it’s better than the stuff they’re currently on and they’d gladly self administer.

  11. Police in Sauk Center, Minnesota, responded to phone calls by concerned citizens who spotted known Democrats skulking around local ballot collection boxes in the wee hours of the morning. However, instead of attempted voter fraud, authorities discovered that nearly every ballot had been marked “Realtors are liars.”

  12. This is rich:

    Meet the ‘shy’ Biden voters quietly living in Pennsylvania’s Trump country

    ‘Colich voted four years ago for Clinton. People who know her know she supports Biden and his running mate, California Sen. Kamala Harris.

    But there is no sign outside her home, where Colich lives with her longtime partner and their two children. When conversations turn to politics — and everything these days is political: the COVID-19 pandemic, the U.S. Postal Service — Colich quickly changes the subject. She advises her children, ages 11 and 15, to do the same.

    ‘It saddens her. “I’m just so very disappointed in what I thought I had, this small-town living … and now the division is palpable,” Colich said.’

    ‘She works as a lender in a community bank downtown. A block away, on her ride to and from work, is an upscale home bearing multiple pro-Trump signs, including one in the frontyard portraying the president as Rambo, the armed-to-the-teeth mercenary played in movies by Sylvester Stallone. Nearby, a red barn carries a banner belligerently declaring the owner’s pro-Trump sentiments.’

    ‘The hint of menace, Colich believes, is deliberate. “Trump supporters aim to be intimidating,” she said.’

    https://www.latimes.com/politics/story/2020-10-30/shy-joe-biden-voters-pennsylvania

    Yeah, spend a few minutes looking at videos of people getting punched, cars attacked, etc, by these shy people.

    1. ‘The hint of menace, Colich believes, is deliberate. “Trump supporters aim to be intimidating,” she said.’

      YouTube has hundreds of videos of Trump signs being stolen, burned, or otherwise vandalized on people’s front lawns – their private property. Yet you would be hard pressed to come up with a single incidence of Trump supporters reciprocating such actions against Biden or even BLM signs. Why? Because the vast majority of Trump supporters RESPECT THE FIRST AMENDMENT as well as people’s private property. There is no “hint of menace”: Colich is a typical lefty drama queen who is triggered by any perceived affront to her liberal la-la land.

      1. Trump supporters tried to harrass and run the Biden bus off the road this week in Texas. They deliberately swerved an hit a Biden supporter car.

        Look it up.

          1. There is a video

            There are several videos. A Biden car tried to run a black pickup off the road, that didn’t work out. No vehicles tried to run the bus off the road. If you have looked this up, post a link.

        1. Stop telling us to “look it up,” dammit! Why don’t you provide some links to a video or an eyewitness account?

          1. Why don’t you provide some links to a video or an eyewitness account?

            Because they don’t exist. No one tried to run the bus off the road (how do you do that with a pickup truck?). Had that happened it would have been on a 24 hour continuous loop on CNN.

            The guy’s a troll. I Joshua Tree’d him.

    2. Biden rips ‘ugly’ Trump supporters honking horns at Minnesota rally

      ‘The former vice president appeared to grow irritated when the horn-honking interrupted his explanation for supporting a nationwide mask mandate’

      “Dr. Fauci called for a mask mandate last week,” Biden said. “This isn’t a political statement like those ugly folks over there beeping the horns. This is a patriotic duty, for God’s sake.”

      https://www.foxnews.com/politics/biden-ugly-folks-trump-supporters-honking-horns-minn-rally

      Where’s Hunter? Is he wearing his mouth hankey, or is he “allowed” take it off to smoke crack?

      1. Not a fan of tactics like honking horns to interrupt a candidate’s political rally. True, that’s a lot more innocuous than the mobs of violent Red Guards who show up to assault Trump supporters, egged on by the likes of Sen. Maxine Waters (“Get up in their face!”). Still, if you uphold the Constitution, you have to respect ANY candidate’s right to meet with their supporters as a fundamental First Amendment right. Those of us on the right need to practice what we preach.

        1. Yeah, F- that. First, what is left or right when many millions who voted for Obammie twice voted for the President and are about to do it again? And what should be held back when these a$$-holes want to put every person in the country under house arrest – indefinitely? I live near Mexico and open borders would unleash the cartels. Sort of a serious thing, in my opinion.

          1. I enjoyed the video of the Trump trucks boxing in the Biden bus on the highway in Texas. They are very good at creating mayhem, but can’t handle it when it’s reciprocated on them.

          2. We already have enough of these Mexican narcos here already. I posted that news article where they just executed 7 people in a southern CA house. These libtards and their policies are dangerous to our country and health.

    3. And what about the quiet Trump voters who live in liberal-dominated close-in suburbs? No sob-story news article for them?

      Went for a drive this morning and saw a big Trump sign which had been covered with spray paint.

      1. This is the LA Times, which I subscribe to for this blog. Pretty much everything is dripping with bias. Some irony: just how did this become Trump country?

        ‘Pennsylvania was won by Democratic nominee Barack Obama by a 10.3% margin of victory. Prior to the election, all 17 news organizations considered this a state Obama would win, or otherwise considered as a safe blue state. Although the Commonwealth of Pennsylvania had voted for the Democratic presidential nominee in every election since 1992…Pennsylvania remained blue and gave Obama 54.47% of the vote to McCain’s 44.15%, a margin of 10.32%. Normally a close state, 2008 marked the first time since 1972 that Pennsylvania was decided by a double-digit margin and was the strongest Democratic showing in the state since 1964.’

        https://en.wikipedia.org/wiki/2008_United_States_presidential_election_in_Pennsylvania

        ‘Democratic incumbent President Barack Obama received 52.0% of the vote, versus 46.6% for Republican challenger Mitt Romney.[3] Also on the ballot were Jill Stein (of the Green Party) and Gary Johnson (of the Libertarian Party), who received 0.4% and 0.9%, respectively.[3] Other candidates could run as write-in candidates. The state had been considered likely, but not certain, to go to Obama.[4]’

        https://en.wikipedia.org/wiki/2012_United_States_presidential_election_in_Pennsylvania

        1. Obama was a corrupt, miserable failure who talked a good game but then dropped trou and bent over to let bankers use him like a Tijuana harlot. It’s no wonder many states like Pennsylvania turned blue – they saw their lives unravel as their jobs disappeared during the previous 8 years of libtard globalism.

        2. Here’s a nice little 5-minute segment from Glenn Beck, about why the polls might be wrong, especially in the Rust Belt.

          https://www.youtube.com/watch?v=8HP1doNAgj8&ab_channel=GlennBeck

          Takeaways:
          1. National polls are useless. You would think the libs would have figured that out by now.
          2. A registered “likely voter” has to vote in the past two (or four) elections. First-time Trump voters were not counted, and they were 6% of the Trump coalition in the Rust Belt.
          3. 1.5% of Trump voters are shy voters who don’t talk to polls. That’s nationally. In PA, upwards of 30% (!) of Trump voters didn’t tell anyone which way they voted.
          4. In PA: 246,000 first-time gun owners since, 40% women.
          5. In PA: 178,000 new Republican voter registrations. (!)
          6. In PA: Pittsburgh Steelers Monday night: Viewership down 19%. (The NFL is YUGE in Pittsburgh.)

          1. shy voters who don’t talk to polls

            As well as jokesters who are deliberately lying to pollsters.

          2. Someone wrote here the other day that it takes 15 minutes to slog through one of these polls. The questions must be very convoluted. If I got caught in such a time wasting and obviously manipulative sessions, I’d give them some BS too.

          3. When I get a call from a pollster, I tell them I want to ask them a few questions first:

            1. What is your name?
            2. Who is paying for this poll?
            3. How did you get my phone number since it’s unlisted?

            They almost always hang up.

            Once in a while I’ll tell them I’ll be glad to answer their questions but they’ll have to pay me $100 per question in advance. If they want honest answers, the price is $500 per question in advance.

      2. Only house in my nabe showing support for Trump has two flags mounted from the roof. Plenty of Biden-Harris lawn signs.

    4. The hint of menace, Colich believes, is deliberate. “Trump supporters aim to be intimidating,” she said.’

      Quite the mind reader.

  13. Want to be menaced, harrassed and robbed during an evening shopping trip with no police to intercede?

    Vote for Biden

        1. If the allegations about Hunter are true, he deserves what he’s got coming to him in prison. I hear kiddy diddlers aren’t so popular on the inside 🙁

  14. It must be horrible to go through life being triggered by every little thing. Democrats in Philadelphia are clutching their pearls and soiling themselves due to fears that the presence of National Guard troops will cause some voters to stay away from the polls. Yeah, right. I think the real fear is that Philadelphia’s corrupt Democrat party machine will have a harder time pulling off large-scale voter fraud under the watchful eyes of National Guardsmen, most of whom are probably not big fans of Bolshevism. They might also resent being deployed into Democrat-malgoverned cities to restore order after Comrade Pelosi and Chuck Schumer took a knee for the BLM-Antifa rent-a-mobs, giving them a green light to get a head start on the “redistribution of the wealth.”

    https://www.vice.com/en/article/dy88d7/the-national-guard-in-philadelphia-has-democrats-worried-about-voter-suppression

  15. Less carbon, more electric vehicles: automakers prepare for potential Biden win

    WASHINGTON/NEW YORK (Reuters) – Automakers are gearing up for tough new vehicle emissions rules and policies favoring electric vehicles if Democratic presidential candidate Joe Biden wins the White House.

    By David Shepardson, Tina Bellon
    OCTOBER 20, 202010:38 PMUPDATED 11 DAYS AGO

    https://www.reuters.com/article/us-usa-election-autos-biden/less-carbon-more-electric-vehicles-automakers-prepare-for-potential-biden-win-idUSKBN2752RR

    Electric vehicle catches fire in home’s garage in Port St. Lucie
    Family safely escapes home on Southwest Glen Road

    By: Victoria Lewis
    8:25 AM, Oct 06, 2020

    PSLPD & SLCFD responded to an early morning house fire.
    It is believed that an electric vehicle caught fire while in the garage. The flames fully engulfed the garage. Thankfully everyone exited the house safely. @WPTV @WPBF25News @CBS12 @TCPalm @StLucieFireDist @FOX29WFLX

    https://www.wptv.com/news/region-st-lucie-county/port-st-lucie/electric-vehicle-catches-fire-in-garage

    1. According to investigators that scuba diving boat that caught fire in 2019 killing 34 was likely due to multiple devices with lithium batteries being recharged near a bank of electrical outlets.

    1. Also at that link is a video of the 25,000 people who were denied entry to the MN rally yesterday by the Guvnah. Petty political thuggery. Honking is nothing compared to what these people do. Did you know thousands of video channels have been purged by google recently? They ban and shadow ban, demonetize. I don’t have a problem with taking on thugs. Meanwhile they cheer on burning cities and looting, bail the arrested out if they aren’t just let out by DA’s.

    1. Great post!

      After that formerly bullet proof Leftist chick spit on the cop he or she 🙂 opened that can of whoop @ss pretty damn quick.

      Plus a bonus

      “How do you know that officer doesn’t identify as female?”

      LMAO

    2. “How do you know they don’t identify as female?”

      That’s awesome. The gender fluidity card comes back to bite them in the neck…

    3. LMAO! I love it when normal, self-respecting people turn #ClownWorld logic back on its practitioners – especially the she-creatures who try to pull the “But I’m just a girl!” card when they get in over their heads. Reminds me of the scene in Monty Python’s “Search for the Holy Grail” when the bridge troll gets undone by his own challenge questions.

      https://www.youtube.com/watch?v=pWS8Mg-JWSg

    1. In many cases they already are, with claims that it’s been “treated”.

      It helps explain why so many of the people from that state are off the deep end. They likely have some form of a mad cow type degenerative brain disease. Hollywood, silicon valley and Sacramento are shining examples.

    2. “While many cities in California have large planning staffs, small communities often have no one to do the research, planning, and engineering required to fix the problems they face. Some communities do not even have a government entity that can take the lead. The community itself has to do the work.”

      These communities are frequently packed with retired people on fixed incomes, so there’s no money to begin with other than federal or state grants, and the winning bid on these projects is often a huckster related to people who sit in supervisory positions on community boards. In short, they steal the money.

  16. And the award for lamest state ever goes to ..

    “Support from sources such as Proposition 1 has been essential for the success of this work. Proposition 1 has helped fund research, planning, community engagement, and technical assistance for infrastructure projects in disadvantaged communities. This funding has been a difference maker for designing projects that meet community needs and have strong community buy-in. ”

    “Unfortunately, far more funding is still needed. Proposition 1 funding for drinking water has been completely tapped. And while the Safe & Affordable Drinking Water Fund, approved by the Legislature and signed into law by the governor this summer, provides$130 million a year for the next decade specifically to address the state’s drinking water crisis—the fund was designed only to cover costs such as operations and maintenance that can’t be covered by bond funding.”

    1. Wake me up when we go back to capitalism with limited government, and Globalism, Monopolies, Ponzi Schemes, Commie BS and debt is wealth is put asunder as being the great devil looter it is.

  17. Those Brit’$ knot only drive on the wright side of the road, they have flexible generou$ $ocialist property contract law$, Go Bori$!

    Economic$
    Johnson Extend$ Pay $upport and Gives Six-Month Mortgage Holiday

    Bloomberg / By David Goodman / October 31, 2020

    U.K. Prime Minister Boris Johnson said he was extending the government’s wage support program as part of a new partial four-week lockdown for England and offered home owners more financial reprieve.

    Under the package announced by the prime minister, state payments will be made to furloughed workers of as much as 80% of their wages through the new lockdown period.

    Another key announcement involved those with a mortgage: Borrowers hurt by the virus will be entitled to a six-month mortgage holiday, and those who have already suspended payments will be allowed to extend the arrangement by the same period without it being recorded on their credit file.

    Existing wage programs had been due to end this weekend and be replaced by less generous assistance. The extension will help workers with Covid-19 symptoms who might have gone to work to stay at home, slowing the spread of the virus.

    The furlough plan has protected 9.6 million jobs since it began in March, with the latest figures putting the cost to the government at 41.4 billion pounds ($54 billion).

    The Treasury said employers will only have to cover some tax contributions for their furloughed workers, a more generous system than the current rules which see firms have to pay 20% of their wages. In addition, companies forced to close in England are to receive grants worth as much as 3,000 pounds per month.

    1. More than 6M households missed their rent or mortgage payment in September
      Jessica Menton
      USA TODAY

      Persistent layoffs are slowing momentum in the labor market, which bodes poorly for the broader U.S. recovery as millions of out-of-work Americans delay their mortgage and rent payments.

      More than 6 million households failed to make their rent or mortgage payments in September, according to the Mortgage Bankers Association’s Research Institute for Housing America, a sign that the economic fallout from the coronavirus pandemic is weighing on jobless Americans as Congress stalls on relief measures.

      1. I can see a path for lenders to use extend-and-pretend refinancing after COVID-19 ends to claw back missed mortgage payments by lengthening the future terms of mortgages.

        By contrast, it seems like landlords are gonna eat their losses without recourse, which is the way the cookie sometimes crumbles with high-risk, undiversified investments.

    2. thee.🍊.Jesus & “Mo$cow” Mitch & neo.qua$i.$ocialist $tephan Munchin:

      “deeth.👾 financial $uffering Americans … can eat dump$ter.cake”

  18. x5 Hurricane$ in Louisiana in x4 months, @ least thee.deeth.👾 is a “Hoax!”

    (Does thee.🍊.Jesus have any paper towels left over from Puerto.Rico? )

    ENVIRONMENT
    ‘I lost everything’: In hurricane-ravaged Louisiana, people struggle to rebuild

    CNBC / PUBLISHED SAT, OCT 31 2020

    KEY POINT$:I

    Louisiana has been devastated by this season’s hurricanes. The working-class city of Lake Charles was hit especially hard by Hurricanes Laura and Delta in August and October.

    Some have endured weeks of frustrating haggling with bureaucracies to get insurance money and government aid. Others desperately search for help to fix wrecked properties, but endure long waits for contactors.

    “Everything I’ve worked for is gone,” said Tameka Nelson, who ran a daycare facility in Lake Charles that was destroyed by Laura.

    Hurricane Zeta lashed the Louisiana coast this week, the fifth named storm to hit the state during a long and exhausting season. The storms have decimated homes, forced widespread evacuations and knocked out power for thousands of people. The working-class city of Lake Charles was hit especially hard by Hurricanes Laura and Delta in August and October. Thousands of people are still displaced.

    During the dangerous global coronavirus pandemic and one of the most brutal hurricane seasons on record, people are trying to restore their homes and businesses — an agonizing process that’s become routine for Louisiana residents.

    Some have endured weeks of frustrating haggling with bureaucracies to get insurance money and government aid. Others desperately search for help to fix wrecked properties, but encounter long waits for in-demand contactors, some of whom are dealing with damage to their own homes.

    “Knowing my community needs me because parents need to go back to work and my workers need their job to pay bills. I’m at a loss,” Nelson said. “I pray to push forward.”

    Amid the turmoil, Louisiana residents recount unpleasant memories of past destruction from major hurricanes like Rita in 2005.

    1. Still earning .0004 ₩ (North.Korean) per each of yer HB.B ll $ubmi$$ion$? ($ad.for.you!)

      Read: “fArt.of.the.Deal!” & get a gold frame fer yer “tRump.Univer$ity” corre$pondence Diploma’$!

          1. Crowd size is not the greatest of indicators. Latest poll shows Biden up 62% to 31%. Yes I know the polls are trash, but CA polls are pretty accurate. In 2016 the final tally was Clinton, 61% to 34%.

          2. There’s really no point in casting a presidential election vote in California. The state goes to the Democratic candidate every eldction.

          3. In 2016 the final tally was Clinton, 61% to 34%.

            Yeah, and look how well voting libtard has worked out for California.

      1. Videographer sounds like he’s part of Antifa. He can’t understand why they were declared an unlawful assembly.

        Gorgeous 1920 homes!

      2. Isn’t the election pretty much already decided based on the ballots already cast? Could be an uneventful election day this year…

          1. Curioser and curioser.

            A once restrained Fauci unleashes on White House coronavirus approach days before election
            By Maeve Reston, CNN
            Updated 12:28 AM ET, Sun November 1, 2020
            Dr. Fauci warns: ‘We are going in the wrong direction’ 02:47

            (CNN) As President Donald Trump fights his way through the final days of the presidential campaign denying the pandemic — by lashing out at doctors, disputing science and slashing the press for highlighting rising coronavirus case counts — the long-running rift between the White House and Dr. Anthony Fauci burst into the open Saturday night.

            For months as Trump undercut his own medical experts, sidelined scientists and refused to take basic steps to control the virus while mocking former Vice President Joe Biden for wearing a mask, the nation’s top infectious disease specialist held his tongue and took the President’s attacks in stride as he continued to plead with the American people to socially distance and wear masks.

            But Fauci’s restraint appeared to have evaporated in a Washington Post interview that was published Saturday night, in which he called out the White House for allowing its strategy for fighting the virus to be shaped in part by a neuroradiologist with no training in the field of infectious disease and said he appreciated chief of staff Mark Meadows’ honesty when he admitted to CNN’s Jake Tapper during a recent interview that the administration has given up controlling the spread of the virus.

          2. got a call

            His job is to manage a river of money and he is the go to guy. He might be feeling a little cranky if the CDC isn’t lined up for a monopoly on whatever vaccine is in the pipeline.

            Wear a mask, don’t wear a mask, is not this guy’s specialty.

        1. Depends on whether Trump voters voted early or by mail/dropbox. I think the decider is going to be Pennsylvania or North Carolina. PA is allowing ballots to arrive 3 days after election. In NC, it’s nine. That’s plenty of time to gin up some votes.

          1. What exactly do you think is wrong with Dr. Fauci warning people who might be at risk of dying from COVID-19 to take reasonable precautions, like wearing masks? (Not trying to parrot Oxide here…I’m just curious about your point.)

          2. That avalanche of early voting is a mystery. Was it due to Trump voters working to protect his incumbency, Biden voters trying to end it, or a representative mixture of both trying to avoid getting COVID-19 due to voting in person?

            Time will tell…

  19. ⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡿⠟⠛⠛⠛⠟⠟⠟⠿⠿⢿⢿⣿⣿⣿⣿⣿⣿⢿
    ⣿⣿⣷⣿⣿⢿⠟⠛⠉⠈⡀⠄⠔⠄⠅⣐⠐⡄⠄⠂⠄⠠⠑⡝⡿⣿⣿⣿⣿⣿
    ⣿⣿⣿⣿⢨⠠⡐⢈⠄⡅⠐⠨⢐⠁⠃⠔⠡⣂⢅⢊⠸⡐⠄⠁⢟⣿⣿⣷⣿⣿
    ⣿⣿⣿⢣⢑⡕⢄⠥⡡⢊⠌⣒⢔⡪⣖⢥⡣⣎⢞⢜⢜⢢⡁⠂⡈⣿⣿⣿⣟⣿
    ⣿⣿⡟⡼⡽⡮⡳⡡⢨⠱⠹⢰⠹⡚⡸⡘⡜⠜⡜⡜⡐⠡⡘⠐⣜⣽⣿⣿⣿⣿
    ⣿⣿⣏⡯⣯⢏⠪⡰⠔⡢⢡⢣⢕⣜⣼⣶⣮⡺⢐⠆⠅⠕⣌⠠⣯⢿⣿⢿⣿⣾
    ⣿⣿⣯⢯⢺⢪⢑⣀⣦⣾⣿⣿⠁⠙⡿⢿⠵⡛⣚⠶⢘⡢⡘⡆⣿⢟⡿⣿⣿⣿
    ⣿⣿⣿⣣⣷⡑⣼⡾⡺⣘⡬⢹⠠⠐⢀⠂⠉⠉⠄⠄⠅⢌⢊⢎⢧⡫⠣⡻⣿⣿
    ⣿⣿⣿⣷⣗⣗⢍⠊⠉⠁⠄⡷⡀⣀⢄⡑⠦⣆⣆⡢⡡⡊⢆⠕⠍⢞⢀⢯⣿⣿
    ⣿⣿⣿⣾⣗⣳⢕⢔⢐⢤⡳⡺⣿⣿⢟⠋⠈⠌⡛⣷⠳⡡⡑⢜⠌⠄⣊⣿⣿⣿
    ⣿⣿⣿⣿⣷⢝⢗⣝⢾⢏⣣⣱⣩⡽⠴⠖⡓⡚⠩⢃⠯⡪⢪⢪⢽⡪⣷⣿⣿⣿
    ⣿⣿⣿⣿⣿⣅⢕⢵⡑⡉⠏⢷⢵⡶⠶⠗⠭⠘⡈⢘⢞⢜⢵⣫⡚⡮⣾⣿⣿⣿
    ⣿⣿⣟⣿⣿⣿⣧⣻⣮⢮⡪⡀⠑⢔⢈⢄⡐⡀⠢⢅⢇⢧⢗⣗⢇⣿⣽⣾⣿⣿
    ⠿⠻⣛⡽⡽⢿⢻⣖⡽⣷⣘⢯⣦⡥⣟⣾⣾⣾⣽⣽⣯⣷⣻⣮⡳⣿⣿⣿⣿⣿
    ⡞⡯⡯⡿⣻⢵⣻⢿⣿⣾⣞⣮⣟⣿⣿⣿⣿⣾⣿⣿⣿⣯⣷⠟⠄⢿⣽⣻⡺⡽
    ⡣⡫⡪⡫⡺⣹⢞⣟⡿⣿⡪⡛⢞⢟⣿⣾⣿⣿⣻⣿⣽⠟⠁⠄⠄⢸⣿⣿⣿⣿

    ███╗░░░███╗░█████╗░░██████╗░░█████╗░
    ████╗░████║██╔══██╗██╔════╝░██╔══██╗
    ██╔████╔██║███████║██║░░██╗░███████║
    ██║╚██╔╝██║██╔══██║██║░░╚██╗██╔══██║
    ██║░╚═╝░██║██║░░██║╚██████╔╝██║░░██║
    ╚═╝░░░░░╚═╝╚═╝░░╚═╝░╚═════╝░╚═╝░░╚═╝

    1. You’ve mixed up yer med$ in thee daily meds box, $ad.

      (Next you’ll be seeing Ivanka in yer oatmeal!)

    1. “One prominent example of a fund trying to borrow its way out of trouble is the California Public Employees’ Retirement System (CalPERS), the nation’s largest government pension fund. It’s considering borrowing up to $55 billion more than it has already borrowed, hoping that its return on the assets it will buy with that borrowed money exceeds what it will pay in interest.”

      Hmm, borrow to invest in illiquid assets?

  20. Meanwhile, across the pond…

    APAC
    October 31, 2020 8:18 PM
    Updated an hour ago
    Johnson locks down England as UK COVID-19 cases pass 1 million
    By Andrew MacAskill, Guy Faulconbridge

    LONDON (Reuters) – Prime Minister Boris Johnson ordered England back into a national lockdown after the United Kingdom passed the milestone of one million COVID-19 cases and a second wave of infections threatened to overwhelm the health service.

    1. Professor

      How many people do you know personally that have died from or been listed as dying from COVID-19? Because I don’t personally know anyone who has died from COVID-19.

      Since last February I knew or knew of people who died from overdose (2 unfortunately) pancreatic cancer, skin cancer, drowning, heart attack and sleep apnea but not one person I know or know of died from COVID-19.

      Now am I just lucky or are my family and friends, people I grew up with and went to school with along with the people I work with and for immune?

      1. Out of the people in my circle, defined as within two degrees of separation by personal contact, several have gotten COVID-19 but none have died. The three recent deaths closest to me (close friends or family members of my own friends or relatives) have been suicides, including a friend’s son whose memorial service I attended last weekend outdoors, with at least some degree of social distancing and without the hugging that used to happen at funerals.

        I can’t say to what degree pandemic issues or other factors drove these people to end it all.

        1. the people in my circle

          Not many of us have thousands of close personal contacts. If we weren’t being told so every day, we wouldn’t even suspect that the mother of all epidemics was raging outside.

          1. Not many of us have thousands of close personal contacts. A very good point. With COVID-19 mortality rates as low as they are, you would have to have “alot” of contacts to know one of them who dies of COVID-19. Your mileage may vary.

    2. 4 of my co-workers have got it out of about 300.

      2 went to the hospital.

      1 has died.

      Disclaimer
      I am an engineer and working from home so I am not an essential worker.

  21. Nietzsche talks about the “Will To Power” as being the underlying principle of life.

    So, if you look at power grabs as the expression of that principle it explains a lot.
    From 1945 to about 1980 I have said that the power balance in the USA was pretty good. This allowed for a growth of the middle class that was the envy of the world under capitalism. The majority prospered.

    Than the highjacking of that balance of power by minorities being the rich and the poor. So the majority culture under a merit based system was hijacked by the “Will to Power” by the non majority. The Politicians sold out to Globalism and monopolies that extracted wealth and looted this majority. Minority groups came up with racism, prejudice, and White Privilege as a means to attack the Majority culture.
    So, the Will to Power of the minority assertions, which include Commie ideas.

    The Will to Power of these groups are based on the destruction and looting of the Majority culture. Than you have the Will to Power by Communist China.
    So, in spite of the power grabs being perverse, not fair, based on false permises, if you disenpower the majority , than the rise of the Power of the Parasite Looters, under the guise of Social Justice.
    A invasion of institutions like education, welfare State, and government institutions takes place as well as Political sell out. Judicial Court packing would be another sign of the power grab.
    And no matter how false or unfair and destructive the power grab is, even the destruction of freedoms, it’s promoted.
    The power grab started in about 1995 , and the Resistance could not take a push back by Trump and his voters. Not even a compromise , but a Will to destroy the push back by any means. Fake news, suppress free speech, false narratives, , lock downs, bribes, anything but giving up the power that had be obtained. Russian Hoax and fake impeachment, anything to stop a take back of power by Trump Voters. Take their guns, take their free speech, take their wealth by taxes, anything to mute these bad people that object to this invasion of America. Defund the Police and defund and rise of the take back America Trump voters.
    Brainwash people to vote against their own interest, and call them Racist or climate deniers if they don’t buy the narratives. Win at all costs and the means justified the ends.
    So, I’m just saying that just judge the power grab by the fruit it bears, the falsehoods it bears, the looting it bears, the insanity it bears, the lost of liberty it bears, and the reverse discrimation it bears. It represents a great evil that’s was no different than the rise of Hilter or Communist Russia.

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