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The Dave Ramsey Double Speak Lead Generator

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  1. From the first 5:21 video:

    The Dave Ramsey Clown Show (double speak lead generator)
    Jason Coleman Arizona Loan Officer
    Jul 28, 2022 The Dave Ramsey Clown Show (double speak lead generator)
    Dave specifically said PRICE will not come down on homes. Today is a different story? with a Hey, your agent sucks twist to generate leads?
    Shame on Dave for misleading people. he even throws the general public under the bus?

    The second 6:36 video with PDF slide presentation:

    Cape Coral Northeast Real Estate Market Update July 24 2022
    Jul 27, 2022

    https://drive.google.com/file/d/13BQfsRUhIbzksgBdCBYv1ywFOZOVSL0G/view

    The third 8:25 video:

    New Braunfels Real Estate Market Heading For a Crash?!
    Jul 28, 2022 What’s going on in the New Braunfels real estate market?? We all knew the good times from the last couple of years had to come to an end sometime right? Are we heading for a buyer’s market in New Braunfels?

    The last 13:17 video:

    Home Sales Shockingly Low In Vaughan, Richmond Hill & Markham –
    Team Sessa Real Estate
    Jul 28, 2022

    Vaughan Home Prices, Richmond Hill Home Prices & Markham Home Prices for the week of July 14 – July 20, 2022.

    1. Dave Ramsey has been a real estate hustler for 40 years and still has an active license in Tennessee. I know he owns a bunch of investment properties and has a son in law in the business, so he’s just talking his book.

  2. ‘Jeffrey Epstein’s New Mexico ranch, where some of his most monstrous allegations of sexual abuse occurred, is having a hard time landing a buyer. On Friday, the 7,500-plus-acre ranch, referred to as “The Zorro Ranch,” received a $6 million price cut, The Post can report.’

    ‘Initially hitting the market last July for $27.5 million, the estate is now on sale for $21.5 million. Epstein reportedly had plans to make the ranch a “baby-making factory” where he would inseminate victims.’

    ‘Over the years, several women came out accusing the late disgraced New York-based investor of sexually abusing them there. Though he was never charged with a crime in New Mexico, the compound has been painted as integral to his sex-trafficking operation.’

    https://nypost.com/2022/07/28/jeffrey-epsteins-new-mexico-ranch-now-asks-6m-less/

    1. I would think this would be hallowed ground for the DNC, who would turn it into a shrine and erect altars to Baal and Moloch.

  3. ‘Ryan Beesley has been a realtor for 19 years and currently serves as the secretary for the Montgomery area association of realtors. He says there is only one way to describe the housing market from 2020 to the first half of 2022.’

    “As realtors we called it the wild wild west,” said Beesley.’

    ‘With high demand and low inventory he says it wasn’t unusual to have several offers come in just hours after the home was listed. “You saw a lot of stuff that you’d never seen before.” said Beesley.’

    ‘But with the increase in interest rates, he says the red hot housing market is starting to stabilize. After several years of low borrowing costs, mortgage rates have essentially doubled over the past year. That’s affecting how much house buyers can purchase.’

    “A buyer who could buy a $250,000 house is now looking at a $210,000 or $200,000 home. So their buying power is decreased,” said Beesley.’

    ‘That’s leading some buyers to close the door on purchasing a home for now. Beesley says homes are taking a little longer to sell, but adds the demand remains strong.’

    https://www.msn.com/en-us/money/realestate/montgomery-e2-80-99s-housing-market-holding-steady-despite-rising-interest-rates/ar-AA1050px

  4. Electric vehicle maker Rivian lays off more than 800 workers

    ‘Scaringe said in the email that soaring inflation is hurting the company’s bottom line and that the layoffs are necessary for Rivian to achieve its goals of “sustainable growth as we ramp towards profitability.”

    “Over the last six months, the world has dramatically changed with inflation reaching record highs, interest rates rapidly rising and commodity prices continuing to climb — all of which have contributed to the global capital markets tightening,” the email read.’

    https://www.msn.com/en-us/money/companies/electric-vehicle-maker-rivian-lays-off-more-than-800-workers/ar-AA104SeL

    1. Remember that Amazon (AMZN) wrote off $7.6B in their Q1, and again $3.9B in Q2 for just their Rivian loses. What incredible losses we are seeing from companies trying to compete with Tesla

      1. EVs are just not good enough yet. High price, short range, long charge. Until they fix that, or unless there’s some real oil shortage scenario, ICE will be king.

  5. How borrowers can stay afloat with home equity products during difficult economic times

    HW: How does Equity Shield stop the foreclosure process?

    Equity Shield helps borrowers pause the foreclosure process, if approved by their bank or mortgage servicing company, and provides options to relieve the financial pressures of a mortgage they can no longer afford.

    https://www.housingwire.com/articles/how-borrowers-can-stay-afloat-with-home-equity-products-during-difficult-economic-times/

  6. ‘Comcast Corp. had its worst one-day drop in more than 13 years after its prized internet business added no new customers last quarter, an absence of growth not seen in decades, due to a housing slowdown and heavy competition.’

    ‘The largest US cable TV provider had added broadband customers in every quarter since at least 2005, according to data compiled by Bloomberg. Analysts were looking for around 83,000 new subscribers in the second quarter, and none of them predicted the gain would be in fact, zero.’

    https://finance.yahoo.com/news/comcasts-internet-business-stalled-housing-125800912.html

    1. Comcast broadband aka Xfinity isn’t cheap, and there’s equipment rental too. Might as well go for a top tier unlimited cellular plan; no new connection fees when moving.

    2. I hadn’t seen this yet, very interesting. I’ve been following the cord cutting for video services and it has been massive over the last few years. They were counting on internet to make up for some of it, it looks like that may be a problem now. South Park recently did an episode on the absurd proliferation of streaming services while juxtaposing it against water rights and real estate speculation. Their solution to all of these vexing issues was to have manbearpig violently murder everyone involved. We live in interesting times.

  7. ‘The United Kingdom National Health Service is closing the gender identity clinic at the Tavistock and Portman Trust, the London-based facility whose practices have faced considerable scrutiny in recent years.’

    ‘The clinic is being shut down by next spring in light of recommendations from an independent review led by Dr. Hillary Cass, which was set in motion in the fall of 2020 and released earlier this month.’

    “The aim is to close the Tavistock clinic by spring 2023, moving to the new provider model through specialist children’s hospitals,” an NHS source told The Guardian Thursday.’

    “The children being seen by the Tavistock (and those on waiting lists) will be transferred to a new provider over the course of that time.”

    ‘Cass stated in a July 19 report that there was a need to move away from the sole provider model and develop services regionally to meet the needs of patients. The report was also critical of using experimental puberty-blocking drugs to treat gender dysphoria.’

    “The rationale for use of puberty blockers at Tanner Stage 2 of development was based on data that demonstrated that children, particularly birth-registered boys who had early gender incongruence, were unlikely to desist once they reached early puberty; this rationale does not necessarily apply to later-presenting young people, including the predominant referral group of birth-registered girls,” Cass wrote.’

    “We do not fully understand the role of adolescent sex hormones in driving the development of both sexuality and gender identity through the early teen years, so by extension we cannot be sure about the impact of stopping these hormone surges on psychosexual and gender maturation. We therefore have no way of knowing whether, rather than buying time to make a decision, puberty blockers may disrupt that decision-making process.”

    https://www.christianpost.com/news/uk-nhs-to-shutter-tavistock-gender-clinic-after-formal-review.html

    1. One of the central tenets of Marxism is that children are the property of the state.

      “The Southern Poverty Law Center’s (SPLC) project, Learning for Justice, promoted an explicit sex education book for elementary school students in a guide to teachers.

      The guide was published by Learning for Justice, a project of the Southern Poverty Law Center, and is titled “Best Practices for Serving LGBTQ Students.” The guide discusses pronouns, sex education, and policies surrounding cross-sex access to sports and bathrooms.

      The Learning for Justice guide explains that the aim of the Southern Poverty Law Center is to use a number of tools, including school curriculums, “to dismantle white supremacy, strengthen intersectional movements, and advance the human rights of all people.”

      https://www.breitbart.com/social-justice/2022/07/27/splc-promotes-explicit-book-written-by-beginners-sex-store-founder-to-elementary-students/

      Top comment on the article:

      “The Southern Poverty Law Center is a domestic terrorist organization.”

  8. ‘Shopify Inc. chief executive officer Tobias Lutke pointed to this shift in a memo to staff on Tuesday, in which he announced that roughly 10 per cent of employees were being laid off.’

    “We bet that the channel mix – the share of dollars that travel through e-commerce rather than physical retail – would permanently leap ahead by 5 or even 10 years,” he said. “It’s now clear that bet didn’t pay off.”

    https://www.theglobeandmail.com/business/article-e-commerce-sales-pandemic-boom/

  9. ‘The more-expensive borrowing rate is expected to cool the hot housing market. “Most of your first-time home buyers are gone,” Eric Harmon, owner of Crosswind Home Inspection, said. “The home buyers that are left, they’re going to be super qualified, but they can negotiate a little bit more. They don’t have to waive all their inspections. They don’t have to give away their firstborn just to get into a burning shack of a house.”

    https://www.kivitv.com/news/national/the-real-life-impact-of-the-federal-reserve-hike

  10. Your federal income taxes are paying for this.

    Russia Today — Zelensky tells Americans to make sacrifices for Ukraine (7/27/2022):

    “Ukrainian President Vladimir Zelensky has told British broadcaster Piers Morgan that inflation and coronavirus are “nothing” compared to Ukraine’s struggle, and Americans should support aid for Kiev “until we win.”

    As the US grapples with a 40-year-high inflation rate and record gas prices, multiple polls name these economic concerns as more pressing among Americans than the conflict in Ukraine. Furthermore, nearly five times as many people in the US blame President Joe Biden’s policies for their misfortune as Russian President Vladimir Putin …

    Speaking to Morgan in a recently-taped TV interview, Zelensky reminded Americans fed up with the flow of aid to Ukraine – more than $56 billion since February – that both countries are “fighting for absolutely communal values.”

    “The war in Ukraine is still the war against those values that are professed in the United States and in Europe,” he told Morgan, according to a writeup in the New York Post. “We are giving our lives for your values and the joint security of the world.”

    “Therefore, inflation is nothing, Covid is nothing,” he continued. “These things are secondary. The most important thing is to survive and preserve your life, your family, and your country. Therefore, at the moment we are doing this job, but the West has to help us.”

    https://www.rt.com/news/559736-zelensky-piers-morgan-inflation/

    As a United States citizen, I share no “communal values” with Ukraine, and they deserve nothing from us.

    Zelensky is not a Christian, and if you support him, neither are you.

    1. The Washington Post is globalist scum media.

      Washington Post — Zelensky and some lawmakers want more U.S. military personnel in Ukraine (7/28/2022):

      “Speaking to a delegation of five U.S. lawmakers last week in Kyiv, Zelensky repeated his requests for more and better U.S. weapons. He also revealed that he has been asking the Biden administration to deploy U.S. military personnel in Kyiv to improve U.S.-Ukraine coordination on all aspects of the war”

      https://archive.ph/tVJlv

      Any member of Congress who supports this is guilty of treason.

      Washington Post — Ukraine could be turning the tide of war again as Russian advances stall (7/28/2022):

      “Russian advances in Ukraine have slowed almost to a standstill as newly delivered Western weapons help Ukrainian forces reclaim much of the advantage they had lost in recent months, opening a window of opportunity to turn the tide of the war in their favor again.”

      This is all globalist propaganda and lies.

      “Russian troops have made no significant territorial gains since the Ukrainian retreat on July 2 from the eastern city of Lysychansk under withering artillery fire. The retreat gave Russia full control over Luhansk, one of the two oblasts, or regions, that make up the broader eastern Donbas area, and it marked Russia’s only meaningful strategic success since its retreat from territory around Kyiv in April.

      The lack of progress may be explained at least in part by the “operational pause” declared by Russia’s Defense Ministry after the seizure of Lysychansk — to allow Russian troops a chance to “rest and develop their combat capabilities”

      https://archive.ph/X62bz

      Russia is winning.

      1. Russia is winning.

        There is a video of a Ukrainian POW officer on the ground, hands bound behind his back, rope tied to each ankle holding holding his legs spread open while a Russian soldier castrates him with a box cutter. It’s a nice clear mp4 file.

        1. One doesn’t need to like Russia nor be rooting for it to acknowledge that they are winning. The more the western media tells me that Ukraine is winning, the more I know they aren’t.

        2. “Ukrainian fighters say there’s a bounty placed on a Russian soldier after a gruesome video emerged online appearing to depict a captured Ukrainian soldier being castrated.”

          “The video, reviewed by VICE World News, shows a Russian soldier, wearing a distinctive wide-brimmed hat and blue surgical gloves, castrating a bound Ukrainian prisoner, who is lying on his stomach with his pants cut off. The video first appeared on pro-Russian Telegram accounts. VICE World News is not publishing the video or any screenshots from it. It’s not clear when or where it was filmed, but authorities and soldiers are treating it as authentic.”

    2. Americans should support aid for Kiev “until we win.”

      Europe is 900-million strong, roughly three times the U.S. population, so why is panhandling here?

  11. ‘Popular financial adviser Dave Ramsey’s advice about mortgages is trending on social media. He says, in part, houses are the cheapest they’ll be right now because prices are only going to climb over the next five years. So, if you are looking to buy a home do it now.’

    Realtor Andrea Dubois said she does agree with Dave Ramsey. She said we will see slower increases in home prices which means we are headed into a healthier housing market and that’s a good thing.

    “It won’t be an auction kind of environment, like what we’ve experienced the past two years. We’re going out of the ‘put your house on the market for a couple of hours with 50 offers.’ We’re starting to see appraisals come back into the game. We’re starting to see home inspections, which all that is healthy,” Dubois said.’

    https://www.wbir.com/article/money/consumer/housing-market-east-tennessee-knoxville-money-houses-economy/51-e197f43f-c3d6-4708-90cb-e1b72fea40c1

  12. Mass Formation Psychosis is on hell of a drug.

    SF Gate — BART reinstates mask mandate, effective immediately (7/28/2022):

    “BART’s Board of Directors voted Thursday to reinstate a face mask requirement on BART trains effective immediately.

    The board’s vote to reinstitute the face mask requirement is now in effect until and inclusive of Oct. 1, unless BART directors decide to extend the mandate further.

    The temporary amendment to the transit district’s Code of Conduct requires riders to wear face masks that fully cover a person’s nose and mouth in paid areas of the system with limited exceptions. This requirement applies to trains and all portions of stations beyond the fare gates. Children ages 2 and under, as well as individuals with medical conditions that prevent them from wearing masks, are exempt from the mandate.”

    https://www.sfgate.com/news/bayarea/article/Bart-Board-Of-Directors-Reinstate-Face-Mask-17337197.php

    Citizens don’t wear masks.

    Only slaves wear masks.

    1. requires riders to wear face masks that fully cover a person’s nose and mouth
      He$$, with all the excrement in the BART system it might actually be a good idea to wear a mask. (or a clothespin?)

    2. As the midterms approach, the Comrades of Proven Worth (D) seem to be catching on that mask mandates could provoke a backlash against the Democrat-Bolshevik control freaks that even wholesale voter fraud might not be able to overcome.

      Los Angeles DROPS its plan for another indoor mask mandate after cities rebelled and health officials now say Covid rates have ‘stabilized’

      https://www.dailymail.co.uk/news/article-11060959/LA-DROPS-plans-indoor-mask-mandate-cities-rebelled-Covid-rates-stabilized.html

      Los Angeles County has shelved plans to bring back a universal indoor mask mandate as its Covid surge is subsiding and rates of hospitalizations have stabilized, the city’s health director announced Thursday.

      Health director Barbara Ferrer had warned two weeks ago that the LA County Department of Public Health could reintroduce a face covering requirement if trends in hospital admissions continued under criteria set by the U.S. Centers for Disease Control and Prevention.

    1. They have (had?) a Santa Barbara mansion, he has (had?) a job at a San Francisco tech firm, they pay taxes, so they have a say in U.S. domestic affairs. Agreed, he’s a woke cuck!

      1. so they have a say in U.S. domestic affairs

        Didn’t we fight a war of independence precisely so that British royals would have no voice in our affairs?

  13. Oh dear….

    China’s Property Loans, Mortgages Grow at Weakest Pace on Record

    Bloomberg News
    July 29, 2022, 3:56 AM MDT

    China’s overall property loans rose at the slowest rate on record as of the end of June, as banks were cautious about lending to cash-strapped developers while household demand for mortgages was weak amid a continued market downturn.

    Outstanding loans to the property sector increased 4.2% from a year ago to 53.1 trillion yuan ($7.9 trillion) as of the end of June, according to data from the People’s Bank of China. The growth rate was down from a 6% gain as of the end of March and marked a new low in data going back to 2009.

  14. Democrat-Bolshevik control freaks must be green with envy at their CCP ideological mentors’ ability to impose arbitrary and capricious lockdowns on millions of people for no good reason whatsoever.

    Wuhan locks down one million people over four asymptomatic cases of Covid-19

    https://www.news.com.au/world/asia/wuhan-locks-down-one-million-people-over-four-asymptomatic-cases-of-covid19/news-story/e0ed71a7231cd031f396ad8115d0fa14

    China has continued its extraordinary pursuit of a Covid-zero policy left behind by the rest of the world, locking down a million people over four cases.

    1. China has continued its extraordinary pursuit of a Covid-zero policy left behind by the rest of the world, locking down a million people over four cases.

      And they wonder why their economy is collapsing.

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