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A Lot Of Come To Jesus Moment Conversations

A report from Bloomberg. “U.S. household debt rose slightly in the third quarter, reaching the highest level ever. Total debt increased 0.6% to $14.35 trillion from $14.27 trillion in the second quarter, the Federal Reserve Bank of New York said in a report. The gain was led by a surge in new mortgage loans, mostly refinancings, which reached $1.05 trillion, the second highest in data going back to 2003 and rivaling the historic refinance boom 17 years ago.”

“Borrowers who postponed their monthly mortgage payments offer a glimpse into the impact the looming cliff could have. Americans who took advantage of programs that allowed them to skip mortgage and auto bills tended to have much lower credit scores and higher delinquency rates than those who didn’t, the New York Fed data show. Lenders reported these borrowers as current on their bills, temporarily boosting their credit scores and possibly masking underlying distress, according to the New York Fed.”

From USA Today. “Competition in the housing market has cooled slightly since the summer. The typical home currently gets four or five offers, compared with eight or nine in September, according to Redfin. Don’t get greedy – ‘An overpriced home is still going to sit on the market,’ Jason Gell, president of the Greater Boston Association of Realtors, says.”

The Los Angeles Times in California. “The Southern California median home price rose sharply in October compared with a year earlier. October’s median price of $605,000 was down slightly from a record $610,000 in September. Economists say the large median price increases in recent months show values are rising but caution that values are rising less than the median indicates. Because the median is the point at which half the homes sold for more and half for less, it also reflects a change in the types of homes sold.”

“So one thing that has made the median price rise so much in recent months is that members of higher-income households have been less likely to have lost their jobs in the pandemic, leading a greater share of home sales to be in the luxury segment now than at the same time last year.”

From Bisnow New York. “The world’s largest brokerage is shuttering one of its New York Tri-State area suburban locations and downsizing its staff next year. CBRE is permanently closing its Westchester office at 70 West Red Oak Lane in White Plains and laying off 35 of its employees in February, according to a worker adjustment and retraining notification filed with the New York State Department of Labor. CBRE cited economic reasons for the closure.”

“In New York City, investment sales in the first half of this year were down 50% year-over-year and office availability is at its highest point in 16 years. CBRE’s total profit for the third quarter was $184M, down 28.2% from $257M during the third quarter last year, according to the financial results it released for the quarter. The company anticipates sales and leasing volume will be down between 30% and 40% overall for the year.”

“CBRE has already made cuts to its staff to save on expenses since the pandemic hit. The brokerage was also making cuts before the pandemic began to ravage the U.S.. In February, it laid off 40 engineers in the New York City office. Before layoffs, the company cut pay for senior staff members, GlobeSt. reported in May.”

The New York Times. “Real estate developers are seeking opportunities to buy student housing from strapped universities and convert them into apartments for white-collar workers. Thirty percent of American universities, both public and private, are running deficits, according to Moody’s Investors Service, and the pandemic has only added to financial pressures. ‘It is absolutely a perfect storm,’ said Michael Jerbich, president of B. Riley Real Estate Solutions. ‘The only thing they can do is turn to real estate or other hard assets.'”

“The shift has been playing out for years as universities face shrinking enrollments and ballooning debts, but as the pandemic worsens, college real estate will increasingly be redeveloped or sold, experts say.”

From Capital Hill Seattle in Washington. “One quarter of the first batch of units in the new Capitol Hill Station mixed-use development have been leased, as of early this month, according to the complex’s general manager. Coronavirus has shaken the local housing market, with rents down 14% since March, according to data from ApartmentList. The median one-bedroom apartment rents for just under $1,500 and two-bedrooms for $1,849. Rents have been going down for months and they were down 4.2% between September and October.”

“Seattle is obviously not alone in seeing rents plummet, with New York City down over 15% and San Francisco down a staggering 21.7% since March, according to ApartmentList. Meanwhile, local apartment buildings are also giving more concessions to renters, such as a month of free rent. Over 70% of large Seattle-area buildings constructed since 2017 are giving such deals to leasers, according to The Seattle Times. For example, the Capitol Hill Station developers are advertising two months of free rent on some units to prospective tenants.”

“14th Ave’s REO Flats, for example, is touting two rent-free months, a waived deposit and application fee, and $500 off move-in costs. The Capitol Hill Station development is offering a similar deal on ‘select’ units.”

The Nevada Current. “Henderson began regulating STVRs last year. This year through August the city imposed and collected $6,100 in fines on properties where owners or renters violated the rules, according to spokeswoman Kathleen Richards. Attorney Alex Velto of Hutchison Steffen confirmed he’s consulted with the group about possible legal action regarding property rights. ‘All of my clients are paying over market value for these homes,’ Lowman told the City Council in September, imploring members not to place distance and other restrictions on STVRs.”

“‘It’s good for sellers,’ Lowman told the Current, adding investors ‘are willing to pay above market value (by a good $10,000+) knowing they will make it back easily in the first month they rent it. STR(s) can bring in a lot of money if you run them correctly and have them set up right. With the distance rule, this will stop happening and values will not keep going up.'”

From Now Toronto in Canada. “A one-bedroom apartment in the old City of Toronto cost $1,922 on average in October, according to Rentals.ca’s National Rent Report. That’s a 2.3 per cent drop month-over-month, and 17.3 per cent drop, year-over-year. Dragging rental listing prices down is the oversupply, particularly in the city. There’s an oversupply of investment unit rentals due to new builds coming into the market. Owners of former Airbnb units are looking for long-term rent with the lack of tourism. And then there’s an exodus from the downtown core since so many people are working from home and looking for more space.”

“‘People are starting to say, ‘I don’t need to be in the concrete jungle,’ says Re/Max Hallmark Realty broker Meray Mansour.”

From Reuters on Canada. “Eager to move his young family into a house with a backyard amid the pandemic, Dale-Paul Jordan listed his Toronto condo for sale last month and prepared to start bidding on detached homes. But the condo didn’t sell or get a single viewing. And when another seller in the building slashed their asking price, Jordan and his wife pulled the unit off the market and decided to delay their dream until spring at least. ‘One of the things we’re handcuffed to is selling our condo to help with the downpayment,’ Jordan said.”

“The couple are among a growing cohort of would-be buyers in Canada keen to move up the property ladder, but are trapped by a flood of condos in the Toronto and Vancouver markets. The situation is only expected to worsen with a near-record number of new condos under construction. As more people find themselves in the Jordans’ position, there will be fewer buyers for detached homes, real estate experts said, and that could have a trickle-down effect on the red-hot detached home market.”

“The cracks appearing in the condo market may well become the fault-line in Canada’s housing market. Some agents say they have had clients on the brink of reneging on detached home offers, because of worries they won’t be able to sell their condo. ‘We came very close a few times but we got the deal done,’ said Thomas Mirkovich, a Toronto-based broker. ‘I had to have a lot of ‘come to Jesus’ moment conversations.'”

“Add in other pressures – Canada’s still-high unemployment rate, a sharp drop in immigration, and the winding down of mortgage deferral programs and emergency pandemic benefits – and conditions could be ripe for a reckoning. ‘Now people can’t sell their condos downtown. Nobody wants to buy a condo,’ Hilliard MacBeth, a portfolio manager and author of ‘When the Bubble Bursts,’ said in an interview. ‘The government support means the real start of the recession has just been delayed.'”

The Daily Mail on the UK. “Big city rents are dropping by up to 45 per cent as swathes of tenants no longer have to live near their workplaces. A Zoopla repor said average rents in London are now 5.2 per cent lower than they were a year ago – while those in Birmingham, Manchester and Edinburgh are also dropping. Some of the more drastic cuts include a two-bedroom flat in central London’s Baker Street which is down from £4,312 a month in May to £2,600 last month, while rent on a four bedroom flat around Bloomsbury dropped from £3,476 in June to £2,210, the Times reports.”

“Postcode W9, which covers parts of Maida Vale and Paddington, has seen the second biggest rent price drop (20 per cent), followed by SW1 (17 per cent), which covers Westminster, Belgravia and Pimlico. Matt Hutchinson, director at SpareRoom, noted: ‘Once again, London dominates the headlines in terms of falling rents, and it’s generally the most expensive neighbourhoods that are worst affected. ‘What we’re seeing might just be a temporary shift in the rental market, or it may be the start of the UK’s rental map being redrawn permanently.'”

From Dublin People in Ireland. “Dublin Central Labour Party Senator Marie Sherlock said she believes a ‘dangerous precedent’ is being set by Dublin City Council in approving applications to allow student accommodation developments to take bookings from tourists during term-time. Cabra-Glasnevin Councillor Declan Meenagh said: ‘At a time when tourism is on its knees and the supply of tourist accommodation is already over-saturated, we have to ask whether anyone’s interests are really being served by this application.'”

From Cyprus Property News. “Luxury real estate may see a dramatic downturn next year, as the Cyprus Investment Program is no longer available to foreign investors, plus the pandemic has made market conditions even worse. A bad taste left by Al Jazeera videos pushed the retreat by foreign buyers further and may send prices spiralling to 2013 era levels. Foreign buyers – who have helped fuel the push in premium homes and high-rise building apartments (mainly in Limassol and Paphos) – are on the wane.”

“According to DANOS International Property Consultants and Valuers, the volume of foreign purchases will see a sharp drop in 2021. The reasons include limits on taking cash out of foreign countries, anti-corruption laws taking effect, market saturation, rising property prices, the lack of citizenship incentive and concern about the stability of the EU economy, market and political situation.”

“The Limassol real estate market should slow significantly as sale volumes across the town are expected to fall by at least 25%. The average price for a high-rise tower apartment is expected to fall in the last quarter of this year and continue falling in 2021, as well. If you look around Limassol at all these, 15-28 storey modern towers with starting prices at €6,000 per square metre for a luxury apartment, people living in Limassol, are not buying them.”

“Also, because of the pandemic – economic uncertainty, we are seeing people in Cyprus, selling their property to save money or simply to pay back their bank debts. It is serious – people can’t rely on their business for enough income.”

Related Posts
This Post Has 181 Comments

  1. The Mechanics Behind the Electronic Vote Steal Operation

    https://www.bitchute.com/video/OJrljwQFcIvc/

    https://twitter.com/tom2badcat/status/1325126091460268032

    https://archive.vn/KPwUa

    Michigan @ 45:20. And on. 5 out of 5 states.

    Another poster added:

    ‘At 31:30 in the video, he explains how Trump was comfortably ahead in all the 5 key battleground states, and suddenly all 5, AT THE SAME TIME, quit counting and went offline for 3 hours.’

    ‘Then when they came back, suddenly there were massive numbers of found votes and were all for one candidate and one candidate only (Biden). Statistically impossible.’

    Lots of info and links here:

    https://everylegalvote.com/country

    https://hereistheevidence.com/

    1. Smartmatic CEO apologizing in the 2017 Venezuela Election for 1 million vote switch

      https://www.bitchute.com/video/e2Fxswdf1SsG/

      ‘In an interview with the Fox Business Channel, Giuliani, in his capacity as lawyer of reelectionist US President Donald Trump, claimed that the Smartmatic vote-counting machines were “hackable.”

      ‘He said Dominion, the company that provided the automated vote-counting system used during the most recent presidential election, was owned by Smartmatic through an intermediary company referred to as Indra.’

      ‘He claimed that the Smartmatic vote-counting machine was basically developed and designed to commit fraud in the process of vote-counting, particularly for the Venezuelan dictator Hugo Chavez.’

      ‘He claimed that Smartmatic had been behind the electoral frauds in many countries, without actually mentioning the Philippines, which has been using its system for over a decade.’

      ‘Giuliani also hinted about the origins of the Dominion- Voting System and the company’s alleged connection with Smartmatic, one of the most questioned automated voting companies, primarily because of the affiliation of the people behind the company to Chávez.’

      ‘He accused Smartmatic of manipulating the recent US presidential election in key US states, adding that its Dominion Voting System was using machines designed to allow human intervention.’

      ‘He said Smartmatic was founded by three Venezuelans who were very close to the dictator Hugo Chávez back in 2003, adding that the company was formed to fix elections. “That’s the company that owns Dominion. Dominion is a Canadian company, but all its software is from Smartmatic,” Giuliani was quoted during the interview.’

      https://manilastandard.net/news/national/339587/smartmatic-poll-machines-come-into-question.html

      ‘Charlie is joined by Lt. General Thomas McInerney to detail the shocking allegations surrounding Hammer and Scorecard, weaponized digital tools that allegedly allow our intelligence agencies to alter election results, including those in the United States. Are these tools actually real? Were they deployed in this most recent election? Can we know who is behind these treasonous acts if they did in fact occur?’

      ‘In what might be one of the most important interviews ever conducted on the show, Gen. McInerney lays out an election fraud scheme in extensive detail on a scale never before experienced in America or the world.’

      https://www.youtube.com/watch?v=Ti3gNXz2F8w

      Watch it before it gets taken down.

      1. ‘More than 400 Republican voters in Pennsylvania say they requested mail-in ballots and returned them to vote, but the state absentee voting data say the ballots weren’t returned, according to a fraud detection team that contacted the voters. And more than 500 voters said they received mail-‘in ballots despite not requesting them, according to the team.

        ‘The team was put together by Matt Braynard, former data and strategy director for President Donald Trump’s 2016 election campaign. The team analyzed the data and set up a call center to verify election inconsistencies in several states, including Pennsylvania, Georgia, Michigan, Wisconsin, and Arizona, where the Trump campaign is contesting the results.’

        ‘Of the 1,137 who did request a ballot, nearly 40 percent (453) said they mailed the ballots back, but the state data show the ballots weren’t received or counted, Braynard said. If the results are representative of the whole state, they could throw into question the election result.’

        ‘Some 165,000 Pennsylvania Republicans were mailed ballots but weren’t marked as having returned them, Braynard said. Former Vice President Joe Biden currently leads by fewer than 75,000 votes in the state, according to unofficial results.’

        https://www.theepochtimes.com/hundreds-of-gop-voters-say-they-returned-mail-in-ballots-state-data-says-they-didnt_3582853.html

        1. ‘A recount monitor in Georgia discovered a 9,626-vote error in the hand recount in DeKalb County, according to the chairman of the Georgia Republican Party.’

          “One of our monitors discovered a 9,626-vote error in the DeKalb County hand count. One batch was labeled 10,707 for Biden and 13 for Trump—an improbable margin even by DeKalb standards. The actual count for the batch was 1,081 for Biden and 13 for Trump,” David Shafer wrote on Twitter on Nov. 18.’

          “Had this counting error not been discovered, Biden would have gained enough votes from this one batch alone to cancel out Trump’s gains from Fayette, Floyd, and Walton,” Shafer added, referring to the three Peach State counties which discovered memory cards with uncounted votes on Monday and Tuesday.’

          ‘Shafer said that two official counters signed off on the miscounted batch. GOP attorneys turned over an affidavit (pdf) on the incident to the Georgia secretary of state and requested an investigation.’

          ‘Georgia officials are probing the handling of the presidential election in the state’s largest county. Officials are seeing “managerial sloppiness” and “chain of custody” issues in Fulton County, which has a population of about a million and includes Atlanta, Gabriel Sterling with the secretary of state’s office told reporters on Tuesday.’

          https://www.theepochtimes.com/georgia-monitor-catches-9626-vote-error-in-hand-recount_3584168.html

          “One of our monitors discovered a 9,626-vote error in the DeKalb County hand count. One batch was labeled 10,707 for Biden and 13 for Trump—an improbable margin even by DeKalb standards. The actual count for the batch was 1,081 for Biden and 13 for Trump”

          So almost ten times the number of actual votes gets signed off on – twice. No fraud here!

          2. The Democrats in 2020 are a criminal enterprise masquerading as a political party.

            Michigan Democrat State Rep.-Elect Telegraphs Threat to GOP Wayne County Canvasser’s Children in Racist Diatribe Over Vote Certification

            https://www.thegatewaypundit.com/2020/11/michigan-democrat-state-rep-elect-telegraphs-threat-gop-wayne-county-canvassers-children-racist-diatribe-vote-certification/

            Michigan Democrat state Representative-Elect Abraham Aiyash, 26, telegraphed a threat to the children of Republican Wayne County Board of Canvasser’s member Monica Palmer in a racist rant over Palmer’s initial vote to not certify the corrupt election results in the county which includes the city of Detroit. The poll books in Detroit are notorious for not matching the vote count. Last night the GOP canvassers decided to stop looking past the fraud and got railroaded into submission. Aiyash warned Palmer her children could face retribution from Black classmates in school as he named the school they likely attend. Aiyash wagged his finger at the camera as he intimated the threat.

          3. ‘Shafer said that two official counters signed off on the miscounted batch. ”

            These human errors are happening 2 at a time now.

          4. The Democrats in 2020 are a criminal enterprise masquerading as a political party.

            Yep. And until we start punishing treason again as our forefathers did, by way of the death penalty, look for this brazen anti-American fraud to continue. It would only take a few executions for the rest of these crooks to realize they want nothing to do with that noise.

          6. “One of our monitors discovered a 9,626-vote error in the DeKalb County hand count. One batch was labeled 10,707 for Biden and 13 for Trump—an improbable margin even by DeKalb standards. The actual count for the batch was 1,081 for Biden and 13 for Trump,” David Shafer wrote on Twitter on Nov. 18.’

            This should significantly decrease Biden’s margin, yet the fake news media is reporting Trump has only narrowed the gap by a few thousand. WTF?

          7. we start punishing treason

            What separates us then from AOC, who is making a list of traitors for later punishment?

          8. What separates us then from AOC, who is making a list of traitors for later punishment?

            Do you not understand the difference between election fraud and partisanship?

          10. the difference

            It’s the similarity in lust for revenge that I’m seeing. Hopefully that doesn’t put me on your list.

          11. It’s the similarity in lust for revenge that I’m seeing. Hopefully that doesn’t put me on your list.

            Nice strawman argument. You’ve been doing this for days. Punishing reason has nothing to do with “lust for revenge.”

          12. Evidence of criminal activity for use in a court of law.

            Don’t bother. I think this guy’s in the bag for Biden.

          13. You’ve been doing this for days

            Don’t be silly. We had this attempted conversation only once before.

            I hope we win this, and if we do that we will set a good example for the bad actors. Execution of the defeated isn’t that attractive. That’s my only point.

          14. Execution of the defeated isn’t that attractive. That’s my only point.

            Excusing and turning a blind eye to treason isn’t attractive.

          16. You made that up.

            I realize this is pointless!

            I didn’t make it up, it’s what you and everybody else defending the fraudsters is doing.

          21. Seems pretty credible

            Understatement. This won’t go away.

            One thing I wonder about is how these Blue cities were able to not have any Republicans on the vote counting crews.

    2. Once the election fraud situation is resolved, I’d still like to know why Hunter Biden is taking nude selfies with his 14 year old niece sitting on the bed behind him.

      The HBB is not Twitter.

  3. The title for the last link:

    The bottom has fallen out of luxury real estate

    ‘Dale-Paul Jordan listed his Toronto condo for sale last month and prepared to start bidding on detached homes. But the condo didn’t sell or get a single viewing. And when another seller in the building slashed their asking price, Jordan and his wife pulled the unit off the market and decided to delay their dream until spring at least. ‘One of the things we’re handcuffed to is selling our condo to help with the downpayment’

    Well it was cheaper than renting Dale-Paul. But don’t give it away.

      1. Well, now you step inside
        But you don’t see too many faces
        Coming in out of the rain to hear the Jazz go down
        Competition in other places
        Ah, but the horns, they blowin’ that sound
        Way on down south
        Way on down south, Crater town

        https://youtu.be/l5Zpmaz2OKE

        1. I remember hearing that song a thousand times on the radio as a kid and not caring one bit about it. Now I think it’s one of the greatest guitar based songs ever written. Guess I’m old now.

          1. LOL, a kid in my sixth grade class brought that record into music class when we had a day we could share our home music with our peers. He cautioned us there was a curse word in the song. I’ve seen the kid on FB grown up as an adult. Turned out exactly how I expected he would. Wonder if he is still hilarious as Bill Hicks like he was when he was 12 years old.

    2. Well, you don’t want to give it away.

      Consider yourself lucky that none of your bids on a house was accepted.

      “But the condo didn’t sell or get a single viewing. And when another seller in the building slashed their asking price, Jordan and his wife pulled the unit off the market and decided to delay their dream until spring at least.”

    3. But the condo didn’t sell or get a single viewing.

      Not a single viewing says it all. It’s grossly overpriced, buddy.

    4. “The bottom has fallen out of luxury real estate.”

      Down below the bottom for luxury real estate is the top of normal people real estate. When it gets there, perhaps those renting or selling to real people will have to cut them a break.

      A McMansion, with a little bit of investment, could be converted to good housing for four families or a dozen singles and couples. If the free market is allowed to work, and the government gets out of the way by “abolishing the suburbs.”

  4. ‘Economists say the large median price increases in recent months show values are rising but caution that values are rising less than the median indicates. Because the median is the point at which half the homes sold for more and half for less, it also reflects a change in the types of homes sold’

    ‘So one thing that has made the median price rise so much in recent months is that members of higher-income households have been less likely to have lost their jobs in the pandemic, leading a greater share of home sales to be in the luxury segment now than at the same time last year’

    Prices can even be falling with the median up! The LAT usually puts out a brief report like this and follows up with color quotes later at the same link, so we’ll see.

  7. Postcode W9

    You can’t accuse them of using cutesy names.

    ‘Once again, London dominates the headlines in terms of falling rents, and it’s generally the most expensive neighbourhoods that are worst affected’

    Over and over, the most expensive get hammered first and most.

    2. Postcode W9

      You can’t accuse them of using cutesy names.

      Postcode is their version of zip code. W9 are just the first 2 characters in the postcode. Their codes have 7 characters, both letters and numbers, which makes them equivalent to our 9 digit zip code in “precision”, as in each address has it’s own post code.

  8. ‘Now people can’t sell their condos downtown. Nobody wants to buy a condo,’ Hilliard MacBeth, a portfolio manager and author of ‘When the Bubble Bursts,’ said in an interview. ‘The government support means the real start of the recession has just been delayed.’

    Yep. I’d like to meet this guy someday.

    ‘Americans who took advantage of programs that allowed them to skip mortgage and auto bills tended to have much lower credit scores and higher delinquency rates than those who didn’t’

    There’s yer subprime.

    ‘Lenders reported these borrowers as current on their bills, temporarily boosting their credit scores and possibly masking underlying distress’

    Possibly? I’m an accountant, so I suppose counting defaults as current is one way to do it.

    1. The upside world we live in.

      Folks who don’t pay their mortgage or car payments actually receive a boost to their credit scores.

      It is just like mostly peaceful protesting and looting that doesn’t spread germs.

      1. Extend and Pretend… even if folks go back to work and assuming they make the same amount, how do they make up the loss wages?

  9. “Competition in the housing market has cooled slightly since the summer. The typical home currently gets four or five offers, compared with eight or nine in September, according to Redfin. Don’t get greedy – ‘An overpriced home is still going to sit on the market,’ Jason Gell, president of the Greater Boston Association of Realtors, says.”

    How many offers if the home is still sitting on the market again?

    1. Yeah, they pull out that “instead of 100 offers they only get 10” stuff again. Hey redfin, what happened to the monthly price reduced statistics?

      1. I call BS even on five offers.

        A real offer is from a real buyer with a downpayment, a mortgage already approved and not needing to sell another house.

        How many “offers” of the five just fall apart?

  10. “The Limassol real estate market should slow significantly as sale volumes across the town are expected to fall by at least 25%. The average price for a high-rise tower apartment is expected to fall in the last quarter of this year and continue falling in 2021, as well. If you look around Limassol at all these, 15-28 storey modern towers with starting prices at €6,000 per square metre for a luxury apartment, people living in Limassol, are not buying them.”

    Having lived through one massive real estate bust and banking crisis in Limassol, Cyprus I always wondered when the coup de grace would come. I watched the ultra-expensive high rises going up knowing full well that if I couldn’t afford to live in them then, the locals certainly couldn’t. All I can say now is “Timber!”

    1. Another aspect of that previous bust is there are staggering amounts of non-performing loans in Cyprus hanging out there that lenders haven’t moved on.

      2. I remember some DVD I saw earlier this year talked about money. I think the guy from ‘Harold and Kumar Go to White Castle’ was in it. There was a segment on Cyprus I believe and how A LOT of shell companies are hosted there.

      2. I was there for the “bail in.” Fortunately I only had 1000 Euros in my local bank account. I kept a lot of cash in my apartment that served me well for a few weeks during the crisis.

  11. Total households in America = 120 million (about 2.7 people per household)

    Or $120,000 in debt per household.

    ““U.S. household debt rose slightly in the third quarter, reaching the highest level ever. Total debt increased 0.6% to $14.35 trillion from $14.27 trillion in the second quarter, the Federal Reserve Bank of New York said in a report. The gain was led by a surge in new mortgage loans, mostly refinancings, which reached $1.05 trillion, the second highest in data going back to 2003 and rivaling the historic refinance boom 17 years ago.”

    1. “Due mostly to refinancing.”

      That means cash out again, right. So that’s where the SUV sales are coming from. Again.

      Me, I got a dirt cheap 14 month old Impala off Hertz after they declared bankruptcy.

      1. Cash out refi’s are to pay down the mortgage.

        Remember…. as a noted economist said so eloquently, “Nothing has created more personal bankruptcies and poverty than the 15 and 30 year mortgage. Nothing.”

        He’s right.

        Alexandria, VA Housing Prices Crater 22% YOY On Surging Mortgage Defaults And Soaring Inventory

        https://www.movoto.com/alexandria-va/market-trends/

        As one DC area broker laughed, “Homeowners aren’t homeowners… They’re DebtDonkeys.”

      2. I got a dirt cheap 14 month old Impala off Hertz

        Not a late model Impala fan but that’s exactly the kind of deals I like to see people getting. Any car is cool if it’s almost free and shouldn’t need anything for a long time.

          2. It’s all relative. I’m not the target customer.

            I don’t think there are many target customers left.

          3. I’m in flyover “truck country”, and it seems every third guy is going to ride-out this depression in a brand new $1,000/month lifted truck.

          4. ‘I’m in flyover “truck country”, and it seems every third guy is going to ride-out this depression in a brand new $1,000/month lifted truck’

            If you like your gas prices, you can keep your gas prices said never by Biden.

  14. Debt is slavery.

    And the saddest part about it is that it’s voluntary. I don’t have any debt, that’s why I’m posting to the HBB from a trail in the Pike National Forest on a Wednesday, while loanowners can’t even afford the gas to drive to the trailhead, let alone take a weekday off to go hiking.

    1. “Debt is slavery.”

      “And the saddest part about it is that it’s voluntary.”

      Wrong! That’s the beauty of it.

      😁

        1. Borrowing to stay current on a mortgage loan is no way out of debt…. but that’s how the majority of homeowners are staying current.

          Can you imagine?

        3. Americans’ mortgage debt soars to a record $10 trillion

          We had the worst job and income loss event in the nation’s history, so people reacted by going out and buying record numbers of the most expensive assets and durable goods in history. You can’t make this sh!t up. There is only one reason this happened – a firehose of easy money from the FED and banks which continues to this very day.

          1. “There is only one reason this happened – a firehose of easy money from the FED and banks which continues to this very day.”

            Wrong, there are two reasons: The reason you stated plus the fact that millions of totally dumbed-down ignorant pukes are at large in society and are flocking to lenders so as to lay their signatures down on dotted lines – any dotted lines – so as to commit themselves to often (and hopefully) ruinous loan agreement terms.

          2. ‘so people reacted by going out and buying record numbers of the most expensive assets and durable goods in history.’

            Yeah, can’t figure this out. Almost as if people are in denial.

      2. From Wikipedia …

        “Debt bondage”

        “Peonage, also known as debt slavery or bonded labour, is the pledge of a person’s services as security for the repayment for a debt or other obligation, where the terms of the repayment are not clearly or reasonably stated, and the person who is holding the debt thus has some control over the laborer.”

        Bahahahaha … “… the terms of the repayment are not clearly or reasonably stated”. Yeah, right. It might be helpful to the borrowing puke for him to read and actually understand what he is signing up for.

        And now for my favorite part: “… and the person who is holding the debt thus has some control over the laborer.” IOW I own his dumb ass; He will work and I will reap.

        “Freedom is assumed on debt repayment.” Bahahahaha … it is the job of the lender to make sure this never happens.

        “The services required to repay the debt may be undefined, and the services’ duration may be undefined, thus allowing the person supposedly owed the debt to demand services indefinitely.” A extraordinary beautiful thing to behold.

        “Currently, debt bondage is the most common method of enslavement with an estimated 8.1 million people bonded to labour illegally as cited by the International Labour Organization in 2005. Debt bondage has been described by the United Nations as a form of “modern day slavery” and the Supplementary Convention on the Abolition of Slavery seeks to abolish the practice.” Bahahahaha … good luck with that, as Calvaras once said: “If God did not want them to be sheared He would not have made them sheep”.

        https://en.m.wikipedia.org/wiki/Debt_bondage

        1. No worries Biden may forgive all student debt . Already paid off your student loan 🍭

          I doubt he can pull this off buts it want the new Left wants..

    1. How you know the pandemic fear mongering is fake.

      None of the marxist elites believe in it and constantly break their own rules.

      1. None of the marxist elites believe in it and constantly break their own rules.

        Kinda like global warming?

  18. This guy is a Newsom.

    Just like the maskless Dianne Feinstein in the last thread, the rules are for thee but not for me. Democrat politicians, rioters and looters are immune but as for the rest of Pavlov’s dogs you will wear a mask, cancel your family Thanksgiving and await orders for another shelter in place shutdown no matter how many small businesses have to fail, children have to be abused or how many people commit suicide.

    The Betters know what’s best for you so shut up and obey!

    Bill Melugin
    @BillFOXLA
    EXCLUSIVE: We’ve obtained photos of Governor Gavin Newsom at the Napa dinner party he’s in hot water over. The photos call into question just how outdoors the dinner was. A witness who took photos tells us his group was so loud, the sliding doors had to be closed. 10pm on @FOXLA

    https://twitter.com/billfoxla/status/1328932610169561090

    1. Here in Region VIII, within certain neighborhoods in Dumver lots of people wear masks while driving alone.

      I recently discovered the sub-Reddit “NoNewNormal” that discusses this type of idiocy. It’s already overrun with Branch Covidian trolls and Reddit being Reddit, I expect it will get banned soon for #BadThink.

      1. Here in Region VIII, within certain neighborhoods in Dumver lots of people wear masks while driving alone.

        And it hasn’t helped one bit. I expect Dumver will be locked down again before Christmas. Larimer county is still “yellow” so maybe we’ll escape the lockdown order.

        1. “I expect Dumver will be locked down again”

          Good. Let Hancock and CdeBaca stew in their own juices while Douglas County becomes the Florida of the Front Range (see also WSJ article pending to post below). Gov. Polis knows he can’t do a statewide lockdown, if he tries that watch Lauren Boebert’s district secede from the rest of the state.

          1. FWIW, schools in Douglas are going back to 100% online after Thanksgiving. DougCo is currently tagged as red. If it goes purple then there might be a lockdown.

            It is interesting that Larimer and Weld are both yellow. Could it because Larimer isn’t crawling with homeless and other dregs?

      2. “Here in Region VIII, within certain neighborhoods in Dumver lots of people wear masks while driving alone.”

        I always chuckle when I see one of Pavlov’s dogs driving alone with a mask on here in Region IV.

    2. Here in Region VIII, within certain neighborhoods in Dumver lots of people wear masks while driving alone.

      Actually that could make sense. If you believe the masks are helpful, one of the main things is once you put it on you are not supposed to touch it. A big way to spread any disease is from hand to mouth contamination.

      So if you drive to a grocer, you would need the mask on whilst in the store, so it would make sense, to put it on before you leave the house and not touch it till you return home.

      1. Only if you’re going to more than one shop on the same trip. If you’re just going from home to the grocer and back, the best thing is to put on and remove the mask in the parking lot.

        I almost never wear the mask in the car because it interferes with my glasses a little and affects my eyesight.

  19. Wall Street Journal — As Covid-19 Surges, Florida Sticks to No Statewide Restrictions (11/17/2020):

    “Republican Gov. Ron DeSantis is sticking to one of the most permissive approaches to the pandemic—allowing bars, restaurants, theaters and theme parks to operate at full capacity. He has vowed the state would never again implement lockdowns.

    Local governments’ ability to enforce mask mandates and other restrictions is constrained under an executive order he issued in September. And he has spotlighted researchers who advocate pursuing herd immunity by allowing younger and less-vulnerable people to move about normally and expose themselves to infection.

    Mr. DeSantis says blanket restrictions in a state as large and diverse as Florida are blunt instruments with destructive economic consequences. Because younger people are less prone to serious effects of Covid-19, he argues, safeguards should be aimed at elderly and medically fragile people.”

    https://archive.fo/J93F1

    1. And in the stupid states theyre saying every kid will need to get vaccinated before they resume in person teaching. 1 out of maybe a 500K – 1M kids might actually get sick from this holocough. Plus I thought “the children” werent carriers?

      https://www.thesun.co.uk/news/12664015/kids-not-spreaders-less-likely-asymptomatic-coronavirus/

      I’ve had 1 vaccine my entire life and these kids need 40-60 just to go to their lame azz indoctrination camps? Time to pull the plug on the whole education industrial complex, its mostly a costly failure.

        1. In rare agreement. Those at the most risk should feel free to get the shot, the rest of us dont need it. This seems like a way for the medical industrial complex to cash in bigtime.

          If masks work, why arent they working? If vaccines work, why are we supposed to keep wearing masks after vaccination? What kind of morons are running this sh!t show?

          1. If masks work, why arent they working?
            Because we aren’t trying hard enough.

            If vaccines work, why are we supposed to keep wearing masks after vaccination?
            Because without papers we don’t know who is vaccinated.

          2. Masks aren’t working because states allowed activities that are maskless. It doesn’t take much to catch this at a restaurant (maskless) and then go to your maskless home and infect your family. Being outside isn’t a cure-all — Maryland found this out when people went to the crowded Ocean City boardwalk maskless. I also suspect that a lot of these news cases are from weekly mandatory testing picking up asymptomatic cases at nursing homes or college campuses or stores.

            As for the vaccine, they know the vaccine will prevent you from showing symptoms. But the virus could still multiply in you enough to spread to someone else. (I’m not saying I agree with this, I’m saying this is the reasoning.)

          3. Masks aren’t working because states allowed activities that are maskless

            If masks worked perfectly, they would only slow down the spread of a virus by a thin margin, turning a 90 day epidemic into a 91 day epidemic (pick whatever number you like). They would never “work” in the sense that they prevented anyone from eventually being infected.

  20. In California they announced a 10:00 o’clock curfew now. This is getting nuttier and nuttier.

    1. Maryland is taking one step backward. We’ve never let up on the statewide indoor mask mandate, but now businesses are back to 50% capacity. Bars and restaurants must close their dining rooms at 10 pm but can still do takeout. No more stadiums or racetracks.

      While this might affect others, this doesn’t really affect me. I work at home, I can still get food and household items, and I’ll still be able to get some needed maintenance on my house. I have no relatives nearby so holidays mean nothing. At least this year I won’t have to worry about somebody inviting me to Thanksgiving.

      1. I’m going to make a Thanksgiving dinner and take some dinner to a couple of people I know who live alone.. One guy I know just had a eye operation. I’m not going to go inside I will just deliver the food. I don’t want to give him Covid if I get it because he has a open wound in the eye.

      1. Your vote doesn’t count anymore remember.
        Nobody deserves fraud and fake news.
        I just don’t understand why a curfew?

        1. I feel bad for people like you, Housing Wizard, but you’re grossly outnumbered there. It’s time for people to do something different or suffer the consequences. There are tens of millions of Californians with TDS who pulled the lever for Dicktator Nuisance and his Nazi act.

          1. Rip,
            Yep, California is going down the tubes fast. Where I’m at hasn’t gotten really bad yet for some reason.

    3. Clownifornia is the most impoverished state in the country.

      #MuhWorldsFifthLargestEconomy doesn’t change the fact that it is the homeless capital of the country and has the most residents on welfare than any other state. Their greatest export to the rest of the country is social and moral degeneracy.

        1. I’m surprised too, and surprised it was picked up everywhere – SF Chron, LA Times. You’d think they would bury it like so many other stories.

      2. I thought Hawaii required quarantine? Or only for the little people? Or they can declare their whole hotel/conference center/beach a quarantined area?

        1. I thought Hawaii required quarantine? Or only for the little people?

          I’d bet it’s only for the little people. This is the biggest sham ever foisted upon the American people by the pols. Notice how they’re vacationing with “lobbyists?” “Lobbyists” shouldn’t even exist.

          1. Notice how they’re vacationing with “lobbyists?

            Lots of brown envelopes changing hands, no doubt.

        2. “I thought Hawaii required quarantine?”

          Howle said he was not concerned about the public health implications of bringing people from around the country together because of the stringent requirements in Hawaii’s mandatory Safe Travels program. To avoid a lengthy quarantine, visitors must provide proof of a negative Covid test taken within 72 hours of arrival.

  21. Masks don’t work. There’s a Danish study just published in the journal “Annals of Internal Medicine” that found that wearing masks outside of a health care setting made no difference in acquiring Covid 19 infection. The study was a proper university conducted randomized trial which lasted one month.
    Wear Masks= 3030
    No Masks = 2994
    N= 6024

    Number who completed study= 4862 (81%)
    Mask wearing infected= 42 (1.8%)
    No Mask infected= 53 (2.1%)

    Difference= -0.3%, 95% Confidence Interval -1.2 to 0.4, p= 0.38
    Not statistically significant.

    This was a large randomized trial with 6024 participants and 4862 (81%) completed the trial. There was a slightly lower rate of infection in the mask group of 0.3%, but this difference was not statistically significant, p=0.38.

    Statistical power estimated at 80% at 5% two sided alpha

    The study was conducted in April–May 2020 in Denmark.
    https://www.acpjournals.org/doi/10.7326/M20-6817

    You can read all of the boring technical details of the study online. This was a very good randomized trial with a large number of people. The sample size was pretty good with an estimated power of 80% (this means that the sample size had an 80% chance of detecting a statistically significant result at a significance level of 5%, two sided). The results were not even close to being conclusive, i.e. it did not demonstrate that wearing masks prevented Covid-19 infection.

    This is the kind of study that needs to be repeated in other places to demonstrate the effectiveness of mask wearing against Covid 19 infection. Only in a randomized trial can you get an accurate and valid result. Right now all the mask wearing mandates are just based on guesses, there’s no data to support the mandates.

    What is also interesting with this study, is that only about 2% of participants became infected after one month of observation. Just this result indicates the risk of infection in an urban setting.

    2. Masks were supplied to the participants:

      “They received 50 three-layer, disposable, surgical face masks with ear loops (TYPE II EN 14683 [Abena]; filtration rate, 98%; made in China).”
      Also,
      “In accordance with WHO recommendations for health care settings at that time, participants were instructed to change the mask if outside the home for more than 8 hours.”

      Study participants were supplied plenty of proper surgical grade masks and were instructed to use a new one after 8 hours of use. TYPE II masks are vastly superior to many (or most) of the masks being used in the general public. Those masks made of stretchy fabric are positively useless and cloth masks in general offer little or no protection. Most people are also not using a new mask after 8 hours of use. So the masks used in this study were superior to what the general public is using, and the study participants were replacing masks more frequently. The intervention here (mask wearing) was more stringent than what goes on in everyday life in the public.

  23. 12 hour update:

    86,400 seconds in a day⏳ … (This day Nov.18th 2020)

    1,707.4408666 “Hoax!”.deeth.virus.👾 … Deaths per day … (24/7)

    = x1 “FAKE!” & “HOAX!” American Deeth every = 50.61511435 seconds! ⌚⌛ 🙈🙉🙊 … 🚑🏥 💀💉🔚🔜! …

    🔍 … 251,086+ China.virus.deeths.👾 (Since March 15, 2020) & going 💥🔼↗↗↗⤴📈📈📈📈📈📈📈 = deeths.is.a.lagging.indicator.#

    👌✌🍷

    China. “Hoax!” .”Fake!” Deeth.👾.virus … $till.$preading

    (Eye’m thee.🍊jesus, & approve of this message!)

  24. “Masks don’t work.”

    x1 known covid.👾 infected person
    +
    You. (Non.infected)

    Your choice (& yer applied stupid logic) is thus:

    Play tennis 15 mins, you & opponent with masks

    (A tennis court is 78ft (23.77m) in length.)

    Or

    Arm wrestle 💪 for 15 mins without masks, (face.to.sweating.face👃& @ elbows length)

    = Same results of contacting deeth.virus👾

    👌🍷

    dtRumpsis = “eye’m a $table geniu$!”

    1. Instead of posting your rants, just post a link to the scientific study that supports your position. This study done in Denmark is published in an excellent medical journal and was peer reviewed.

  25. Yahoo Celebrity
    Naya Rivera’s family files wrongful death lawsuit after ‘Glee’ star’s death
    Taryn Ryder
    Taryn Ryder·Writer, Yahoo Entertainment
    Wed, November 18, 2020, 2:48 PM PST

    Naya Rivera’s ex-husband, Ryan Dorsey, has filed a wrongful death lawsuit on behalf of their 5-year-old son Josey.

    Josey is suing Ventura County, Calif., where the Glee star went missing on July 8, along with United Water Conservation District and the county’s Parks Management Company (PMC) for the “utterly preventable drowning.” Ryan and Rivera’s estate submitted paperwork on Tuesday as Josey is a minor. The actress’s body was recovered on July 13.

    According to the lawsuit viewed by Yahoo Entertainment, Rivera’s family claims the pontoon boat she rented for her and her son lacked proper safety equipment. It says the boat “was not equipped with a safely accessible ladder, adequate rope, an anchor, a radio or any security mechanisms to prevent swimmers from being separated from their boats.”

    Security mechanisms its been awhile since I was on small boats what is that ?

    1. a safely accessible ladder, adequate rope, an anchor, a radio

      I don’t know about CA, but these don’t sound like requirements for small boats. A life jacket on a youngster is around here. Did they do that?

    2. Jump in the water & watch current & wind defy yer best efforts to keep apace. (Especially, iffin’ ya let the main intact!) ⛵ … 🌀 … 🏊

      Happens frequently to folks (skinny.dipping.lovers) on hobie.cats out here in the Pacific, even a great swimmer, winds up stranded, naked & paddling fer their.lives.

      🦈 … Uh,no …

    4. “On July 8, boaters found Rivera’s child alone on the boat with Rivera’s purse, wallet and life jacket.”

      Did she remove her life vest for the paparazzi?

    5. Note that he isn’t suing the company that ran the boat-rental operation. He’s going after the deep-pocketed public entities. They’ll settle; the taxpayers will foot the bill. It’s a lot like the lottery, only backwards…you have to lose to win.

      2. “It’s a lot like the lottery, only backwards…you have to lose to win.”

        I’ve heard that about divorce too.

  26. Prop 19 passed in California so will be interesting to see what happens to home prices and inventory in northern California areas like Sacramento. Due to COVID, housing inventory for sale has been cut in half. I do wish that would change and we would have a major housing crash.

    1. “The California Association of Realtors aggressively backed the proposition, spending $35 million to promote a measure they believe will encourage more home sales.”

      It won’t be worth it to rent grandma’s house when she passes away as property taxes will resemble the upper east coast states.

      The short version: “Older homeowners can transfer tax assessment; inherited properties to be reassessed.”

  27. CPR — Service Workers And Business Owners Grapple With More Economic Hardship As Colorado Counties Shut Down (Again):

    “Tighter health safety rules in Colorado have service workers and business owners with their hands up in the air, worried and planning for more economic hardship.

    Like more than a dozen other counties, Arapahoe County restaurants will stop indoor dining and fewer people will be allowed inside retailers starting Friday.”

    https://www.cpr.org/2020/11/19/service-workers-and-business-owners-grapple-with-more-economic-hardship-as-colorado-counties-shut-down-again/

    The local King Soopers (owned by Kroger) has this really creepy loudspeaker in the parking lot that periodically broadcasts coronatarian messages that end in this enthusiastic chorus of voices saying “We’re all in this together.”

    I’m so over living in this Clown World.

  28. No, we’re not all in this together.

    MarketWatch — Should the Biden administration cancel student debt? This guide might help you decide:

    “Following a speech on the economy Monday, Biden told reporters that student-debt cancellation “does figure in my plan,” after being asked about it. Indeed, on the campaign trail, Biden proposed cancelling $10,000 in student debt as a coronavirus relief measure. Still, he stopped short Monday of saying he would cancel the debt without the help of Congress.

    Polling indicates that the idea is popular, even among those who already paid off their debt.”

    https://www.marketwatch.com/story/should-the-biden-administration-cancel-student-debt-this-guide-might-help-you-decide-11605715377

    That last sentence there, um, how about F*CK NO.

    That this is even being given serious consideration proves this country is a lost cause. Contract Law no longer exists, because Muh Feelings.

    1. At least $10K is better than the $50K Warren wanted. And Deutche Bank made noises about wanting a 5% tax on people for working at home. Not to mention the various UBI proposals out there. It’s as if they don’t want anybody to work.

    2. “Debt can have a different meaning depending on who you are, what your opportunities are, what wealth your family has,” Seamster said. For example, even in the case of Black borrowers who attended graduate school, there’s data to indicate they’re not getting as high of a return on that degree as white borrowers. In addition, Black borrowers are less likely to have family wealth to draw on to help repay the debt — or defray other expenses while repaying it.

      Why it it always Black vs. White? What about the “yella fellas?”

    3. “The government doesn’t subsidize college as much as it used to, which is why people who attended college in the past may have graduated with relatively manageable debt in comparison to their kids or younger siblings.”

      Why did the subsidies shrink, and where is that money going?

  30. Breitbart — Pennsylvania Tightens Mask Restrictions, Private Homes Included:

    “Pennsylvania officials are tightening mask requirements in the Keystone State, requiring masks in instances where individuals who are not members of the same household are “present in the same space” indoors, including private residences.

    Dr. Rachel Levine, Pennsylvania’s transgender health secretary, detailed the requirements in an updated order Tuesday, explaining that the virus “continues to spread” despite the mitigation efforts implemented earlier in the year. As a result, Levine is looking to universal masking as the first line of defense, claiming that “universal face coverings, even when not clinical-level masks, have been an effective mitigation strategy to prevent and control the spread of disease.”

    https://www.breitbart.com/politics/2020/11/18/pennsylvania-tightens-mask-restrictions-private-homes-included/

    Look at the picture of the creature in this article. Imagine being a parent of a son and this is what it grows up to become.

    1. the requirements

      PA has technically closed their border to anyone not carrying the appropriate health certificate of a test within 72 hours. I’ll be testing their enforcement resolve over Thanksgiving.

      1. I can’t reconcile the stark contrast between the Penn Dutch culture and the monsters they elected to run that state.

    2. “Look at the picture of the creature in this article.”

      I prefer Dr. Claire Poché, a public health physician with the Oregon Health Authority in her clown outfit.

    1. “What would happen”

      We already know what would happen. Matt Bracken wrote and published it back in 2012.

    1. This is the study that I posted above. Masks weren’t shown to effective in preventing infection by Covid-19. And the masks used in this study were surgical grade and were supposed to be discarded after 8 hours of use. Both of these things are not true for masks being worn world wide by the general public.

    1. The French menu from Napa, CA was a nice addition; touché. Juxtapose that with the Buckets of Chicken and 2-liter bottles of Root Beer that compose their constituency’s regular diet.

  36. Biden Responds To Trump COVID Advisor’s Call For Resistance: “What The Hell Is The Matter With These Guys?”

    by Steve Watson
    November 19th 2020, 4:06 am

    Joe Biden responded to Dr Scot Atlas’ call for Americans to resist draconian lockdown measures this week by painting him up as a crazy person and urging more people to keep wearing masks into next year.

    Atlas, a leading member of President Trump’s coronavirus task force, announced Sunday that “The only way this stops is if people rise up.”

    He was responding to an announcement by the governor of Michigan that new lockdown restrictions will be enforced, closing businesses and preventing individuals from socialising.

    “You get what you accept. #FreedomMatters#StepUp” Atlas added to his tweet, which has since been removed.

    “The idea that the president’s now existing remaining advisor on COVID is saying that they should resist,” Biden said, adding “What the hell is the matter with these guys?”

    https://www.infowars.com/posts/biden-responds-to-trump-covid-advisors-call-for-resistance-what-the-hell-is-the-matter-with-these-guys

  37. I wonder if the 72 and 74 year old hard core leftist Ivy League educated Biden voters I know who are addicted to Medicaid paid doctor visits, surgeries and prescription medicine are aware of who China Joe has on his Corona team? 🙂

    ‘Why I hope to die at 75’: Doctor hired to Biden’s coronavirus task force faces backlash for resurfaced article

    Louise Hall
    Tuesday 10 November 2020

    A doctor hired by president-elect Joe Biden has come under fire for an article published in 2014 in which he expressed he did not think life is worth living beyond the age of 75.

    Doctor Ezekiel Emanuel, an oncologist who was appointed alongside nine other advisory board members to his coronavirus task force this week, previously wrote an article in The Atlantic titled: ‘Why I hope to die at 75’.

    The subhead of the article outlining the doctor’s point of view reads: “An argument that society and families—and you—will be better off if nature takes its course swiftly and promptly.”

    “Living too long is also a loss. It renders many of us, if not disabled, then faltering and declining, a state that may not be worse than death but is nonetheless deprived. It robs us of our creativity and ability to contribute to work, society, the world,” the doctor previously wrote.

    https://www.independent.co.uk/news/world/americas/us-politics/biden-covid-task-force-doctor-article-b1720503.html

    1. Well then COVID — which specializes in killing people over age 75 swiftly and promptly — is tailor-made for this guy. Maybe someone should ask him for an alibi for ~October 2019.

        1. “It then boils down to the unworthiness of the sick and injured.”

          THE MURDER OF PEOPLE WITH DISABILITIES

          Many Germans did not want to be reminded of individuals who did not measure up to their concept of a “master race” and were considered “unfit” or “handicapped.” People with physical and mental disabilities were viewed as “useless” to society, a threat to Aryan genetic purity, and, ultimately, “unworthy of life.” At the beginning of World War II, individuals with mental or physical disabilities were targeted for murder in what the Nazis called the “T-4,” or “euthanasia,” program.

          The Euthanasia Program required the cooperation of many German doctors, who reviewed the medical files of patients in institutions to determine which individuals with disabilities should be killed. The doctors also supervised the actual killings. Doomed patients were transferred to six institutions in Germany and Austria, where they were killed in specially constructed gas chambers. Infants and small children with disabilities were also killed by injection with a deadly dose of drugs or by starvation. The bodies of the victims were burned in large ovens called crematoria.

          Despite public protests in 1941, the Nazi leadership continued this program in secret throughout the war. About 200,000 people with disabilities were murdered between 1940 and 1945.

          The T-4 program became the model for the mass murder of Jews, Roma (Gypsies), and others in camps equipped with gas chambers that the Nazis would open in 1941 and 1942. The program also served as a training ground for SS members who manned these camps.

          https://encyclopedia.ushmm.org/content/en/article/the-murder-of-the-handicapped

    3. Great, they will ration care just when you might need it the most.
      I don’t use the medical system very much , but I know Seniors that go to the doctor constantly. It seems a little much to me.
      But, that Doctor that thinks people should die at 75 doesn’t recognize that your still enjoying life at that age.
      I guess he thinks the President elect should be put down at 78.
      Again, it’s the control freaks that wants to control life and death , and it’s another form of looting. It’s dangerous stuff this social engineering by Hilter like people.

      1. I guess he thinks the President elect should be put down at 78.

        Nah, it’s just another case of the rules don’t apply to us because “reasons”

        1. In Colorado,

          These power mongers that find it so easy to betray their Country are traitor scum. Biden is one of the worse sell out monsters that exists.
          Since voting is now a joke they have just said screw government by the people.

          Unreal, just unreal.i feel really bad for people who got their small business destroyed by this Covid scam power play. These are destroyers and weirdos , like the loser Joe Biden and those nuts Pelosi and Schumer. Creeps

  38. I feel sorry for the children of self-hating white liberals who are going to bear the brunt of the anti-white indoctrination being inculcated by our elites, especially in “woke” schools and universities.

    Megyn Kelly says she’s leaving New York City and taking her kids out of their ‘woke’ $56k-a-year school after letter circulated saying ‘white kids are being indoctrinated in black death’ and will grow up to be ‘killer cops’

    https://www.dailymail.co.uk/news/article-8963261/Megyn-Kelly-says-shes-leaving-New-York-far-left-schools-gone-deep-end.html

    1. I have never accepted this dangerous anti white talk which is racist and a Commie ploy to create a enemy to divide and conquer. So, this is a open attack on White culture, but every other culture it’s ok to have their culture.
      The Commies love to sell the BS that capitalism and a merit based system of advancement is evil and their top down control of resources will make every one equal. The failure of Communism has been proven over and over again.
      I don’t care if you call it Democratic Socialism or what, it’s Big Government control of resources .
      What’s worse is the Globalist one World Order Big Corporations and Monopolies teaming up with the Commies to bring on the bizarre RESET that is a Frankenstein of taking away all freedom of the individual under a Constitution Republic. It’s a power grab from foreign and Domestic enemies under the guise of social justice. And now the want to put the Traitor crook and his Commie sidekick puppet Harris in the White House by what looks like a rigged election.
      If you have nothing but fake news than you control the narrative. Watch how medical is going to be used as a control of people.

      A good movie to watch is Dr Zhivago, which they might ban. A great look at the Russian Revolution and what Commie top down control was like.

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