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It Starts Like This

A report from Denver 7 in Colorado. “A homeowner in Littleton says because he deferred his mortgage payments through the CARES Act forbearance program for those impacted by COVID-19. As soon as he was able to begin paying again, he was told he must pay about $23,000 in past mortgage payments within 60 days. After losing his job in March due to the pandemic, Lyndon Reynoso’s luck was starting to turn. ‘I had received an offer for a job, and I was going to start work in November,’ Reynoso said.”

“That meant Reynoso could start making his mortgage payments after nearly 8 months of forebearance, a program through the CARES Act allowing mortgage payments to be postponed to a later date. ‘My biggest message is just be careful with what banks are telling you as far as the forbearance. In my eyes and in my experience forbearance equals foreclosure,’ Reynoso tells Denver7. Reynoso tells Denver7 those five months of payments owed, totaled $23,000 within 60 days. To make it worse, his December statement showed not only a late fee but also a fee for a physical inspection of the property.”

“‘That person explained to me that they were checking to see if the home was vacated. I said, ‘why would you think the house was vacated? I’ve been trying to make payments.’ She said, ‘well, we are checking to see if you vacated because it’s the start of foreclosure process,’ Reynoso said. The Reynoso’s went to extreme measures like borrowing from family, and selling what they could. That included selling stocks and furniture. His wife even sold her engagement ring to get back in good standing.”

From WBUR in Massachusetts. “Daily life in Boston’s Financial District used to be characterized by the buzz of office workers, lunch meetings, industry events and afterwork get-togethers. On a recent weekday afternoon, canyons of concrete-and-glass office towers that once hummed with activity were eerily calm. ‘While there are some bright spots in terms of people getting creative to think about doing deals,’ said Ann Ehrhart of Boston Urban Partners, a commercial real estate firm. ‘I would say, candidly, on the whole it’s pretty bleak right now.'”

“‘I think we haven’t seen the worst of the bankruptcies and business failures yet,’ said Joe Peek, an economist at the Federal Reserve Bank of Boston. It starts like this: Businesses fail, they default on their loans, and banks start to take losses. Then, as banks see the market getting riskier, they become pickier about who they lend to.”

“According to a recent installment of the Federal Reserve’s Senior Loan Officer Opinion Survey (SLOOS), 60-80% of loan officers said they’ve tightened lending standards for commercial real estate projects in recent months. The last time the SLOOS recorded a similar tightening of credit was around 2008, during the height of the Great Recession. ‘Do I want to lend to you right now on a real estate deal?’ Peek said. ‘Probably not. Because I’d be afraid you’re not going to make the payments.'”

From Bisnow New York. “Midtown — the epicenter of Manhattan office, retail and hospitality — has seen a stark transformation over the past eight months. The hundreds of thousands of office workers and tourists who used to fill the streets and businesses every day now only trickle down the hallowed corridors of Fifth Avenue, Park Avenue, Madison Avenue and Broadway. Dozens of boutiques, showrooms and restaurants that paid millions in rent every year have already shuttered in the world’s priciest retail cluster.”

“Meanwhile, swaths of retailers are filing for bankruptcy as retail rents along the area’s priciest strips plummet. The hotel market in the area was already oversupplied before the pandemic, so an obliteration of demand entirely has put the final nail in the coffin for many. An estimated 20% of the city’s hotel rooms won’t reopen, which would leave a lot of empty space throughout Midtown. ‘Manhattan is an island, and Midtown is part of that island,’ said LW Hospitality Advisors CEO Daniel Lesser said. ‘If the rest of the island doesn’t come back, I don’t know how Midtown does.'”

The Pittsburgh Post Gazette. “It’s not as expensive to live Downtown as it used to be. For instance, the 1st Avenue Lofts apartment building in the heart of Downtown is offering to reduce the rent by $200 a month on all vacant units right now, plus give new renters a $1,200 credit on the first month. And now you can get two months of free rent at several Downtown buildings, including Terminal 21, The Clark Building and 908 Penn Avenue, where one-bedroom units run as high as $1,400 a month. SouthSide Works City Apartments is advertising an offer to knock off $1,000 for immediate move-ins.”

“About half of the 25 multi-family projects that were developed in the Downtown market since 2010 are trying to fill vacant units by offering some kind of concession for renters who’ll sign leases. Practically all of the new multi-family projects in the past 10 years have been luxury apartments, and the approximate 1,200 units that are in the pipeline for development in the region also fall in that category.”

“‘There are only about 1,200 units in the pipeline [for Downtown Pittsburgh],’ said the CoStar report, ‘but this is a fragile ecosystem, and developers are always cautious about introducing new supply. Those units could struggle to fill for more than a year and rates could take a serious hit.'”

The Midland Reporter Telegram in Texas. “The median rent of an apartment in Midland has dropped for 18 straight months and is down to nearly $700 for a one-bedroom apartment, according to a report from ApartmentList. The report shows rents in November are down 3.5 percent compared to October, 24.5 percent compared to the start of the pandemic in March and 31.5 percent compared to the same time last year. The year-over-year drop is one of the largest in the nation, according to the report.”

From Seattle PI in Washington. “According to the November data from ApartmentList, Seattle rents declined 5.6% month over month and are down nearly 20% since the start of the pandemic in March. For the past eight months straight, Seattle has seen its rents fall. The only city that saw rents decrease more than Seattle since the start of the pandemic was San Francisco, where rents have declined about 25.4%.”

The San Francisco Chronicle in California. “Another month, another drop in rental prices. Rents in San Francisco decreased another 3.4% in November, bringing the total dip in rental prices to 24.5% since the start of the pandemic in March, according to a new national rental report released by ApartmentList. That means a median two-bedroom apartment in San Francisco has dropped from $3,147 to $2,377 since March.”

“‘Given the move to more distributed work it’s not clear if SF will ever be quite the same again. But I don’t think that’s a bad thing,’ Zumper CEO Anthemos Georgiades wrote. ‘The city needs to breathe, to rebuild, to re-set its (insane) cost of living to attract the next generation to come here.'”

From KPIX in California. “Chinatown is one of the most colorful and historic districts in San Francisco but, despite a relatively low infection rate, the area is fighting for its life as fear of the pandemic is causing longtime businesses to fail. ‘It’s desolate and there’s nothing here anymore,’ said area resident Mark Lobell.”

“Grant Avenue on a Sunday morning would normally be jammed with shoppers and diners but, these days, it’s quiet and empty. Steven Lee co-owns the Sam Wo restaurant which has been operating in Chinatown for more than a century. ‘You see? This is the result of a pandemic,’ Lee said as he climbed stairs to the dark, second-floor dining room. The tables were empty and a restaurant that once had people lined up down the block is reduced to take-out.”

“‘We’re down to maybe like three, three and a half people from 23 (employees). Three shifts down to three people,’ Lee said. It’s the same story all over town but, in Chinatown, it started early — in February before the lockdown began. ‘The restaurants here were empty but, if you went through the tunnel or to North Beach, they were all full,’ Lee said. ‘So it seemed like there was something going on, that they were scared.'”

“The fear and blame for the pandemic landed squarely on Chinese-owned businesses. While racism is nothing new, 90-year-old Stanley Gee said he’s never seen it have this kind of effect. ‘Chinatown is the district that is worse than any other places,’ Gee said. ‘I don’t care or worry about the restaurants. I’m worried about my people here. It’s the saddest thing!'”

From Spectrum News 1 on California. “More than 400 leaders in business, public policy, housing, and education participated in the 11th annual Southern California Economic Summit. ‘We face challenges on multiple fronts, a pandemic unlike anything we’ve experienced in our lifetimes, a resulting economic downturn worse than anything we’ve seen since the Great Depression and an equity gap that has reached historic levels,’ said SCAG President Rex Richardson, who is also a Long Beach city councilman.”

“Overall, the six-county SCAG region saw employment drop by more than 1.78 million jobs, or 19.7%, between February and April. The hardest-hit industries were leisure and hospitality (down 45.4%), other services (down 27.3%), information (down 22.7%), and nondurable goods (down 17.4%). In Orange County, the hardest hit sector was leisure and hospitality, which saw considerable losses as restaurants, hotels, and Disneyland shut its doors for the first extended period since opening in 1955.”

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A Cascade Of Loss Upon Loss

A report from the Philadelphia Inquirer in Pennsylvania. "Economic uncertainty during the pandemic has led…

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    1. The Mechanics Behind the Electronic Vote Steal Operation

      https://www.bitchute.com/video/OJrljwQFcIvc/

      https://twitter.com/tom2badcat/status/1325126091460268032

      https://archive.vn/KPwUa

      https://everylegalvote.com/country

      https://hereistheevidence.com/

      “Dominion-izing the Vote”

      https://www.bitchute.com/video/qlEUbPLvW98w/

      Eric Coomer Explains How To Alter Votes In The Dominion Voting System

      https://www.youtube.com/watch?v=UtB3tLaXLJE

      Eric Coomer, Dominion’s head of product and strategy, has disappeared.

      ‘Representatives from Dominion also did not attend a court hearing in Pennsylvania on November 19. Its US headquarters in Denver was also suddenly closed and moved away. Their employees deleted their names from LinkedIn.’

      https://www.youtube.com/watch?v=0oYQeeNCzZM

      https://www.theepochtimes.com/poll-watcher-describes-pennsylvania-election-irregularities-including-47-missing-usb-cards_3594549.html

      Here’s the testimony on video:

      “Baggies of USBs” – PA Witness Gives Explosive Testimony

      https://www.bitchute.com/video/AdaglXlcuqYt/

      Dem Ballot Inspector Says She Was Threatened with Violence for Speaking Up About Suspicious Activity

      “The majority inspector threatened to slap me in the face,” said Olivia Jane Winters, a registered Democrat and minority ballot inspector in Pennsylvania, testifying to Pennsylvania State Republicans Wednesday that she had been threatened and harassed by other election officials after she asked about suspicious activities during the 2020 election.’

      https://www.bitchute.com/video/_KrpyDlHTe8/

      Crowd Gasps after Finding out about Absurd Spike of Votes in Favor of Biden

      https://www.bitchute.com/video/jmNUAx8wQYdO/

      Sen. Doug Mastriano closing remarks PA state legislature meeting.

      https://www.youtube.com/watch?v=PIqujobvDFI

      https://censoredbyjack.com/channel/evidence-of-widespread-election-fraud

      https://www.deepcapture.com/2020/11/election-2020-was-rigged-the-evidence/

      ”We began to look and realized how easy it is to change votes.”

      ‘Election security expert @RussRamsland
      has performed many investigations on US election machines.’

      ‘The most *shocking* thing about this interview is it took place just days BEFORE the election. Watch’

      https://twitter.com/kylenabecker/status/1327511568993701888

      Col Phil Waldron Confirms Experts Witnessed Dominion Communicating with Frankfurt on Election Day

      https://www.bitchute.com/video/n7j5lg9fYyzz/

      1. ‘KRAKEN is DOD cyber warfare program.’

        ‘They cheated & got caught!’

        Sidney Powell
        🇺🇸
        ‘Who knew?’

        https://twitter.com/SidneyPowell1/status/1331435411286192128?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1331435411286192128%7Ctwgr%5E%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Fheadlines360.news%2F2020%2F11%2F24%2Fsidney-powells-kraken-is-department-of-defense-cyber-warfare-program%2F

        I did some digging around and found this (WARNING) PDF:

        https://www.dacis.com/budget/budget_pdf/FY20/RDTE/F/1203110F_294.pdf

        It’s dated Feb. 2019. If you word search Kraken (‘respond’ category), you’ll find it twice on page 4. This unit 305 person is in the affidavits in Powells lawsuit.

        WARNING PDF with filing:

        https://www.courtlistener.com/recap/gov.uscourts.mied.350905/gov.uscourts.mied.350905.1.15.pdf

        Zuckerberg on page 15. Obammie on page 8.

        ‘Response: Yes, our “White Hat” hackers – they have that traffic and the packets.”

        https://twitter.com/themodalice/status/1333505965857984512

        1. ANALYSIS: After 100 Votes Sampled, Biden’s Arizona Lead May Diminish to 0.19% of Total Vote, Disappear Entirely

          by National File
          December 3rd 2020, 2:58 am

          In the 100 vote batch, two votes were discovered that were of concern. Arizona GOP lawyer Jack Wilenchik wrote in a court filing that one original ballot contained “was clearly a vote for Trump,” but the “duplicate ballot switched the vote to Biden,” while a second Trump vote was completely discarded, due to the duplicate ballot also including a “blank” vote for a write-in presidential candidate.

          Maricopa County on Wednesday offered a further 2,500 additional duplicated ballots for the Arizona GOP to look through. This further analysis will likely change the percentages originally discovered from what Ward admitted was a “very, very small” initial sample.

          The Arizona GOP announced that it will be posting another “big” update on Thursday, according to an announcement posted on their Twitter page.

          https://www.infowars.com/posts/analysis-after-100-votes-sampled-bidens-arizona-lead-may-diminish-to-0-19-of-total-vote-disappear-entirely

          1. “Thank goodness that Judge Warner said he wanted to err on the side of transparency and let us look at these,” Ward said in a video released to Twitter. “Those media propagandists who say there is no evidence of fraud can now shut up.”

            “It looks like this election has attempted to have been stolen from President Trump,” Ward added, noting that the attorneys for Democrat Secretary of State Katie Hobbs and the Biden electors wanted the results of the examination to be kept secret. “This shows us that these Democrats are anti-transparency, and potentially covering up fraud,” Ward continued. “We will not stop looking until all of this is brought to light.”

            What most people probably don’t know is Arizona politics has been run by the globalist scum mccain mafia for decades.

          3. Georgia State Farm Arena Footage Shows Poll Workers Staying Behind, Pulling Out Suitcases With Ballots

            ‘She argued that based on the number of ballots there, it is “beyond the margin of victory” in the presidential race. It’s because three scanners—which can carry out several thousand ballot processes per hour—were working several hours that night. This process, she said, “goes on, and on, and on” until the early morning hours.’

            President Donald Trump said on Twitter that the video is significant evidence showing voter fraud. Trump wrote: “Wow! Blockbuster testimony taking place right now in Georgia. Ballot stuffing by Dems when Republicans were forced to leave the large counting room. Plenty more coming, but this alone leads to an easy win of the State!”

            https://www.theepochtimes.com/state-farm-arena-footage-shows-poll-workers-staying-behind-pulling-out-suitcases-with-ballots_3603293.html

          4. Time to put these people on the stand and ask them who was ordering this stuff.

            Number of affidavits saying fraud didn’t occur – zero.

          5. pulled out suitcases full

            and six people counted them for a couple hours while the “counting was stopped”. Enough right there to throw the election. This is amazing stuff.

          6. The tribe I am enrolled in has legends of tribal officers filling black trash bags with currency and sneaking them out the bag door to a waiting car in the dead of night. Now there are Democrats sneaking suitcases full of ballots into election offices in the dead of night. Same type of corruption but on a more significant scale.

          7. Trump saying plenty more coming? He knows, his tweets always foreshadow the next act. Likely the evidence to come will show increasingly blatant acts of election fraud.

            Second term is becoming more likely. The fake covid lockdown is to try and stem the massive bloodshed from a civil war.

          9. people on the stand

            That’s not going to happen until after the legislators agree that there was a grand heist.

            This is the biggest organized crime event of our history. There will be lots of rocks to turn over to root out the snakes.

          10. after the legislators agree

            All of them? Or just a majority of a particular state? Could get interesting.

          12. False counting caught on video. Ballots trucked in from out of state, or even out of country. Military seizing hard drives with vote switching. Key people disappearing. High-up officials on the take.

            And yet, I still don’t trust these state legislatures. All the Dems have been insane since 2015 and half the Republicans are on the take. Is there time for this to go the Supreme Court?

        2. ‘A Dominion Voting Systems contractor who worked at Detroit’s TCF Center on Election Day testified before the Michigan House Oversight Committee on Dec. 2 that she witnessed at least 30,000 ballots being counted numerous times in Dominion machines. Melissa Carone, a freelance IT worker who assisted Dominion at Detroit’s ballot-counting site from 6:15 a.m. on Nov. 3 to 4 a.m. the next day, before returning later for several more hours on Nov. 4, said in an affidavit on Nov. 10 that she “witnessed nothing but fraudulent actions take place.” The affidavit was submitted as a supplement to a lawsuit in Michigan.’

          https://www.theepochtimes.com/thousands-of-ballots-were-scanned-numerous-times-in-dominion-machines-contractor-witness_3603134.html

          1. I was thinking. How did the Dpedo do all this in the middle of the night, in multiple states, at the same time? Wasn’t he sleepy?

            Gosh, maybe he had help! But that would take a lotta people. They would have to plan it ahead of time too.

            con·spire
            /kənˈspī(ə)r/

            verb: conspire; 3rd person present: conspires; past tense: conspired; past participle: conspired; gerund or present participle: conspiring

            -make secret plans jointly to commit an unlawful or harmful act. “they conspired against him”

            -(of events or circumstances) seem to be working together to bring about a particular result, typically to someone’s detriment.

            I agree with the Bozos paper comment posted yesterday. Somebody is gonna die, because this is treason and they got caught.

          3. Where is the justice department on this and why aren’t they hauling these people in for questioning? You put a couple of these fraudsters in the room with the FBI for a few hours, and they’ll start singing like canaries. What’s the hold-up? It seems simple.

          4. They had an entire impeachment scam going before Trump was even sworn in, yet we bountiful evidence of widespread, systemic election fraud and nary a peep from the justice department. See why I think Barr is a mole?

          5. Trump Lawyer: Lawmaker Tried to Intimidate Witness During Michigan House Hearing

            ‘Another poll observer at Detroit’s TCF center, Hima Kolanagireddy, told lawmakers that during her interactions with Democratic poll observers and election workers on Election Day, she faced intimidation when she wore a tag indicating she was with the GOP. When she wore a tag saying she was independent, she was treated differently.’

            “From my skin color everyone assumes that I’m a Democrat, so they just kind of come to me and one of the ladies was saying let’s get these m-f’s out. And I’m like m-fs who? … When I pulled out my tag, she looked at me and said you’re on the wrong side,” Kolanagireddy said.’

            https://www.theepochtimes.com/trump-lawyer-democrat-tried-to-intimidate-witness-during-michigan-house-hearing_3603366.html

            Witness on Verge of Tears Testifying About Intimidation, Harassment at Detroit Vote Processing Center

            ‘Jacobs, a Detroit resident of 34 years, told the room that she had been marginalized by election officials on the morning of Nov. 4 because she refused to backdate absentee ballots, which according to state law, had to have been received by Nov. 3 at 9 p.m. to be counted.’

            “I couldn’t do anything, because when I am entering the ballot, I couldn’t lie about the date,” a distraught Jacobs said, after explaining that she had been told to enter ballots as received on Nov. 2 so that they could be counted.’

            https://www.theepochtimes.com/witness-on-verge-of-tears-testifying-about-intimidation-harassment-at-detroit-vote-processing-centre_3603243.html

            Detroit City Worker Says Election Workers Were Told to Backdate Ballots

            ‘A City of Detroit election worker said at a Michigan State legislature on Wednesday that she was told to backdate absentee ballots. The woman, who was identified only as Jessy Jacob, told the bipartisan legislative hearing on Wednesday night that she and others were directed to backdate about 100,000 absentee ballots, or about 10,000 per day.’

            ‘Giuliani asked her if her supervisor told her to use the “phony date of the day,” and Jacob replied in the affirmative.’

            “Would you say Jessy that was an experience you never expected? That level of crookedness and dishonesty at the Detroit center for counting votes?” Giuliani also asked her. “Yes, the whole city,” she responded.’

            https://www.theepochtimes.com/detroit-city-worker-says-she-was-told-to-backdate-up-to-100000-ballots_3603313.html

            Sidney Powell Files Suit in Wisconsin to Block State From Certifying Results

            https://www.theepochtimes.com/sidney-powell-files-suit-in-wisconsin-to-block-state-from-certifying-results_3603102.html

            Here’s the large PDF of the lawsuit:

            https://www.courtlistener.com/docket/18702085/1/feehan-v-wisconsin-elections-commission/

            Lots of evidence.

          7. “testified before the Michigan House Oversight Committee on Dec. 2 that she witnessed at least 30,000 ballots being counted numerous times in Dominion machines.”

            Mr. President elect what flavor milkshake did you get?

          8. FYI:
            This just came up in Georgia (Senate hearing).

            Create fake emergency (burst pipe) then send everybody home except for 5-6 poll people. Room is now empty, pull thousands of ballots out from under a table. Count those ballots for several hours without anyone watching. Well, except for those video cameras that these geniuses failed to notice.

            Smoking gun that gives GA to Trump?
            https://streamable.com/rjlfi7

          9. testified before the Michigan House Oversight Committee on Dec. 2 A week ago some idiot “expert” net common tater said this meeting would not and could not ever happen.

          10. “They would have to plan it ahead of time too.”

            The media planned ahead. One example: that infamous Jeffrey Toobin Zoom incident happened during a call that was actually a run-through of planned election night coverage. Journalists from the New Yorker and WNYC played the parts of Trump, Biden, political party reps, “the military,” and Toobin was playing “the courts.”

            What election night coverage have you ever seen that featured the military or the courts?? Sounds more like they were planning coverage of a coup.

            https://www.vice.com/en/article/epdgm4/new-yorker-suspends-jeffrey-toobin-for-zoom-dick-incident

          11. Taking “under the table” to a new level! And hey, let’s get the Georgia Secretary of State on the stand too. And if this follows through, how are they going to handle the special election for the Senate?

            What are the best chances for two more states? Georgia alone is not enough.

          13. Four Suitcases

            Absolutely amazing. I wonder if the vote count record has timestamps on it like the surveillance camera does, as if the mere presence of suitcases isn’t damning enough.

          15. How many ballots can you fit into four suitcases? Can you assume that there were more suitcases, or can it be argued that four suitcases can’t hold enough ballots to make up Trump’s deficit?

          17. Absolutely amazing. I wonder if the vote count record has timestamps on it like the surveillance camera does, as if the mere presence of suitcases isn’t damning enough.

            This fraud couldn’t be any more obvious. All they have to do is start questioning everybody in that room and the whole thing falls apart.

  2. ‘While racism is nothing new, 90-year-old Stanley Gee said he’s never seen it have this kind of effect’

    Bay aryans.

    1. Racism?

      I’ve been in Chinatown in a few different cities, and I often shop in Asian grocery stores where I live. Never, in any of these places, have I seen more than a smattering of non-Asians.

  3. ‘Meanwhile, swaths of retailers are filing for bankruptcy as retail rents along the area’s priciest strips plummet. The hotel market in the area was already oversupplied before the pandemic, so an obliteration of demand entirely has put the final nail in the coffin for many. An estimated 20% of the city’s hotel rooms won’t reopen, which would leave a lot of empty space throughout Midtown’

    You know, the CCP virus would be a problem, but add in these stupid bubbles and you get crater. Then you got Marxists trying to destroy the economy – hurrah!

    When these lockdowns started, I mentioned businesses would drop like flies. I looked back at my time as a corporate and public accountant. I know how they operate, and there isn’t a margin to survive this in good times.

      1. Announced today covid immunity cards will be issued to all Americans to carry with them so their vaccination status can be checked and tracked by CDC.

        1. covid immunity cards

          Such cards would be a farce. The “vaccines” coming to market are not designed to prevent infection, merely to lessen the severity of symptoms. It’s a multi billion dollar farce.

          After a year of this pandemic, I reckon it is mathematically impossible that most people alive aren’t naturally immune or have recovered from the CCP flu.

          1. It was a farce from the beginning but as Mark Twain aptly stated, “it is far easier to fool people than to convince them they’ve been fooled”.

            The Branch Covidians are so thoroughly initiated into the cult that I fear most of them will willingly submit to any solution proposed by anyone in a perceived position of authority.

          2. The Astra-Zeneca vaccine DOES prevent spread of the virus. We know that because the AZ researchers tested their subjects with the PCR test. Low-level of virus –> no spread. The Medcram YT channel covered this last week.

            The PCR test, by the way, is probably why the AZ vaccine is only 60% effective compared to the Pfizer/Moderna vaccines. Pfizer/Moderna were only looking for symptoms and didn’t identify people with virus and no symptoms, while AZ researchers looked for any level of virus. All the vaccines likely had the same number of people catch the virus, but AZ caught them all while P/M didn’t bother to look.

          3. AZ caught them all

            You may have read more “news” about this than would be required for a masters degree, but the PCR test doesn’t actually test for live Covid. Bits and pieces will do, and at 35 to 40 amplifications, the test is invalid. According to my homework reading anyway.

          4. the PCR test doesn’t actually test for live Covid. Bits and pieces will do, and at 35 to 40 amplifications, the test is invalid.

            Yet the sham WHO recommends 45.

          5. Yes Blue your homework gets an A+. Any high school summer intern in a molecular biology lab will know that the identity of a PCR product at 40 cycles can’t be assumed with any degree of certainty unless you subclone the fragment and sequence it. The whole fiasco is totally shambolic beyond words.

          6. So you’re saying that the 40 CT PCR is basically a false positive. OK. That only strengthens the efficacy of the vaccine. It means the vaccine group is showing no virus at all; therefore, no spread.

    2. The worse it gets for small business and Main St., the better it gets for crony capitalists and Wall St. Just look at stocks absolutely soaring, and the Bezos and Davos crowd enjoying untold riches. It’s truly disgusting. Something has gotta give.

  5. ‘About half of the 25 multi-family projects that were developed in the Downtown market since 2010 are trying to fill vacant units by offering some kind of concession for renters who’ll sign leases. Practically all of the new multi-family projects in the past 10 years have been luxury apartments, and the approximate 1,200 units that are in the pipeline for development in the region also fall in that category’

    April 19, 2018

    “Are you still stunned over Monday evening’s announcement that Dranoff Properties will sell all of its apartment buildings in the Philadelphia area to the Apartment Management and Investment Company of Denver for $445 million? Deep down inside, Carl Dranoff himself might be too, for he wasn’t looking to sell the properties even though the glut of apartments both he and your section editor saw coming last year has indeed come to pass.”

    http://thehousingbubbleblog.com/?p=10407

  7. ‘As soon as he was able to begin paying again, he was told he must pay about $23,000 in past mortgage payments within 60 days. After losing his job in March due to the pandemic, Lyndon Reynoso’s luck was starting to turn. ‘I had received an offer for a job, and I was going to start work in November,’ Reynoso said’

    ‘That meant Reynoso could start making his mortgage payments after nearly 8 months of forebearance, a program through the CARES Act allowing mortgage payments to be postponed to a later date. ‘My biggest message is just be careful with what banks are telling you as far as the forbearance. In my eyes and in my experience forbearance equals foreclosure,’ Reynoso tells Denver7. Reynoso tells Denver7 those five months of payments owed, totaled $23,000 within 60 days. To make it worse, his December statement showed not only a late fee but also a fee for a physical inspection of the property’

    ‘That person explained to me that they were checking to see if the home was vacated. I said, ‘why would you think the house was vacated? I’ve been trying to make payments.’ She said, ‘well, we are checking to see if you vacated because it’s the start of foreclosure process’

    Yer gonna be seeing a lot more of this. Millions maybe. And they’ll charge you for the fees as it goes along. Oh but nobody has to pay anything! Did you really believe that?

    1. I wonder who he voted for.

      Because 79.55% of Denver voted for lockdowns, unemployment, foreclosure, starvation and suicide.

    2. Reynoso tells Denver7 those five months of payments owed, totaled $23,000 within 60 days

      A $4,600 per month mortgage payment? Idiot alert.

      1. Stack on taxes, insurance and depreciation at $4/square foot per year and you’re pushing $7,000 a month.

    3. Oh but nobody has to pay anything! Did you really believe that?

      It’s kind of like those people who aren’t making their car payments right now. Does anybody really believe they’re going to be able to keep the car? No way.

  8. ‘‘I think we haven’t seen the worst of the bankruptcies and business failures yet,’ said Joe Peek, an economist at the Federal Reserve Bank of Boston. It starts like this: Businesses fail, they default on their loans, and banks start to take losses. Then, as banks see the market getting riskier, they become pickier about who they lend to’

    No better time for the REIC to stampede weak minded fools into shack gambling.

    ’60-80% of loan officers said they’ve tightened lending standards for commercial real estate projects in recent months. The last time the SLOOS recorded a similar tightening of credit was around 2008, during the height of the Great Recession. ‘Do I want to lend to you right now on a real estate deal?’ Peek said. ‘Probably not. Because I’d be afraid you’re not going to make the payments’

    2008? This is a credit event and it’s hardly begun.

    1. “No better time for the REIC to stampede weak minded fools into shack gambling.”

      Theyve been doing it since 2009 but it seems they’re doubling down in spite of the criminal charges in front of them.

    2. 2008? This is a credit event and it’s hardly begun.

      And this whole “hotcakes” BS in the auto, RV and boat markets was entirely due to the proliferation of easy credit. Once they take that back, those markets will dry up like a beached whale.

      1. I drove by several large RV dealerships on my illegal Thanksgiving road trip. The lots were full of inventory, every one.

        Also, there were still numerous rally signs for the Donald still up, and not one for CCP Joe. Virginia/Maryland/Pennsylvania.

        1. PA dealers are some of the largest repositories of factory shipments in the US.

          PA RV dealers are sawing and slashing left and right just to move the inventory.

      2. “…Once they take that back, those markets will dry up like a beached whale….”

        Hopefully, the upcoming credit event will go a bit better than this:

        FROM THE ARCHIVES: The exploding whale of Florence, Oregon

        https://www.youtube.com/watch?v=ax7kENH-A7s

        Fun factoid. Oregon Dept of Highways *only* used 20 cases of dyamite to blow up whale.

        But, but, Susanne said “we can do this”.

  9. “Reynoso tells Denver7 those five months of payments owed, totaled $23,000 within 60 days. To make it worse, his December statement showed not only a late fee but also a fee for a physical inspection of the property.”

    Im sure Reynoso was saving all the extra $2400 extra in unemployment checks per month… didn’t buy craps from China as he was expecting to pay back all owed payments.

    1. “The Consumer Financial Protection Bureau recommends asking your mortgage lender how the skipped payments will need to be paid back before agreeing to forbearance. Reynoso said they never had that conversation so when the time came to start paying back what was owed, he was shocked to find out they wanted most of it right away.”

      Oh Dear

    2. didn’t buy craps from China

      He probably went out and bought a new truck, or should I say “troka”?

    3. Reynoso tells Denver7 those five months of payments owed, totaled $23,000

      That’s $4600 per month. His mortgage must be at least $800K.

      After reading the article, from the picture he looks white collar, probably management. Doesn’t he have a lousy $23,000 in savings or his 401K to catch up with the payments? It just goes to show that many of those well dressed people you see driving around in leased luxury cars who live in McMansions are flat broke.

      1. “…It just goes to show that many of those well dressed people you see driving around in leased luxury cars who live in McMansions are flat broke….”

        Check, check, and double check.

        Some pretty scary stats out there: One common one is that 50% of *all* households can’t come up with $1K cash for an emergency.

        Trying to search for the right word to describe these people, but “dufus” comes immediately to mind.

    4. The video attached to the article shows the house. It’s a dark and blurry picture, but you can still see that it’s crap — plain-jane 4-bed colonial with 1970’s styling and builder-grade boob light in the dining room.

      1. So, from the video, his monthly payment is about $3800, which when you think about it, is more than most people clear after taxes, meaning that he has no business having a loan that big ($590K). He did admit that he sold some stocks he owned and his wife sold her engagement ring to get current.

        I’ll bet he knew that long term payment deferral or forgiveness wasn’t in the plan when he was granted forbearance, no doubt that was carefully explained in correspondence he received. He was probably hoping there would be a federal bailout and the missed payments would be forgiven. He gambled and lost, and it cost him a few thousand dollars. He didn’t lose his house, yet still went to the local news station to complain about the unfairness of it all.

        1. He didn’t lose his house, yet still went to the local news station to complain about the unfairness of it all.

          Maybe it is just me, but if I had done something so incredibly stupid I would NOT want anyone to know. I’d be completely embarrassed!

  11. As the stock market continues its eye-watering ascent, I have been pondering what we can expect going forward. By the looks of it, they’re going to slam another $1 TRILLION of “stimulus” into the vein of the eCONomy before Christmas. I’d guess that those enhanced UE benefits are coming back, so that should run into retail sales and such. This will be another short term boost. And of course all the other money runs into asset prices, namely the stock market.

    If Pedo Joe takes office, and the libtards take the Georgia senate race and have full control of both house and Senate, I’d imagine we’re going to see money-printing like never before. This super bubble could run another year or two, because every stimulus goes right into asset prices. This is the most insane bubble ever, and the politicians and the FED look delighted to continue pumping it.

    1. I guess I’m wondering how best to shelter myself and prepare for this coming tsunami of money-printing debauchery by the PTB. I don’t even have 10% of my net worth in precious metals, but sometimes I wonder if the whole thing will just melt down and they’ll throttle back on the money-printing, realizing they’re going to destroy the entire country if they continue. In that case, metals could plummet as well. Just thinking out loud here, but welcome all perspectives.

      2. they’ll throttle back on the money-printing, realizing they’re going to destroy the entire country if they continue. You will know we’re in real trouble when the electricity is off and all the banks and ATMs have shut down.

      3. They are more likely to inflate the dollar away to nothing like they did in Weimar and Zimbabwe, and then start over with a new currency. Almost nobody is talking about gold being reclassified as a Tier 1 asset with the subsequent repatriation of physical gold, followed by calls for a new Bretton Woods.

        1. “….Almost nobody is talking about gold being reclassified as a Tier 1 asset with the subsequent repatriation of physical gold…”

          What’s everyone’s take on the future of other precious metals (ie. silver, platinum and the like) ?

          1. gold being reclassified as a Tier 1 asset

            Right. Real money being reclassified as an asset. Cable news written for debt donkeys is in charge of this? LOL.

          3. ‘What’s everyone’s take on the future of other precious metals (ie. silver, platinum and the like) ?’

            Take a look at coinflation.com and see where the base metals are trading at, copper and nickel in particular. Compare that to intrinsic metal value of the pre1982 Lincoln cent and the common 5 cent nickel. If i had a large storage area secured, I’d start stocking up $100 nickel boxes and $25 cent boxes from the banks. It’s not like you’d be missing much in interest and you would have a poor man’s substitute for gold and silver.

    1. Now I know why dealers slashed prices 20% last week……. as their lots spill over with shiny new cars and trucks.

      Nothing says weakness more than slashing prices on low inventory, which is what some are doing.

  14. https://www.cnbc.com/2020/12/03/ai-researcher-timnit-guru-says-shes-been-fired-from-google.html

    Got woke, go broke?

    Don’t bite the hand that feeds you?

    “The email Gebru sent to colleagues, according to a report by Casey Newton, stated that superiors suddenly asked her to retract a research paper, while presenting almost no information about what was wrong with it or chances to defend herself. In her email, she suggests this incident is part of a larger pattern at Google of paying lip-service to diversity without making actual changes, adding “There is no way more documents or more conversations will achieve anything.”

    Not just Google, but every other Tech companies. What’s the percentage of blacks hired in high positions? Like 1%. Not talking about janitorial work or workhouse positions. I mean Managers and up. Oh well, just join BLM and burn down some of their buildings to get back at them!

    1. “The latest controversy comes on the heels of a complaint filed by the National Labor Relations Board on Wednesday that accuses Google of spying on employees, blocking employees from sharing work grievances and retaliation.”

      But it’s ok to do all that to customers.

  15. Meanwhile, in housing, I was toodling around on Zillow and found what has to be the most ridiculous listings ever: a row of 3400 sq ft townhouses in tony Bethesda, on 1700 sq ft of land; i.e., you don’t even own the postage stamp in the front yard. The price: $1.74 million, each. Who pays that much for a townhouse outside the Beltway? And just a cherry on top: there’s a $490/mo HOA fee.

    https://www.zillow.com/homedetails/8127-River-Rd-Bethesda-MD-20817/2082471771_zpid/

  16. I’m amazed to see all the PhD’s in biology conglomerating here. Can’t tie their own shoes without instructuions but they seem to know everything about CoronaScam.

    1. I’m just repeating what I hear online. Most of it comes from a PhD in epidemiology, a PhD in nursing, and an MD. And I not without some scientific training.

  17. This was in the ABC World News tonight

    Ivanka Trump deposed as part of inauguration fund lawsuit

    Thursday, December 3, 2020 7:42AM

    WASHINGTON — Ivanka Trump has been deposed by attorneys alleging that President Donald Trump’s 2017 inauguration committee misused donor funds, a new court filing reveals.

    The document, first reported by CNN Wednesday, notes that Ivanka Trump, the president’s oldest daughter and a senior White House

    https://abc7news.com/ivanka-trump-deposed-deposition-2017-inauguration-donor-funds-lawsuit/8464582

    Here is the MSM going after Joe Biden after Hunter Biden’s business partner produced a laptop with detailed emails from Hunter Biden regarding his foreign dealings while his father was vice president.

    Biden Answers ‘Hard-Hitting’ Question About Milkshakes, Runs Away When Asked On Hunter Biden Inquiry

    307 views•
    Oct 19, 2020

    https://youtu.be/P5H_GVm1cUg

  18. I must be an absolute fool and sucker for continuing to pay my rent. I mean, seriously, at what point do I just say fawk it and hop on the gravy train? It’s just a good financial move. It would be like getting the biggest raise of my life.

    If they’re going to dish out gravy to deadbeat renters and also the landlords and everybody else, why don’t I and everybody else just call up the landlord and tell them we can’t pay rent and they, the landlord, can just join the program? They can’t hurt my credit, etc. I’m starting to feel like the fool here.

    The saved rent would pay for a brand new vehicle and all of my food every month. Wait a minute, why am I even paying for food anymore? I’ll just jump into my new car and go to the food bank line like everybody else!

    Omar renews push to ‘cancel rent and mortgage payments’ during pandemic

    On Wednesday, with estimates showing that some 40 million Americans will soon face the prospect of eviction, Omar highlighted her plan in a tweet.

    “Cancel rent and mortgage payments,” she wrote as Congress debated the potential eviction catastrophe.

    Per the legislation, the suspension period for rent and mortgage payments would be backdated to April 1 and last until 30 days after the Federal Emergency Management Agency ended the state of emergency it declared for the coronavirus pandemic in March. Nonpayments wouldn’t adversely affect credit scores or result in fines.

    https://www.yahoo.com/news/ilhan-omar-rent-mortgage-cancel-eviction-coronavirus-pandemic-230131717.html

    1. You forgot the Fed. Here I am sitting in cash in the my retirement accounts waiting for some crash that’s been predicted since late 2018. And now all I hear is “the vaccine will save us, the Fed will print and print. We’ll never get that crash because the DOW will recover because we said so and karma doesn’t exist.” Luckily I sold out relatively high so I’m not losing anything. But this is getting most annoying.

  19. Third world living in SoCal. Just got power after it went out at 11PM last night. SDG&E cut power because of high winds (80+ MPH). On the positive side, the winds knocked off a lot of macadamia nuts.

    1. You’re a legal eagle, search YouTube for this:

      Professor John Eastman Constitutional Law Expert on the Electoral Process in Georgia at Legislature

      1. John Eastman

        I recognize the name and instinctively would trust him although I need to catch up on the news of the day.

    3. Third world living in SoCal.

      In NoCal too. Just found out that our Santa Clara campus is having a scheduled black out this weekend, which mean all our R&D servers there will have to be shut down. The last time this happened there were more than a few hiccups as they slowly came back online once the power was restored.

      1. I’ve got a great idea – ban ICE vehicles and force everybody into electric which taxes the grid tenfold.

        1. ..I’ve got a great idea – ban ICE vehicles

          I had this same discussion recently. Has anyone calculated how many new natural Gas burning power plants are going to need to be constructed to handle the demand for Electricity.
          Had an other Discussion with a mechanic friend on who the hell will be trained to fix all the electric cars. He’s been a paid mechanic since 1973 & knows a lot about ICE engines. NO ONE has that experience with electric cars. He thinks a lot of the current mechanics will stick with ICE and not be retrained. Too much a pain in the A@@ especially for older/experienced mechanics.

          1. On electric cars you’ll just follow the failure analysis checklist and replace what it tells you to replace until it works. A lot of the modern mechanics on ICE cars spend their whole career doing that these days too. Not so many people out there rebuilding motors and transmissions any more.

    4. You’re in Poway, right? A friend in Vista had the same experience. We dodged the bullet just to your west in Rancho Bernardo.

  20. Run away! Run away!

    California Has an Outmigration Problem
    By Kerry Jackson
    Kerry Jackson is a senior fellow with the Center for California Reform at the Pacific Research Institute.
    Wednesday, December 2nd, 2020

    Recent Census Bureau data tell a story that surprises no one who keeps up with current events in California: The state is losing residents like few others. According to economist Mark J. Perry, only four other states – New York, Illinois, New Jersey, Louisiana – had a greater net outflow in 2019.

    Using Census numbers, Perry ranked the top 10 inbound and outbound states, and then looked at how each “compared on a variety of measures of business climate, individual and corporate tax burdens, state fiscal health, electricity and housing costs, economic performance, and labor market dynamism.” What he found will, again, surprise no one. The top 10 outbound states have higher taxes, poor business climates, more expensive housing and energy costs, and lower economic and job growth. And they are, with the exception of Louisiana, blue states.
    …

    1. I suppose maybe losing population is always a bad sign. But it seems to me that who you are losing might be more important than how many. HP headquarters leaving for Texas seems like the biggest news so far…

      1. I’m sure HPE got a pretty penny for the Page Mill Rd. campus last year HP inherited a lot of Houston property from Compaq. I’m sure Oracle could have sold the Sun Microsystems Santa Clara campus a few years ago for some cool cash.

      2. Also, only HP Enterprise is moving. HP Inc (printers and laptops) isn’t moving, at least not yet.

  21. RED HANDED: Gateway Pundit Identifies Georgia’s Overnight Suitcase Vote Counter As Ruby Freeman

    by National File
    December 4th 2020, 2:27 am

    The Gateway Pundit’s Jim Hoft identifies the vote counter, an African American woman with blonde hair who was wearing a purple top on the night of November 3, as Ruby Freeman, a small business owner. She was identified primarily by her shirt and purse, emblazoned with “Lady Ruby” and “LaRuby” respectively. “LaRuby” is the name of her business, reports The Gateway Pundit.

    Freeman can be seen at several points in the now-infamous video. She is seen standing over others while they remove the suitcases, then remove the ballots from the suitcases, suggesting she may have been acting in a supervisory role.

    National File
    @NationalFile
    HERE’S THE EVIDENCE: The Trump legal team in Georgia showed this video of poll workers sending everyone home, then counting votes they concealed in BLACK SUITCASES when nobody was watching.

    As The Gateway Pundit reported, Freeman was recorded in local news coverage about the alleged plumbing emergency that in reality was an isolated issue with one toilet.

    Freeman was seen standing around other people as they work in a hurried manner, apparently observing the scene.

    Credit: The Gateway Pundit
    On Thursday, Georgia Republican Party Chair David Shafer revealed that Georgia Secretary of State Brad Raffensperger, also a Republican, now agrees that “ballots were counted unlawfully and in secret.” He has yet to call for signature verification of the mail-in ballot requests and returned ballots.

    https://www.infowars.com/

  24. September 2016, 88 retired generals and admirals endorsed the Republican presidential nominee, Donald Trump.

    September 2020, 235 retired generals and admirals endorsed President Trump’s re-election for president.

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