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There Is Simply A Lack Of Demand That Can’t Easily Be Increased, Even By Drastic Changes In Price

A weekend topic starting with USA Today. “‘It was looking pretty bleak pre-Covid because of the transition away from bricks and mortar,’ said Manus Clancy, senior managing director at Trepp LLC. ‘We will see dozens and dozens of loans go into default and lenders will only be able to recover 30 cents on the dollar.'”

“Owners of retail properties, especially owners of second- and third-tier malls that have lost their anchor tenants, will get crushed. Some of those malls, which were once valued at $150 million, may get repurchased by a company like Namdar Realty Group for $30 million. In big cities, storefronts are not as likely to be repurposed. Overpriced properties will simply change hands and rents will come down, Clancy said. ‘The market may come back, but it will come back at a much lower price per square foot,’ Clancy said. ‘Two-mall cities will become one-mall cities.'”

“‘The hotel industry has been devastated by this pandemic,’ said Stephen Michels, the managing director for Cushman & Wakefield’s hospitality practice. ‘The combined impact has been greater than 9/11 and the financial crisis combined. It’s been very painful for a lot of owners.’ This, in turn, led to 738 borrowers defaulting on hotel loans backed by about $17 billion in bonds as of Oct 31, according to Trepp LLC. Coast to coast, more than a thousand hotel and retail borrowers have defaulted on more than $35 billion in loans since the coronavirus pandemic.”

From Forbes. “My analysis of research from Apartment List (downloads required) for the year ending September 2020 shows that asking rents in the California cities of San Francisco, San Jose and Oakland declined by a rate of 20.4%, 9.8% and 9.3%, respectively. According to our look at CoStar data, the vacancy rate in Downtown Minneapolis is now 13.4% (compared to 6.1% across the Twin Cities) and even 10.3% in San Francisco (up from 5.6% last year).”

“Instead of a race to the bottom in rents to attract people, there is simply a lack of demand that can’t easily be increased, even by drastic changes in price. Three months free on a 15-month lease is a 20% discount. Two months free on a 12-month lease is a 17% discount. These discounts should create enthusiasm and interest for a renter. For an owner, these steep price drops should quell any concern over rising vacancy. However, they’re not having the intended effect.”

The Star Tribune in Minnesota. “A glut of empty apartments in downtown Minneapolis and St. Paul and other parts of the Twin Cities metro means slightly lower rents and a raft of enticements for willing renters. Brent Wittenberg, vice president at Marquette, said the quarter-to-quarter decline in rents wasn’t a surprise, but occupancy overall held up better than anticipated. ‘But that is changing,’ he said. ‘We expect a more significant increase in vacancy in the fourth quarter.'”

From Bisnow New York. “Owners of New York City real estate, whose taxes make up a sizable portion of the city’s revenue, are gearing up for a possible fight with the Tax Commission next year as the impact of the pandemic continues to wreak havoc on the local economy. Joel Marcus, an attorney at Marcus & Pollack who specializes in tax certiorari, a term which refers to the process in which owners appeal their property assessments, said he has some clients now claiming properties are worth around 50% less than before — and while most have accepted there will be no ability to shift this year’s payments, Marcus expects many will be arguing to pay less tax next year.”

From PIX 11 on New York. “Free parking, free gym memberships, even free rent for three months. Manhattan rents have hit their lowest levels in nearly a decade. Agent Nicole Beauchamp of Engel & Vokers said what’s happening is unprecedented. The latest report from realtor Douglass Elliman found that the median price of a Manhattan apartment last month was $3,100, down from $3,500 last October. The savings are even steeper for smaller apartments.”

“‘We’ve seen a 19% decrease in the prices of studios,’ said Beauchamp. ‘I have never seen this amount of landlord concessions, and they have actually increased from the summer.'”

From Loudoun Now. “Centennial Advisory Services announced it has taken over management of the Dulles Town Center, an announcement that followed the Oct. 22 foreclosure on the regional mall Lerner Enterprises built and has operated for two decades. County assessment records show Dulles Town Center was valued at $300 million in 2008. A decade later in 2018, the assessed value had dropped to $183.6 million. Following the recording of the deed of foreclosure, the value is listed at $55 million.”

The Puget Sound Business Journal in Washington. “A longtime Seattle commercial property owner says he is selling over $100 million in assets in the Georgetown neighborhood due to how the city is handling homelessness. Larry Russak’s grandfather started buying investment properties in 1910, ultimately accumulating a portfolio that included large industrial buildings in Georgetown, the gritty blue-collar district that seems a world away from the gleaming office towers downtown five miles to the north. Russak said he doesn’t feel unsafe. He’s just tired of the situation.”

“He said he has been selling properties for a couple of years, ‘ever since the city started doing the crap they’ve been doing.’ ‘The city of Seattle just doesn’t give a damn anymore. There’s nobody to talk to,’ he said.”

From CBS Los Angeles in California. “According to a new rent report by ApartmentGuide, rents in L.A. have dropped during the pandemic 18%. In areas a little farther out, like Long Beach, rents have dipped more than 30% since this time last year. ‘Prices are lower because there is not as much demand,’ said Brian Carberry, ApartmentGuide senior managing editor. ‘There is not as many people moving, and property owners are trying to entice people, so they are lowering prices.'”

“Rene says many of her friends have given up their apartments. ‘A lot of my friends have left the state, left the city. I have a lot of musician friends who have moved back home,’ she said. And in Northridge near CSUN, Rene says she has seen some rental steals. ‘Some places have twenty available apartments in one building,’ she added.”

From Patch Los Gatos in California. “In Suburban Silicon Valley, rents have fallen at a comparable pace to that which big cities are experiencing, The Mercury News reports. San Mateo has seen rents fall 9 percent since January, the report said. Rents have plunged 13 percent in Redwood City in 2020. Santa Clara rents have fallen 11 percent this year and in Milpitas 7 percent according to the report. In Mountain View and Sunnyvale rents have dropped 14 percent.”

“Igor Popov, chief economist at Apartment List, told The Mercury News the outlook for Silicon Valley rental costs is especially uncertain. ‘Every company is trying to figure out what their long-term approach to work is going to be,’ Popov said. ‘The deeper you get into Silicon Valley, the more of a real issue it is.'”

The Potrero View in California. “San Francisco rents have dropped faster than any other major city in the country. According to Zumper’s October rent report, rents in the City have declined by 20 percent since last year. A 15-year veteran of San Francisco’s residential property management sector, who is currently a portfolio manager at a company that oversees 4,000 rental properties in the City, also pointed to the homeless epidemic as a problem that continues to dampen San Francisco rental prices. Public health policies have worsened the situation, resulting in larger, more permanent, encampments. SoMa has been especially affected; previously desirable properties have been rendered unrentable by a nearby encampment.”

“Two apartments in one building that would’ve rented quickly had two viewers in two months, despite 30 percent rent reductions. ‘I cannot get people to come by, because of the encampment’ reported the portfolio manager.”

“Growing vacancies have prompted incentives by property owners, such as offering a month or two of free rent, cash rebates or gift cards. However, the portfolio manager finds this trend problematical, as it takes landlords into legally troubled waters, a view shared by Daniel Stern, principal at the real estate law firm, Wasserman-Stern. Stern noted that the San Francisco Rent Board and local courts have found that inducements are generally considered a reduction in a tenant’s base rent; under rent control law landlords cannot later raise rents from these discounted levels.”

“‘Landlords are doing it anyway…out of desperation,’ said Stern.”

From Blog TO in Canada. “There’s never been a better time to be in the market for a ‘micro-condo'” in downtown Toronto — or a worse time to live in one, I’m afraid. Once hailed as the future of downtown real estate, these ultra-tiny, sky-high units — some so small that they can’t fit ovens — were immensely popular in Toronto two years ago, when vacancy rates were at historic lows and rent prices were skyrocketing.”

“Now, thanks to the pandemic and all of the various lifestyle changes it has inspired, realtors are having trouble selling off anything less than 500 square feet — let alone getting contracts signed for piddly pre-construction pads. Last October, condos larger than 2,000 square feet led the pack in terms of available supply across the GTA. This October, units smaller than 500 square feet are far and above the most oversupplied, followed by units between 500 and 600 square feet.”

“‘The most oversupplied units in the condo market today are units that are smaller than 600sq ft. In fact, these units are more oversupplied and harder to sell than units that are over 2,000 sq ft in size which tend to be in the luxury segment,’ wrote real estate broker and prolific data analyst John Pasalis. ‘If you’re looking to buy a condo that is smaller than 500 sq ft, the supply of units significantly exceeds demand today.'”

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This Post Has 191 Comments

  1. The Mechanics Behind the Electronic Vote Steal Operation

    https://www.bitchute.com/video/OJrljwQFcIvc/

    https://twitter.com/tom2badcat/status/1325126091460268032

    https://archive.vn/KPwUa

    Michigan @ 45:20. And on. 5 out of 5 states.

    Another poster added:

    ‘At 31:30 in the video, he explains how Trump was comfortably ahead in all the 5 key battleground states, and suddenly all 5, AT THE SAME TIME, quit counting and went offline for 3 hours.’

    ‘Then when they came back, suddenly there were massive numbers of found votes and were all for one candidate and one candidate only (Biden). Statistically impossible.’

    Lots of info and links here:

    https://everylegalvote.com/country

    1. Do you believe this nation voted for national house arrested, $6 gasoline, surging crime and a dying economy?

      I don’t….. and neither does anyone else.

      1. https://twitter.com/DavidShafer/status/1325962296041103361

        David Shafer
        @DavidShafer
        ·
        Nov 9
        Let me repeat. Fulton County elections officials told the media and our observers that they were shutting down the tabulation center at State Farm Arena at 10:30 p.m. on election night only to continue counting ballots in secret until 1:00 a.m.

        Nov 9
        No one disputes that Fulton County elections officials falsely announced that the counting of ballots would stop at 10:30 p.m. No one disputes that Fulton County elected officials unlawfully resumed the counting of ballots after our observers left the center.

        The @AJC is gaslighting you when they report that there is no evidence of irregularity in the election.

        BTW, I just read Tim Pool got kicked off utub.

        1. Timcast is still up as of now, but YouTube did remove Thursday’s Timcast IRL episode with Alex Jones.

          YouTube is owned by Google.

          I’m considering getting a cheap i-phone to replace my Android with a cracked screen, I’ve always had Androids since I got my first smart phone but I want Google out of my life.

          8. There’s a lot here so I’ll only post some of it:

            ‘Three voters in Wisconsin have filed a federal lawsuit seeking to exclude Nov. 3 election results in three of the state’s counties that helped push Joe Biden ahead of President Donald Trump. The action, if successful, would invalidate over 792,000 votes cast across the state.’

            ‘The civil action (pdf), filed on Thursday, alleges that there is “sufficient evidence that illegal votes were counted” in Milwaukee, Dane, and Menominee counties “to change or place in doubt the results” of the presidential election in the counties. The voters asked the court to declare that the counties’ results “must be invalidated” and to block the counties from certifying their results.’

            ‘The lawsuit states that plaintiffs “possess advanced technical capability to conduct statistical analyses identifying errors and anomalies such [as] double votes, votes by non-registered persons, votes by persons who are deceased or moved out of state, and the like.”

            “Plaintiffs have persons with such expertise and data-analysis software already in place who have begun preliminary analysis of available data to which final data, such as the official poll list, will be added and reports generated,” the suit said, suggesting that the results will show that “sufficient illegal ballots were included in the results to change or place in doubt the Nov. 3 presidential election results.”

            ‘Plaintiffs also took issue with a 238 percent increase—from 72,000 last year to 243,900 ahead of the Nov. 3 election—in a type of absentee ballot registration where voters self-report as “indefinitely confined.” This type of registration would mean that the voter wouldn’t need to present the ID normally required of a standard absentee ballot.’

            ‘Wisconsin law regarding voter ID provides exceptions for individuals who declare as “indefinitely confined” either due to age, physical illness, infirmity, or disability, on their absentee ballots.’

            ‘The suit alleged that the town of Menominee in Menominee County in early spring “encouraged” voters to vote absentee and provided instructions (pdf) that said “indefinitely confined” voters “are not required to provide a photo ID.” The suit also noted that Dane County and Milwaukee County earlier this year had “openly advised voters to indicate that they are ‘indefinitely confined.’”

            ‘All three counties saw notable increases in “indefinitely confined” voters. The Republican Party of Wisconsin said earlier this year that the clerks’ advice in the respective counties were “willfully ignoring” state election law, and the Wisconsin Supreme Court subsequently ruled that the counties’ advice were “legally incorrect.”

            ‘The plaintiffs also noted the situation surrounding absentee ballot witness signatures and their addresses on the ballot envelope.’

            ‘Under Wisconsin law, a ballot cannot be counted if the witness’s address is not present. However, the plaintiffs noted how the Wisconsin Elections Commission had issued guidance (pdf) saying that the issue could be cured by the clerk without the witness appearing.’

            ‘The suit argued that the clerks “have no authority to accept the ballot,” and cites how Wisconsin law states (pdf) that “if a certificate is missing the address of a witness, the ballot may not be counted.”

            https://www.theepochtimes.com/wisconsin-voters-file-lawsuit-to-exclude-over-792000-votes-in-3-counties_3578417.html

  2. ‘We will see dozens and dozens of loans go into default and lenders will only be able to recover 30 cents on the dollar…he has some clients now claiming properties are worth around 50% less than before’

    I don’t think most people have any idea how devastating this is going to be. Look at the USA Today article. A bunch of this is pensions, etc.

    1. Just take the hotels. How many people have or will lose their jobs?

      I got this in an email:

      ‘Alignable’s Monthly Rent Poll, conducted among 8,092 small business owners from 10/24-10/27/20, found that 44% of minority-owned small business owners could not afford to pay their full rent on time in November.’

      ‘That’s compared to 35% of women-owned businesses and 32% of nonminority-owned small companies. Similar trends were seen among minority-owned and women-owned businesses in terms of who received PPP funding earlier this year.’

      ‘When looking at rent issues geographically, 36% of all small businesses in Canada couldn’t pay their full rent. The overall number for the U.S. was 32%. The range in provinces is 43% in Saskatchewan to 32% in British Columbia. In the U.S., New York’s small businesses are among those having the most trouble paying full rent, as 40% of them are struggling.’

      ‘Here are the figures for several other states:

      AZ (26%)
      CO (26%)
      MA (27%)
      WA (28%)
      OH (30%)
      PA (31%)
      TX (31%)
      FL (32%)
      MD (32%)
      CA (33%)
      MI (34%)
      VA (34%)
      NJ (35%)
      GA (36%)
      IL (36%)’

      ‘Which Industries Are Struggling Most With Rent? Looking at the top categories, Beauty Salons (46%) and Restaurants (42%) are having the toughest time paying rent in November, a trend that’s been happening for a few months now, unfortunately.’

      This is economic suicide.

      2. This is economic suicide.

        It’s economic homicide by DemoRATS. Meanwhile Dicktator Nuisance isn’t even abiding by his own mandates.

        Gov Newsom Apologizes for Attending 12-Person Dinner Party at The French Laundry

        California Gov. Gavin Newsom apologized on Friday for attending a dinner party last week at Thomas Keller’s French Laundry restaurant in Napa Valley, noting that he “should have modeled better behavior.”

        “While our family followed the restaurant’s health protocols and took safety precautions, we should have modeled better behavior and not joined the dinner,” Newsom said in a statement to the San Francisco Chronicle.

        Earlier on Friday, the Chronicle reported that at least 12 people from different households attended the dinner party, which was to celebrate the birthday of Jason Kinney, a friend and political adviser to Newsom. Representatives for Newsom did not comment on how many households were at the dinner, but they did not dispute that there were more than three households present, according to the Chronicle.

        https://www.yahoo.com/entertainment/gov-newsom-apologizes-attending-12-010514506.html

        1. My understanding is that Gavin’s kids are attending school in person too. Maybe they’re all secretly taking Ivermectin?

          1. Maybe they’re all secretly taking Ivermectin? Or maybe they’re non-DNA based alien lifeforms? Where are the Men in Black when we need them? 🙂

          2. end lockdowns

            Something that is not based on logic and reality will not be dispelled by logic and reality.

  4. ‘In areas a little farther out, like Long Beach, rents have dipped more than 30% since this time last year’

    I’m a landlord, and luckily none of the properties I manage have debt. But I understand the dynamics. Vacancy is typically the largest expense. Most owners probably do have debt. Yer telling them they can’t evict. And consider that 30% in Long Beach is probably a much bigger number than BFE.

    These guys are going to default in droves. I have some emails generated by foreclosure jobs postings. They increase in number every day.

  5. ‘We will see dozens and dozens of loans go into default and lenders will only be able to recover 30 cents on the dollar.’”

    Oh dear…what happens if all those defaults trigger a chain-reaction meltdown in our insanely over levered debt-based financial system?

    Domino Chain Reaction (short version): exponential growth in action

    https://www.youtube.com/watch?v=5JCm5FY-dEY

    A domino can knock over another domino about 1.5x larger than itself. A chain of dominos of increasing size makes a kind of mechanical chain reaction that starts with a tiny push and knocks down an impressively large domino.

  6. ‘Three months free on a 15-month lease is a 20% discount. Two months free on a 12-month lease is a 17% discount’

    And we are seeing 20-30% rent drops on top of freebies. Add it up.

  7. ‘The combined impact has been greater than 9/11 and the financial crisis combined.

    And yet the Fed’s stimulus-juiced Ponzi markets are near their all-time highs. One of these things is not like the other.

  8. “My analysis of research from Apartment List (downloads required) for the year ending September 2020 shows that asking rents in the California cities of San Francisco, San Jose and Oakland declined by a rate of 20.4%, 9.8% and 9.3%, respectively.

    Is that a lot?

  9. Washington Post — To shut down or not shut down? Officials implement new coronavirus restrictions as cases skyrocket, but face angry backlash (11/13/2020):

    “With the coronavirus raging out of control and hospitals nearing capacity, state and local leaders are facing once more the gut-wrenching decision of whether to order shutdowns.

    But many are finding the call much harder to make this time — eight months after cities and states last implemented weeks-long shutdowns — amid angry backlashes, deeply polarized constituents and dire economic consequences.”

    http://archive.is/bkWXk

    Archive link because we don’t give clicks and ad revenue to globalists.

    1. If Diapers Biden and the Mattress Back get in, it will be hilarious to watch the burning and looting continue, unabated. Then they’ll have nowhere to hide.

    2. Case count is a joke because the test is a joke. Elon musk took 4 tests in a row, 2 were positive and 2 were negative. A coin toss. I’ve seen videos of others who had the same thing happen when they needed to travel, they just retest until they get a negative. The whole thing is a giant scam.

      1. the test is a joke

        IMO, a test procedure with a significant error rate can be useful for statistical analysis of a population sample, but not at all for individual diagnosis. I also *think* that the rapid test getting more use now is even jokier.

        1. a test procedure with a significant error rate can be useful for statistical analysis of a population sample, but not at all for individual diagnosis. Many pro epidemiologists have been saying this since COVID-19 started, but they’re a minority voice. The problem with this virus is that it (apparently) can be carried by people who never show symptoms. This state could otherwise be diagnosed by some test that measured the shedding of active, communicable viruses (which the usual tests DON’T do). This better test would be something like a viral cell culture, and this is orders of magnitude more difficult than the current testing.

          1. I don’t believe that there’s been research on the relationship between the PCR results and clinical outcome. PCR tests are not inherently quantitative so it’s difficult to interpret a “positive” test result. And even with a true positive test that is detecting the virus, this does not answer the question of how virulent that level of viral load is.

            PCR tests are also used to detect tumor cells circulating in the blood of cancer patients. With these kinds of PCR test, it is possible to estimate the concentration of tumor cells in the blood. This is called a “MRD” or Minimum Residual Disease test and they are used to monitor the clinical response of a patient to cancer treatment or if tumor cells are present in the blood at diagnosis. A positive test does not necessarily correlate with a poor outcome, and even tumor cell level isn’t always correlated with clinical response or prognosis.

            These kinds of studies haven’t been done on Covid 19 yet–it’s going to take time to figure out the relationship of PCR results with clinical outcome. That’s one reason why testing for Covid 19 in patients with no or mild symptoms is not useful from a public health surveillance perspective. More “positive” tests in a population does not mean much without having a control population to compare those test result with.

  11. The tenant in the adjacent unit in my Toronto building died in April of a heart attack. It was a messy, smelly death and about four days after he passed the Fire Department had to use an axe to gain entry to the apartment. He also owed me $60.

    Anyway, they spent months renovating and remodelling the unit. New everything – including a washer/dryer. My apartment is stone age in comparison. The unit is still empty. The property management company wants over $2000 per month. Good luck to them. It could take a while to get that.

    2. I suppose they thought it an emergency, but I could have gotten in with a channel lock. Locksmiths have a zip device that can even get into a deadbolt in seconds.

      1. Between the tenant and his mother, they’d been there for 30 years so the Super didn’t have a key. Time might have been an issue as they weren’t sure if he was live. The time between the Super worriedly knocking and the Fire Department taking the axe to the door was less than two hours.

        1. The caliber of the Superintendents isn’t that high in my area filled with 6-10 storey buildings. They work hard enough but they’re expertise is limited.

          1. Not to belabor the point, but this is really bad. Do they check smoke alarms? This is critical in multi-family. When I check smoke alarms, I always try my key on the door. I have had tenants change locks without my knowledge, so I make sure mine works every time I visit a property.

        2. They do an annual inspection of the smoke alarms. They only have basic handyman skills and aren’t much use with locks.

      1. Funny enough two days after he died a delivery driver knocked on the door with a box of food. Because it was covid he couldn’t take the food back with him. I somewhat grudgingly took the food. It was about $60 worth and it saved me from having to line up at the grocery store.

        I then made a charitable donation to assuage my guilt.

        1. I then made a charitable donation to assuage my guilt. When the facts became known, what became of your guilt? Do consider repenting of your repentance.

          1. You should look-up the equipment that recovers derailed trains in remote terrain. Then the equipment to rebuild the tracks is next. It’s really interesting.

    4. Can Bubble,
      what part of Toronto are you in? I am temporarily in Liberty Village.

      It is very hard to figure out what the actual rents are in different areas of Toronto.

  12. New York Times — Coronavirus Deaths Are Climbing Once Again (11/14/20):

    “For weeks, as coronavirus cases spiked across the United States, deaths rose far more slowly, staying significantly lower than in the early, deadliest weeks of the nation’s outbreak in the spring. New treatments, many hoped, might slow a new wave of funerals.

    But now, signs are shifting: More than 1,000 Americans are dying of the coronavirus every day on average, a 50 percent increase in the last month. Iowa, Minnesota, New Mexico, Tennessee and Wisconsin have recorded more deaths over the last seven days than in any other week of the pandemic. Twice this past week, there have been more than 1,400 deaths reported in a single day.

    “It’s getting bad and it’s potentially going to get a lot worse,” said Jennifer Nuzzo, an epidemiologist and senior scholar at the Johns Hopkins Center for Health Security. “The months ahead are looking quite horrifying.”

    http://archive.is/BrBfC

    Archive link because we don’t give clicks and ad revenue to globalists.

    1. More than 1,000 Americans are dying of the coronavirus every day on average, a 50 percent increase

      Two untruths in one line. Go NYT!

  13. And in Northridge near CSUN, Rene says she has seen some rental steals. ‘Some places have twenty available apartments in one building,’ she added.”

    “How did you go bankrupt?”
    Two ways. Gradually, then suddenly.”

    ― Ernest Hemingway, The Sun Also Rises

  14. “Now, thanks to the pandemic and all of the various lifestyle changes it has inspired, realtors are having trouble selling off anything less than 500 square feet — let alone getting contracts signed for piddly pre-construction pads.

    Any buyers will have to factor in not only the shoddy construction of most condos built during Housing Bubbles 1.0 and 2.0, but also the risks of collective assessments to remediate construction defects and the likelihood of having to carry government-enabled deadbeats and freeloaders who refuse to honor their financial obligations. The unintended consequences of government meddling in contract law and the complicity between captured regulators and enforcers and the REIC are going to totally change the condo and apartment landscapes.

    1. “the shoddy construction”

      If it’s good enough to last until the day after the warranty expires, it’s good enough for Denver.

      A lot of those buildings I worked in a few years ago are still half empty. And *ALL* of them have p*ss bottles stashed inside the walls, they never show that on their slick marketing websites.

        1. Someone dropped a turd in a bathtub in a Saunders Construction jobsite I was on in 2017. They had to bring in a bio-hazard cleaning team (AFAIK they didn’t replace the bathtub).

          And this was in a third floor unit, they could have walked down the stairs and another 100 feet to the port-o-johns.

          “They’re not sending their best”

          1. I’vw sent guys home for the day for pissing outside the porta john. Depositing a loaf in a roughed in tub? They’re done.

    2. . The unintended consequences of government meddling may yet result in a collapse of the US economy / banking system. The laws being abrogated were written for very good reasons.

  15. $omething.Wicked.Thi$.Way.Come$! …
    ($treaming Live Dec 31$t 2020)

    “And yet the Fed’$ $timulu$-juiced Ponzi market$ are near their all-time high$.” 🎬📈📈📈📈📈📈🎡🎢🎪🎆🎇🎉

    The Mnuchin-Powell Dream Team Faces Its Bigge$t Te$t

    Brian Chappatta / Thu, November 12, 2020, Bloomberg

    The most pre$$ing i$$ue on the table is whether to extend some or all of the Fed’$ emergency lending program$, which are set to expire on Dec. 31.

    The Municipal Liquidity Facility, for instance, which offers a back$top to $tate and local government$, will only accept notices of interest for loans at least 30 days before year-end, according to a central bank statement last month. So as it stands, three weeks from now, no state or city will be able to turn to the Fed to issue bonds at a known interest rate if Covid-19 outbreaks threaten their residents and economies.

    This simply doesn’t align with the Fed’s long-stated reasoning behind providing these lending facilities. Powell described it like this during a speech in May:

    “The Fed takes actions such as these only in extraordinary circumstances, like those we face today. For example, our authority to extend credit directly to private nonfinancial businesses and state and local governments exists only in ‘unusual and exigent circumstances’ and with the consent of the Secretary of the Treasury.

    When this cri$i$ is behind us, we will put these emergency tool$ away.”😜

    The Covid-19 pandemic is in no way behind America at this point, and there’s little reason to believe that’ll change in the next two months. The seven-day average of new U.S. cases is at a record, according to Johns Hopkins University data. According to Covid Tracking Project data, current hospitalizations related to Covid-19 are rising in 49 states or territories in the U.S., with about half of those reaching their highest level since the start of the pandemic. 😲😵😱😷

    👀 thee.deeth.virus.👾 🔜🔚💥↗↗↗⤴📈📈📈 📈📈📈📈 … 👾 “Eye don’t care about yer $tinkin’ eCONomy …. munch,munch, munch …$till.$preading!

    1. Cases, number of deaths from Covid 19, hospital occupancy rates and ICU bed utilization statistics are on a downward slope in California. There’s no reason to have “lockdowns” or restrictions on businesses and other social activities, especially when there is zero evidence that any of these measures prevents or slows the spread of Covid 19 or any viral respiratory disease.

      The initial lockdown restriction implemented by the Trump Task Force was to prevent the hospital system from being overwhelmed with severely sick people with Covid 19. “Flatten The Curve” was to goal. Well the curve was flattened and the healthcare system was not swamped. But the goal of the lockdowns NOW from governors and mayors in many cities seems to be to eliminate Covid 19 infections.

      And that is impossible, unnecessary and not good public health policy.

      1. Yer logic: > + cases = < deeths.

        "Hoax".deeth.virus👾 American body counts = " A lagging indicator "

        Today:
        https://coronavirus.jhu.edu

        "But the goal of the lockdowns NOW from governors and mayors in many cities seems to be to eliminate Covid 19 infections"

        (Eye thought the goal is to end deeths?)

        "📢🎤 " …it's just the common cold folks!" … move along now, feel free to mingle with the elderly @ Thanks.fer.giving! 🦃

        1. (Eye thought the goal is to end deeths?)—-
          Nobody ever said that. The only way to do that would be to eliminate Covid 19 infections, something that is impossible to do with lockdowns, mask wearing (talisman) or social distancing (i.e., virtue signaling).

          More testing = MORE Cases
          More Cases =/= More Deaths

          2. The problem here is that someone is saying that. Doesn’t make it smart, but it is being said.

            We’re only one more six week lockdown to eliminating the virus!

          3. “We’re only one more six week lockdown to eliminating the virus!”

            what happen to: “👾 it’ll just … disappear ” … “a MIRACLE! @ any moment!” … “We’re rounding ↘↘↘⤵🔚🔜🔄🔃 the corner!” ( @ 186,000 👾deeths) … Now: @ 245,000+ & still ↗↗↗📈📈📈⤴ deeth reports are lagging #’s always.

        2. “So, your argument is:

          more (>) $ocial interactions (unmasked) = less (<) covid infections."

          Did I say that? You have a reading comprehension problem. I'm saying that it is a fact that wearing consumer grade, non-N95 medical masks have no effect at stopping the passage of viruses while breathing, speaking or coughing, and they offer no protection against inhaling airborne viruses produced by people exhaling, coughing, sneezing or speaking etc. Unless a person is wearing a proper medical grade mask WITH medical grade goggles, a plain consumer non-certified "mask" or bandana offers no protection from Covid 19.

          Social distancing is simply a joke. You won't find any scientific studies demonstrating its effectiveness. You also will not find any scientific evidence that lockdowns of public places and transportation has any effect at slowing the spread of a airborne viral disease. In fact, it is quite possible that these types of measures may increase death rates from both the viral diseases and ALL other causes of death.

          What I'm saying is the current restrictions ordered by governors and mayors are just voodoo witch doctor medicine. Prove me wrong.

          2. “Prove me wrong” = prove.me.deceptive.

            Root.cause.analysis, you did knot address the question:

            “So, your argument is:

            more (>) $ocial interactions (unmasked) = less (<) covid infections."

            K.i.s.s. = true or false.

            Quit, blah, blah, blahing, it deducts from yer reasoning.

          3. Plenty of evidence online about masking and social distancing preventing cases of COVID. There is video of how a mask stops MOST of the droplets from leaving the wearer. There is video of a reporter in a lab who wears different types of masks and talks or sneezes at petri dishes at varying distances away. More growth in the dish –> more droplets reached the target. There was a distinct difference with a proper mask and distance.

            The issue is that the masks don’t stop EVERY case. It’s about decreasing your chance of getting a case, or giving yourself a lower inoculum so that your case is milder or even asymptomatic.

            I’m not going to pull up the YouTubes for you because you sound combative and they probably won’t convince you.

          4. ” I’m saying that it is a fact that wearing consumer grade, non-N95 medical masks have no effect at stopping the passage of viruses while breathing, speaking or coughing, and they offer no protection against inhaling airborne viruses produced by people exhaling, coughing, sneezing or speaking. ”

            You: “no effect” = (0) as in Zero – .oooooooo

            like Will Rogers, eye only know what eye read in the digital newspapers.

            CDC: Wearing a mask could keep you from catching virus.👾

            AP News / By MIKE STOB / NEW YORK (AP)

            — U.S. health officials are taking a new tack to encourage Americans to wear masks: They’re emphasizing recent research that a mask protects the person who wears it.

            Previously, the Centers for Disease Control and Prevention advised people to wear masks because of evidence that it stops people who are infected with coronavirus — whether they know it or not — from spreading it to others.

            But this week the CDC posted a new scientific brief discussing recent studies finding that a wearer gets some protection.

            NEW YORK (AP) — U.S. health officials are taking a new tack to encourage Americans to wear masks: They’re emphasizing recent research that a mask protects the person who wears it.

            Previously, the Centers for Disease Control and Prevention advised people to wear masks because of evidence that it stops people who are infected with coronavirus — whether they know it or not — from spreading it to others.

            But this week the CDC posted a new scientific brief discussing recent studies finding that a wearer gets some protection.

            he agency’s guidance didn’t change. It continues to advise Americans to wear masks to stop the virus from spreading.

            “But now we’re saying here’s another reason” to do it, said Dr. John Brooks, chief medical officer for the CDC’s COVID-19 emergency response.

            Agency officials were influenced by a recent study led by Japanese researchers who used mannequin heads and artificial respirators to simulate the spread of coronavirus particles through the air, and assess how well masks blocked transmission.

            It confirmed earlier research that masks work best when worn by an infected person who might spread it by coughing, sneezing or talking. Masks block about 60% of the amount of virus that comes out of an infected person, the study found.

            But the researchers also found there was benefit when an uninfected person wearing a mask was unlucky enough to be near an infected person who wasn’t wearing one. In that scenario, the amount of virus the uninfected person inhaled fell by 37% — to 50% — if they wore a mask.

            When both people were wearing masks, the decline in virus particles reaching the second person was largest — close to 70%.

            The study didn’t perfectly mimic most real-world situations. For example, the heads were closer together than six feet, and the exhaling mannequin head was doing more of a constant cough than regular breathing.

            But Brooks said the value of everyone wearing masks is suggested by several other studies of real-world situations — including one of customers in a Missouri hair salon, another on a U.S. aircraft carrier, and several others that tracked infections and deaths in places that adopted mask mandates.

            ___

            The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Department of Science Education.

          1. I hope you’re right, redhead. My guess is that the Trump team has a scenario in mind that a bunch of these cases will suddenly and finally be ruled in favor of the Trump team. Then, depending on the case, fraudulent votes will be taken away from Biden and valid votes will be given back to Trump. Combined, that would be enough to flip states to Trump.

            When do you expect this to go down? December 10th or so?

          2. stay in her lane

            Under the circumstances, some of us don’t want to be told where our place is, just go there and shut-up. Just sayin.

          3. For those who don’t know, I’m admitted to practice in New York State and before the United States Patent & Trademark Office.

          4. I’m not trying to practice law. But how many times have we seen court cases fizzle in the past? Why isn’t Hilary in jail for her documentary evidence emails? Or Jon Corzine? Why aren’t the bankers in jail for their role in the 2008 crisis? I’m sure there’s more cases I could look up, but those are high-profile. This is why I don’t have much confidence in the Trump case.

          5. When do you expect this to go down? December 10th or so?

            I posted numerous times a WSJ article from August written by two attorneys that lays out the scenarios.

          6. Under the circumstances

            People unqualified to opine on legal matters should refrain from doing so. We have enough misinformation and disinformation to wade through. I also don’t appreciate being called a conspiracy theorist for citing a well-respected attorney by someone who doesn’t know of which she speaks.

          7. unqualified to opine

            None of us are unqualified to form an opinion based on what’s in front of us. The smarter, experienced and trained may strike closer to the mark. Dismissal based on relative pedigree isn’t actually an effective apology (argument). “My Life with a Psychopath” left me raw about being dismissed without reasoning.

            Ironically, judges aren’t always lawyers, yet they have more authority.

            My own unqualified opinion is that the jury matters a lot in these court cases, and it’s pretty big.

          8. None of us are unqualified to form an opinion based on what’s in front of us.

            What is or is not evidence in a court of law is not a matter of personal opinion.

      3. “She needs to convince a lot more people than she’s convincing at the moment.”

        She has convinced many millions of Americans, you just won’t see that reflected on Fakebook, Twitter or the MSM, not unlike Tony Bobulinski’s audio recordings, text messages, e- mails, and many financial documents.

        TPTB are promoting and projecting either jubilance or apathy towards the election results and by God, China, the MSM, the CIA the FBI, Big Tech and the Democratic Party jubilance and apathy is what we shall have!

        1. “and by God, China, the MSM, the CIA the FBI, Big Tech and the Democratic Party jubilance and apathy is what we shall have!”

          You LEFT out: “Thee.Deep.$tate!” 😲😵😱

  17. This is getting more interesting by the hour.

    If you have family or someone you care about that is involved in any election, I suggest they come forward now with any info. If they’re directly involved in some impropriety, they better retain a highly qualified criminal defense attorney quickly.

    1. God fearing US Citizen and patriot.

      What’s the problem?
      The problem is that so much of the US electorate hates those qualities.

  19. “God fearing US Citizen”

    Some might say: “yer gawd ain’t my God!”

    Annie, get yer gun! … ︻デ═一

        1. Thats what i noticed when i was a teen, my gawd is better then your gawd. So i made a personal choice just like on a multiple choice tests “E” none of the above,

          2. “Kind of stupid if there is only One.”

            Deeths from religiou$ war$ acro$$ the $pan of Human.H er$tory?

            What all the fighting about?

            (That’s what She said!)

          3. Blue …Millions maybe even billions fight and die over this point. what matters to us is we are tentatively planning a trip to houston next year will you treat our cat like its your own, keep it fed litter box clean play with him, stay over a few nights so he doesn’t feel abandoned…

          5. I think you missed the point, Blue, its about trust between friends or neighbors, not about what your religious beliefs are.

        1. “I think this song does a better job of encompassing his world view,”

          I stand corrected, although I still believe Psycho Chicken is more effective in capturing Hwy’s writing skills.

      2. Cool & tanks get yer efforts Jeff.er.Referee! 😜

        (1980, 1 year on, back from my motorcycle trip to Alaska! Hello Orange 🍊 County, California!)

        What kind of $helter.$hack can you get for U$D $11 in the Philippines?

        Police officer killed by rooster while breaking up cockfight

        By Rob Picheta, CNN / Wed October 28, 2020

        (CNN) A police officer has been killed by a rooster while attempting to break up an illegal cockfight in the Philippines, authorities have said.

        Police in the Northern Samar province said Lieutenant Christian Bolok was struck by the rooster’s gaff — a metal blade attached to the bird for a fight.
        The gaff hit Bolok’s femoral artery as he was confiscating the bird, police said, adding: “He was rushed to the provincial hospital but was pronounced dead on arrival due to heavy blood loss.”
        There is a long history of both legal and illegal cockfighting in the Philippines, but the sport was banned in the region in August after it was found to have been a source of Covid-19 infections.

        “I have a heavy heart as we have lost a brother who sacrificed his own life in the name of service,” Northern Samar police provincial director Arnel Apud said in a statement sent to the government-run Philippines News Agency. “The (Philippine National Police) grieves the untimely death of Lt. Bolok and extends its deepest sympathy to his family and relatives.”

        Three people were arrested at the event and three more suspects were identified but remain at large after escaping the raid

        Officers confiscated seven fighting cocks and recovered 550 pesos ($11)

        (Eye $upport: “Blue.lives.matter!”, even foreign ones!)

    1. ClownWorld gonna Clown.

      I have a theory that without social media, the number of trans / drag kids would be an incalculable fraction of what there allegedly is today. Most of them are props for their narcissistic mothers’ social media virtue signalling.

      BTW Target just banned the sale of Abigail Shirer’s book that discusses and criticizes the increase of adolescent trans girls who want to be boys. She was a good guest on Joe Rogan a few months ago.

      1. Coincidentally, I’m listening to Rogan’s podcast with Dave Smith right now and he just referenced (starting at 2h 58m) how when civilizations start to crumble they become obsessed with gender.

        The employees of Spotify have been complaining about Rogan and want him censored, or better yet have his contract cancelled.

        1. IIRC, Spotify is asking for final editorial control of Rogan’s content. That is, they would edit his shows as they see fit.
          Joe Rogan was making $30 million/year even before he signed on with Spotify. Here’s hoping that he simply walks on the contract.

          In fact I wish more of these noodleheads on the news would do the same. They’re worth millions … why do they need to sell out to globalists to keep their jobs? I think any one of us would earn like $10 million and then say FU.

          1. In fact I wish more of these noodleheads on the news would do the same. They’re worth millions … why do they need to sell out to globalists to keep their jobs?

            They ARE the globalists. This is a religious war and they are among the true believers, evangelists spreading the gospel to the great unwashed.

  23. I’m sure this is an isolated, one-off event that is nothing to be concerned about. Shirley China’s central planners and central bankers, like ours, have matters well in hand.

    Troubled Chinese Lender Writes Off $980 Million of Capital Bonds

    https://www.bloomberg.com/news/articles/2020-11-14/troubled-chinese-lender-writes-off-980-million-of-capital-bonds?sref=ibr3A0ff

    Baoshang Bank, which was taken over by Chinese authorities last year, plans to fully write off a subordinated capital bond after it was deemed a non-viable entity by regulators.

    The People’s Bank of China and China Banking and Insurance Regulatory Commission determined that a “non-viability trigger event” had taken place at the lender, Baoshang Bank said in a company filing dated Nov. 13. It plans to write off a 6.5 billion yuan ($980 million) tier-2 bond and won’t pay the remaining 585.6 million yuan of interest on the note.

  24. Alan Dershowitz: ‘I Do Think that Trump Will Win the Pennsylvania Lawsuit’ if Enough Votes at Stake

    ROBERT KRAYCHIK
    13 Nov 2020

    Dershowitz predicted that the U.S. Supreme Court would take up the Trump campaign’s lawsuit if the number of votes being challenged are enough to change the outcome of the presidential election in Pennsylvania.

    2725 Comments

    Take Back Our Media lucky • a day ago • edited
    Not rocket science:

    Trump’s ultra-landslide-level increase in dark blue FL counties:

    2016: Dade, Palm, Broward: 867,352
    2020: Dade, Palm, Broward: 1,199,347

    A far-beyond-worst-case-DNC-nightmare gain of 331,995. A panic-inducing 38% increase! Which, in turn, directly caused the emergency shut down of the count across 6 Democrat states, until 2.7million fake votes could be fabricated and added to the count for Biden.

    If this Democrat Orgy Of Vote Fraud Election is allowed to stand, there will never be another legitimate election in America.

    Never.

    If SOTUS allows the Vote Fraud Election to stand, America and SCOTUS are over.

    http://disq.us/p/2d16uly

    https://www.breitbart.com/radio/2020/11/13/dershowitz-i-do-think-trump-win-pennsylvania-lawsuit-enough-votes-stake/

    1. “Let us therefore animate and encourage each other, and show the whole world that a Freeman, contending for liberty on his own ground, is superior to any slavish mercenary on earth.” -George Washington

  25. A cursory review of the MSM YouTube broadcast news clips of today’s Million MAGA March in Washington D.C. to protest the stolen election reveals all the globalist news networks are, as I predicted, pushing the same ADL-authored talking points:

    1) The protest was organized and directed by “far right extremists.”

    2) Allegations that Trump was denied his rightful victory by electoral fraud have been “discredited.” Of course the MSM lapdogs fail to mention that the same corrupt elites who had a vested interest in replacing Trump with a senile pliant stooge were the ones who directed their media mouthpieces to decree that the mountain of evidence pointing to electoral fraud had been “discredited.”

    https://www.youtube.com/watch?v=sZWX9-HnQKE

    2. Goddess Powell had better start flipping some states FAST, or the MSM lies will become truth, end of story.

  27. When are the rents coming down in Chicago? I have been casually looking for over a year and nothing is coming down. I don’t have to move, but would like to get something nicer, yet no rent breaks.

    1. The real question is why would you want to stay in Chicago? Even if I could afford it, I wouldn’t want to live in one of the high rises off the magnificent mile.

    1. Andy Ngo’s Twitter has some good video clips of the Burn Loot Murder violence happening in D.C. today.

  30. ” …multiple choice tests “E” none of the above”🍷

    or: “F” all of the above.

    Paramahansa Yogananda

    “The poet is intimate with truth, while the scientist approaches awkwardly.” 🙏

  31. Thorn.in.yer.$ide.berg has a term for these fool$: “bitter.renter$”

    NEW$ HOU$ING New$:

    Back rent in California nearing $1.7 billion, Fed study finds
    Nearly 240,000 renter households in the state have fallen behind on rent, with an average debt of $6,953 per household.

    By JEFF COLLINS | Orange County Register
    PUBLISHED: November 12, 2020

    California’s back rent is projected to reach nearly $1.7 billion by the end of the year, or almost a fourth of the total rental debt nationwide, a Federal Reserve study found.

    Under the state’s eviction moratorium, landlords can pursue that debt through small claims courts next spring if their tenants fail to repay it by then.

    In all, nearly 240,000 renter households in the state have fallen behind on rent, with an average debt of $6,953 per household, the study by the Federal Reserve Bank of Philadelphia found.

    Nationwide, renter debt is projected to hit $7.2 billion by the end of December. The Philadelphia Fed determined 1.34 million American households will owe an average of $5,400 apiece in unpaid rent.

    The Fed analysis, which came up during a USC rental housing conference on Thursday, Nov. 12, suggests thousands of tenants face the risk of eviction after a national Centers for Disease Control moratorium ends Dec. 31.

    “If there’s no additional federal assistance and the economy doesn’t come back, that (debt is) going to grow by over $1 billion a month,” Ingrid Gould Ellen, director of New York University’s Furman Center for Real Estate and Urban Policy, said during the online conference.

    “That dollar amount is quite a tall task,” added Tracie Mann, housing assistance director for the L.A. County Development Authority. “It’s really difficult to wrap your head around the fact that so many people have that much outstanding rent.”

    The event by USC’s Lusk Center for Real Estate focused on how the pandemic is affecting tenants and landlords in Southern California. Topics included tenants’ ability to pay rent, how landlords are dealing with conflicting state and local eviction moratoriums and how the pandemic has impacted sales of apartment buildings

    (thee.deeth.virus.👾: “Eye don’t care$ ’bout yer $tinkin’ “bitter.renter$” & Land.Lordy’$, … munch, munch, munch)

  32. Sidney Powell is a top notch Appellate Attorney who has gotten big cases reversed. She got stuff reversed for Flynn.

    Interesting thing about Alex Jones is some of the way out stuff he has talked about for years more and more has a ring of truth.
    I mean look at what we have been seeing for 4 years now that looks like a power grab with forces coming out showing how sleazy they are, how power hungry they are, what liars they are, how treasonous and anti American they are, how corrupt they are, how militant they are, how insane the are. Like one big cult that thinks half the Country is their enemy and should be dismissed, cancelled or punished. Weird.

    1. Question, will she be effective enough or timely enough. Still not seeing much hard evidence. And who knows what is going on in Georgia.

  33. Also, I heard a x Antifa guy who left the group years ago talking on a podcast.

    In summary he said they want a total destroying of the system and they hate capitalism. The want a America that was before the pilgrims came here. They have a lot of Commie ideas, but are even more radical wanting it all to burn down.
    The Guy in the interview said they belong in jail and they are extreme. He said they aren’t the same as BLM, who has different objectives.

    1. Plenty of empty land in the country. They can buy up a couple thousand acres in the Great Plains or Upper Midwest and make a go of living in pre-Pilgrim America. Good luck, guys!

      1. I know just waiting for California SEIU and CalHR to make telework fulltime permanent for state IT workers before I leave for the country rural areas.

      2. Oxide,
        They get these kids to join when they are young and dumb.
        It’s follows the Book TRUE BELIEVER by Eric Hopper of having a cause and a enemy to fight. Gang mentally and being part of a group.
        II just don’t know how many they have in the group.

          2. Yes Mr Banker, Hoffer is the. name. Thanks for posting the book. That’s not something a evil Banker would do.

        2. What got me was the “pre-Pilgrim” America. And if they hate capitalism, just try to take away their phone.

          1. What got me was the “pre-Pilgrim” America.

            They don’t strike me as the type who really want to get back to nature. Unless they are dumb enough to think that begging for the crumbs of capitalism and then sleeping under a capitalist overpass is back to nature.

            So I have to conclude that they really mean “pre-rule-of-law”. I’ve said this before but it’s almost humorous how much they dislike the law when it’s the only thing keeping them alive.

  34. These animals need to be punished.

    Antifa/BLM Viciously Attacks Trump Supporters Dispersing From Million MAGA March

    by Jamie White
    November 14th 2020, 5:09 pm

    Antifa in DC are preparing for sunset with their riot gear.

    Carrying a banner saying “Punch MAGA in the Face”, protesters march through DC chanting “We shut sh*t down” #DC #DCProtests #BLM

    DC: A man was physically assaulted in front of Union Station

    BLM-antifa rip and steal American flag from woman trying to leave the #MillionMagaMarch. Video by @RichieMcGinniss.

    Trump supporters are either being escorted out by police or attacked by a mob

    Some Antifa and Black Lives Matter militants stole Trump flags and phones, while others threw rocks and sucker-punched women and elderly Trump supporters.

    Some Antifa and Black Lives Matter militants stole Trump flags and phones, while others threw rocks and sucker-punched women and elderly Trump supporters.

    Cream Dreamer
    @CumsockDepot
    ·
    Nov 14, 2020
    Replying to @HowInterestin10 and @VenturaReport
    They’re on camera lmao what a bunch of goodies
    darstar
    @_xoxoxoxoxxoxo_
    Nice find!
    Here it is in slow motion where he gets sucker punched & she steals his phone.

    https://www.infowars.com/

    1. You don’t have to convince me how bad both those groups are. The Dems seem to like them, their own little criminal army to terrorize civil citizens. Fake news not being truthful about what’s happening as usual.

      THEY DON’T WANT TO TELEVISE THE REVOLUTION

      Attacking little old ladies, F_”__’k__g bully punks.

    1. “The media is the enemy of the American people”

      If you’re talking about Real Journalists, then yes this is a factual statement. Stop giving them money. Think about the small, almost effortless things you can do in your life to minimize, give less to, and hopefully, ultimately, give nothing to these people who only want to destroy you and put you and your whole family in a re-education camp for having too much #BadThink.

      Just stop watching ads and giving clicks to them, starve them. Because in the current year the stakes is high.

        1. Living in a perpetual debt cycle and conditioning the population to think that debt is normal and acceptable was the greatest fraud ever perpetuated on the American public.

          Debt is slavery. Are people really that stupid?

          1. Ah, yes. I love America; The nation of dummies …

            “Living in a perpetual debt cycle and conditioning the population to think that debt is normal and acceptable was the greatest fraud ever perpetuated on the American public.”

            True dat.

            “Debt is slavery.”

            That it is and I am very grateful for this enduring gift bestowed upon such wonderful and derserving people as myself by the current American educational system that relentlessly churns out totally-dumbed down graduates who eagerly line up at my bank to lay their signatures down so as to insure for a lifetime of luxury and relaxation.

            Pukes work, bankers reap. Ruinous debt (thankfully) allows this to happen.

            “Are people really that stupid?”

            Such a question. Does it really need to be asked?

        2. Don’t pay interest to the Wall Street banks.

          And stop giving them money as a middle-man. Pay cash/don’t use credit cards

          2. “And stop giving them money as a middle-man. Pay cash/don’t use credit cards.”

            Bahahahahahaha … a lonely voice in the wilderness, heard by a few, heeded by close to nobody.

          3. Using cash is more for privacy, not starving the beast of money. In 2004-2006 I lived an almost all-cash lifestyle. I lived in a high-rise apartment with utilities included. My metro subway cards were provided through my employment. Each week I pulled out $60 to use at the farmer’s market, and any other necessities I filled in at Whole Paycheck. Even though I didn’t make a lot of money, I was able to pay off my college loans and contribute the max to a Roth IRA. My boss said to me, “Oxide, if everyone lived like you, this country would fall apart.”

          4. not starving the beast of money

            Even if you pay off your balance every month to avoid interest payments, every time you buy with a card the bank takes a cut, which they charge the merchant. Raises the prices we all pay and enriches the banks.

            Even your short term debt donkey machinations impoverish the rest of us. I am guilty of this too often.

          5. , which they charge the merchant. Raises the prices
            If you pay with cash, the merchant just pockets the fees that he is not paying to the bank.

          6. If you pay with cash, the merchant just pockets the fees that he is not paying to the bank.

            Not always — often there is a stated cash discount, or one can be negotiated.

            Regardless, if you complain about banks, stop giving them your money.

            And, prices rose as the cost of business increased due to the cut taken by the CC companies. If the cost of business goes down due to more cash customers, prices will come down too.

          7. My boss said to me, “Oxide, if everyone lived like you, this country would fall apart.”

            It would definitely be a disaster for parasites. For people actually producing something of value not so much, unless what they produce is only of value to the parasites.

          8. I cut off these entities to the degree I could 15 years ago when they bailed out the Banks and proceeded with rigged markets and monopolies.
            I pay cash for everything and won’t do the debt thing.
            I went on a quest by myself to detach from all their lies and programing that was getting nuttier every year.

            The one World Order idea with Commie BS with false narratives to conquer and divide , even using medical as a control , is obvious.

            They bought off Washington DC and they brainwashed the youth. They used Government institutions to advance their agendas.

            Trump’s Voters rebelled against the stacked deck. They could not allow the rise of the Traditional America . They have become bold and aggressive now showing their true colors, willing to rig a election and control the narratives by fake news and supress opposite voices and truth . Biden and Harris are just puppets for their sinister agenda. They want to destroy the Judiciary also and turn the Constitution on it’s head.. They bribe and use taxpayer dollars to fund their power grabs.Corporate America donating to BLM and Antifa shows you they want a little army to terrorize law abiding Citizens using false narratives to justify this insurrection by Commie anti American thugs. They don’t care about law and order, anything to break down the Country, including open borders. This is a invasion from within. The Russian Hoax, fake impeachment, false narratives, to stop the advancement of making America Great Again. Energy independence was making America stronger, so they want to destroy that with the fake Green New Deal.
            A agenda of attacking the White race to demoralize and destroy Western Civilization in favor of 2+ 2=5. They are attacking math, attacking language and Science and rewriting history to further the break down of truth. The truth sets you free, they don’t want you to be free. Power to control free people and erase Government by the people is their objective. They want to tell you what your going to get under the guise of Social Justice and making everyone equal.
            I hold out hope that they won’t prevail because there are to many Americans that will rebel.

  36. “what happen to: “👾 it’ll just … disappear ” … “a MIRACLE! @ any moment!” … “We’re rounding ↘↘↘⤵🔚🔜🔄🔃 the corner!” ( @ 186,000 👾deeths) … Now: @ 245,000+”

    Covid 19 WILL just disappear like a MIRACLE! Why? Because all viral infectious disease epidemics end sooner or later. In fact every epidemic ends. The very definition of “epidemic” is an increase number of cases (ie, people with disease or condition) that is beyond the expectation for a given population. That means there is a significant increase of cases then a decrease back to the normal or background level. If a disease doesn’t decrease and stays relatively constant at some higher level, then the disease is considered to be “endemic”.

    Viral respiratory diseases like the flu follow a somewhat predictable pattern year in and year out. Why? No one knows. Covid 19 most likely will do the same thing, or it may just disappear and only return sporadically. Covid 19 isn’t like malaria, Chagas disease or African Sleeping Sickness. These are endemic infectious diseases which put people living in the disease zones or environments at constant risk of contracting.

    In general, epidemic like Covid 19 end when the virus runs of out of susceptible hosts. That doesn’t mean everybody in a population has to become infected since there will be many people who won’t get infected even if exposed because of their individual immune system or other defense or physiological characteristics.

    So President Trump is correct in saying that we are most likely “Rounding The Bend” because the number of deaths and seriously ill people (e.g., patients in ICU beds) has been on a downward slope from its peak earlier in the summer. The vast majority of new cases is occurring in people below the age of 60 or so, and their risk of death or serious illness in extremely low compared to people 70 years plus where the vast majority of deaths have occurred.

    With the new vaccine being rolled out in the next several months, this should put an end to most of the Covid 19 epidemic in this country. Covid 19 Panic Porn will stop playing at your local theater.

    1. No covid won’t disappear because it never existed to begin with. It’s just the common flu repurposed for complete economic destruction and being used to usher in the Great Reset. They’ve planned this crap out for years.

      Just look at the symptoms on hospital intakes. They’re different in different parts of the world. Different symptoms = different disease.

      Masks are just psychological tools being used to validate this hoax. They also reduced O2 intake and increase rebreathing of C02. They are the modern symbol of slavery.

      1. ‘Masks are just psychological tools’

        I agree. It’s subjugation, they just keep pushing more and more to see what they can get away with. Here in AZ, I see people every day that refuse to wear them and nothing happens to them. Back in March, before masks were “mandatory” (they have no right to make anyone wear a mask, BTW) I went to Costco. It was packed. I saw one person wearing a mask out of many hundreds of hoarders. How come the CCP virus didn’t go through the population like sh$t through a goose?

        Why don’t we wear masks during flu season? Tens of thousands die every year. I said long ago: we have to realize there are people who want to tear down this country. Tear down capitalism, destroy the economy. Some are Marxists (cancel rent anyone?), like NYC mayor. Some are control freaks. Behind it all are the globalists. Remember the globalist corporate media freaking everybody out with a bombardment of stupid fears? To the point people were clearing the shelves of potato and dry dog food and hoarding nickle coins. They are still at it. Oh but the family can go to wallyworld and walk around among a thousand people buying sugar water, potato chips, Chinese crap clothes and flip-flops. That’s essential!

        1. “I saw one person wearing a mask out of many hundreds of hoarders. How come the CCP virus didn’t go through the population like sh$t through a goose?”

          I posted in March that anyone who had been on the commuter train from Connecticut to NYC would be aware of it’s many stops a day in New Rochelle NY to and from Grand Central Terminal in NYC. If this pandemic was what it was billed to be the cat would have been out of the bag in March and they would have really needed those refrigerated morgue trucks.

          From Wikipedia

          The New Rochelle station is a Metro-North Railroad and Amtrak train station located in New Rochelle, New York.

          Two Metro-North M8’s arrive at New Rochelle station in both directions in September 2015

          Passengers 2018 6,112 (daily)

          https://en.wikipedia.org/wiki/New_Rochelle_station

          Grand Central Terminal
          It is the largest station in the world in terms of number of tracks and platform. On an average day, more than 750,000 people pass through the terminal and an estimated 10,000 people come to have lunch without ever stepping on a train.

          https://skift.com/2013/02/01/a-day-in-the-life-of-grand-central-terminal/

          By Ben Guarino, Sarah Pulliam Bailey and Alex Horton
          March 10, 2020 at 6:09 p.m. EDT

          NEW ROCHELLE, N.Y. — Gov. Andrew M. Cuomo (D) mandated a one-mile containment zone in New Rochelle, the epicenter of the state’s outbreak, to curb the spread of the coronavirus on the doorstep of New York City, he said in a news conference Tuesday.

          https://www.washingtonpost.com/nation/2020/03/10/new-rochelle-coronavirus-containment-zone/

        2. There are places where just about everybody wears masks during flu season. Japan is one such place–in fact many Japanese wear masks all the time, not only during cold/flu season. But Japan still has flu seasons and they can vary significantly–the 2018/2019 flu season was very severe and thousands more died compared to an average flu season.

          So even in places where the population wear masks during flu seasons, flu epidemics occur and the severity of flu seasons vary considerably. Which suggests that masks don’t have much effect on the severity of flu seasons in Japan (and elsewhere, too).

      2. No, Covid 19 is real, scientists know it down to its genetic sequence. The signs and symptoms of Covid 19 are the same all over the world and the way it kills people is also the same. It’s a new viral respiratory disease and it’s not surprising or unusual for new diseases to occur. Just look at the SARS (Severe Acute Respiratory Syndrome) outbreak of 2003. That was brand new and never seen before.

        Then there’s HIV that causes AIDS. That was a new disease that showed up in the early 1980s. Nature creates new infectious diseases all by herself and once in a while they end up infecting humans.

    2. Viral respiratory diseases like the flu follow a somewhat predictable pattern year in and year out. Why? No one knows.

      🙄 Every infectious epidemiologist knows.

      1. Absolutely false. Infectious disease epidemiologists who work on the flu tracking it as it travels around the world and then repeats this pattern with different strains don’t know how and why it behaves in this manner. They can’t even predict with any accuracy the mix of flu strains of the next flu season. They don’t even know why flu season occurs in the winter months in the Northern Hemisphere. There’s lots of speculation and hypotheses, but no theory that passes scientific scrutiny.

        2. They can’t even predict with any accuracy the mix of flu strains of the next flu season. However, when they appear on TV and make pronouncements and predictions about viral epidemics, the vast majority seem to lack self-awareness of their own limitations.

    3. With the new vaccine being rolled out in the next several months, this should put an end to most of the Covid 19 epidemic in this country. This statement is a prediction, not a fact. It would be nice if it came true. Long ago I lost track of all the predictions I have read that did not come true.

      1. The Covid 19 epidemic is on a distinctly downward trend. There isn’t going to be a “second wave” because the “first wave” was caused by the introduction of a lot of infected people from China and the Europe who arrived in a short time period and infected lots of people who had NO immunity to the virus. New York was the most heavily affected because of the high population density of the city and mass transit–it spread rapidly especially in seniors living in assisted and nursing facilities. In places like Los Angeles which has the highest number of native born Chinese anywhere in this country, there wasn’t an explosive outbreak because most of the people in L.A. don’t live in high density housing and people don’t use mass transit.

        Now that Covid 19 has spread all over the place–in Orange County, California, a well designed study on the prevalence of people who had antibodies to Covid 19 estimated that about 10-12% of the population had already been infected. 3.2 million people live in O.C. so that means that over 300,000 have been infected, the vast majority only had minor symptoms or none at all.

        The population of America has already been exposed, so it can’t be newly exposed again. Covid 19 has also exposed people in countries all over the world so over time its rate of spread will decline as populations build immunity.

        The vaccine will result in lots more people becoming immune and so there’s no place for Covid 19 to go except down. This always happens with these kinds of epidemics. Covid 19 is nothing special and compared to really bad airborne viral diseases like the 1918 Spanish Flu, its a relatively lightweight pathogen.

        1. The vaccine will result in lots more people becoming immune I sure hope so. But don’t count eggs before they’re hatched.

    5. “Oh, there you go again …” Ronnie Raygun

      Blah, blah, blahing …

      “You know what’s really uncomfortable and annoying? When you die,” said Gov. Phil Murphy

      By Julie Mazziotta November 13, 2020

      New Jersey Gov. Bluntly Tells Residents That Following COVID Restrictions Is Better Than Death.

      ” …most likely “Rounding The Bend” because the number of deaths and seriously ill people (e.g., patients in ICU beds) has been on a downward slope from its peak earlier in the summer”

      See deeths over time, & you keep trying to wiggle, wiggle, wiggle away from “deeths are a lagging #”

      “We’re rounding ↘↘↘⤵🔚🔜🔄🔃 the corner!” ( @ 186,000 👾deeths) … Now: @ 245,000+”

      https://www.statista.com/statistics/1102816/coronavirus-covid19-cases-number-us-americans-by-day/

      Thee. “Hoax.deeth.virus👾 munch, munch, munch … $till. $preading, even in the cold 2020 winter.of.our.discontent. …🙏☕

      What does the winter of our discontent mean?:

      Shakespeare portrays the King as a deformed, power-hungry schemer. … If we consider the first two lines together – ‘Now is the winter of our discontent made glorious summer by this son of York’ – it seems that Shakespeare is saying that Richard’s unhappiness is about to end because his family has taken the throne

      What happens at the end of the winter of our discontent?

      Realizing that once he gave up his integrity there is nothing left worth living for, he is only saved from a harrowing brush with suicide by the love of his daughter. The book ends on July 4, the birthday of America, when, we presume, he reaffirms his commitment to the historic American values of integrity and honor.

      1. thee.”Hoax!”.deeth.virus.👾: “Red State, Blue State, repubican, democrapt, matters knot to me, …munch, munch, munch”

        COVID-19 😷
        North Dakota mandates masks, capacity limits as virus surges

        The Associated Press / Bismarck, N.D / November 14, 2020

        North Dakota Gov. Doug Burgum ordered a statewide mask mandate and imposed several business restrictions late Friday in an effort to contain the spread of the coronavirus that has stressed the state’s hospital capacity.

        The Republican governor’s executive order comes after increased pressure from doctors, nurses and other health care professionals to require face coverings. The directive goes into effect Saturday and will last until Dec. 13.

        Burgum said in a statement that doctors and nurses “need our help, and they need it now.”
        👾↗↗↗⤴📈📈📈📈
        The mandate requires residents to wear face coverings in indoor businesses and indoor public settings, as well as outdoor public settings where physical distancing isn’t possible.

        1. Check out the North Dakota Health Department website. Who are the people that have died so far in this Covid 19 epidemic? The overwhelming majority of deaths have occurred in people aged 70 and above. There’s a much smaller bump of deaths in 50-69 year olds. Only 18 deaths occurred in the 30-49 year age group.

          There were three deaths in people aged 29 and under which is essentially zero from a public health perspective.

          So, what strategy should be take to stop deaths and serious illness in the people of North Dakota? Mandate masks for everyone and close all restaurants and other public places where people may gather, or tell all senior citizens to isolate themselves as much as practicable and limit their exposure to public environments filled with strangers? And if you are older than 70, you should probably not go out at all if possible. Only allow outsiders into your home who you know well and who you know their present and past health history. Don’t let anyone with ANY symptoms into your residence.

          Masks offer very limited to no protection from exposure to airborne viruses and airborne viruses can enter the body through the mucous membranes around the eyes. That’s why you see doctors and nurses who are treating Covid 19 patients wearing goggles or full face shields. Medical personnel who are around Covid 19 patients where airborne particles are being created and spread, such as ventilators and surgery and dental settings, they wear goggles that fully protect the eyes since face shields don’t prevent particles from contacting the eyes.

          Having universal measures like mask wearing and lockdowns is like trying to protect the coast of California from a invasion by the Japanese in WW II by positioning one soldier every 6 feet along the entire coastline. Even in places where there isn’t anything or anybody within 50 miles and have 400 foot cliffs at the shoreline.

          A more effective strategy would be to position all your soldiers and other coastal defenses around those area which are the most likely to be attacked (e.g., harbors with naval bases, large cities, strategic military locations etc).

          Only an idiot would choose the options being ordered now to slow the spread of Covid 19.

          1. out at all if possible. Only allow outsiders into your home who you know well and who you know their present and past health history. Don’t let anyone with ANY symptoms into your residence.

            ALL the elders I know who have turned + for COVID-19 violated these standards. Some of them honored them for the first few months, then slacked off their vigilance and got infected. I’m over 70 and still go out to exercise (mostly outdoors and alone) and to buy essential supplies. That’s it. No visitors inside my house this year, so far. I have visited some elderly relatives at their homes, however.

          3. To avoid becoming infected with Covid-19 you just have to take real precautions and not perform rituals like wearing a talisman and “socially distancing”. Even when it is a known fact that the only masks that can reliably stop viruses like Covid 19 are N95 rated, we are told to wear any kind of mask since that might be better than nothing. The real problem is that once people start using masks, they feel that they are protected and they let their guard down.

            They feel safe and stop being vigilant and end up in risky situations and before you can say, “Boom!” they’ve become infected. Same goes with ridiculous measures like social distancing where standing on a stupid sticker on the floor at the supermarket is going to protect you from something.

            It would be better to go to the supermarket with no mask at 8AM when nobody is there–no lines and nobody around to breath on you. You’d be nervous because you don’t have any “protection”, but that’s good because you’ll be safer because you avoided risks in reality.

            Same goes with meeting with people and taking precautions to make sure anyone you have at your home is not ill or feeling just a little “off”.

            The current government mandated anti-Covid 19 measures are resulting in excess deaths from other medical conditions and are also causing a mental health disaster. The “cure” in this case may end up being worse than the disease, Covid 19. The mandatory restrictions are nothing more than government abuses to our most basic civil rights. And the politicians enforcing them just happen to be Democrats.

          4. “The mandatory restrictions are nothing more than government abuses to our most basic civil rights”

            Iffin’ you’re a “True.Believer” ’bout the reality of thee.deeth.virus👾 being a “Hoax” why knot go shopping anytime you want?

            You do a lot of blah, blah, blahing ’bout something you firmly believe is non.existent … Have any thoughts & concerns ’bout the earth being flat? 😲😵😱

    2. Among many other things, the St. Francis dam’s concrete contained unwashed aggregate (think small rocks covered in dry mud), which would easily crumble when subject to light blows from a “Geologist’s hammer.”

  38. Lilly’s monoclonal antibody bamlanivimab has been given EUA authorization by the FDA for use only in COVID-19 outpatients at high risk of severe complications of of COVID-19. It is not approved for inpatients. Long list of ifs, ands or buts apply. Read the details. Problem is see with this is the limited # of available doses compared to the # of patients eligible to receive it. Naturally the first supplies have been sent to hospitals! Go figure. I personally know about half a dozen elders in my extended family who would have qualified for this drug at some point in their COVID-19 histories.
    BTW, they really need a shorter name for this drug, or at least a catchier one, like “bamalamadingdong”.
    https://www.fda.gov/news-events/press-announcements/coronavirus-covid-19-update-fda-authorizes-monoclonal-antibody-treatment-covid-19

    1. And the EUA for ivermectin is … suppressed by the globalists. It HAS to be. They’re practically giving ivm away in South America and no word of it in the US.

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