I Wonder If It Was A Good Investment, I Don’t Think I Could Get What I Paid For It Now

1. ‘being discounted down to 2019 or early 2020 prices, said McLaughlin, whose office is in Larkspur. ‘COVID bumped everything way up and we’re not back yet,’ she said. ‘It’s lost that appreciation, that bubble appreciation. I think that’s applicable across the board’

   So Tracey, yer saying all of the minor respiratory illness bonanza is gone?

   Sacré Bleu!

   1. COVID bumped everything way up and we’re not back yet,’ she said.

      Liar. The Fed creating trillions of funny money “stimulus” out of thin air and pumping it into the financial system is what bumped everything way up – except the 99 percent’s wages and purchasing power.

      1. This^^^^^^^^^!

2. You will own nothing

   1. and you’ll be happy.

   2. Realtors are liars.

3. ‘There’s no question we’re going to be facing some harsh realities when it comes to the value of these buildings,’ said St. Paul City Council member Rebecca Noecker. ‘The sooner we come to terms with that, and recognize that, we can adjust and adapt to that new reality. Although it’s tough, and something every downtown is experiencing right now — not just us — when those values come down, it also gives us a chance to open up the market to more players, and not just to those owners who benefited from artificially inflated values’

   ‘The prospect of diminished real estate value isn’t unique to downtown St. Paul, as downtowns everywhere have faced tough questions in the era of remote work and online retail. Two downtown Minneapolis office towers — the Forum buildings — sold in September for $6.5 million, or 91% lower than the property’s last sale, which was $73.7 million in 2019’

   I didn’t know this was going to happen when these guvnahs and mayors set out to destroy their cities. What I said at the time was I could see them becoming ‘black holes’. That’s where we are headed. Do you recall any discussion of how terrible this could be? Nope, it was Orange Man Bad, let’s destroy the economy and go full commie. The poor bashtard above in Seattle is still living with it.

   1. I would say all downtowns with this issue have a single thing in common. Any takers on what that is?

      1. Permanent, one party government.

         1. and a bunch of diversity

4. “The median price of a house in Marin edged up to $1.76 million in September, a year-over-year increase of nearly 7%, according to the county assessor’s office. The September figure also represented a steep increase from August, when the median price was $1.5 million. Marin’s median price passed the $2 million mark in April and May of 2022, but has not reached it since then, according to county data.”

   Dead cats do sometimes bounce…

5. Future of GSEs: How Fannie, Freddie Privatization Might Shake Out Under a Second Trump Term
   The privatization of Fannie Mae and Freddie Mac has been a hot topic of debate for years—but what would it mean for the industry?
   Home Agents
   By Deborah Kearns
   October 17, 2024
   Reading Time: 3 mins read
   …
   https://www.rismedia.com/2024/10/16/future-of-gses-how-fannie-freddie-privatization-might-shake-out-under-a-second-trump-term/

   1. “But even if the GSEs go private, what exactly does that mean for the industry and, more importantly, for conventional mortgage borrowers?”

      How about Back to the Future, meaning a 20% down payment, no mortgage higher than 3x household income and no fed.gov interference in the MBS markets?

      1. Has anybody ever made a list of all the mortgage related GSE’s?

         It’s got to be in the dozens.

         Let’s clean the slate and get rid of all of them.

6. Does the dramatic bear steepening of the yield curve make you want to offload your risk asset HODLings before the tsunami rolls into shore?

7. Well, she’s no Whitney Houston.

   Singer Loomis Goes Viral After Botched National Anthem: ‘I F**ked It Up’

   Warner Todd Huston
   27 Oct 2024

   Indie singer Loomis is explaining herself after she was blasted for horribly botching a rendition of the national anthem at the Free & Equal Presidential Debate between three third-party presidential candidates.

   The singer was asked to sing the anthem ahead of the debate between Chase Oliver (Libertarian Party,) Dr. Jill Stein (Green Party) and Randall Terry (Constitution Party) in Los Angeles, but her attempt at the song quickly fell apart.

   Pop Spectator
   @PopSpectator

   Singer Loomis botches the National Anthem:

   “I f*cked it up”
   3:24 PM · Oct 25, 2024

   https://x.com/PopSpectator/status/1849894794287280597

   1. For anyone who is too young to get the Whitney Houston reference.

      On January 27, 1991—ten days into the Persian Gulf War—Whitney Houston took the field at Tampa Stadium and performed “The Star Spangled Banner”, backed by the Florida Orchestra along with music director Jahja Ling, before 73,813 fans, 115 million viewers in the United States and a worldwide television audience of 750 million. The pregame program including Houston’s performance of the national anthem was produced by Bob Best for the National Football League and televised live on American Broadcasting Company (ABC) in the United States. Because of the Gulf War situation, this marked the first time the Super Bowl would be telecast in most countries around the world.

      https://youtu.be/uAYKTMQl7MQ?si=wXq9Z_cBh9P3Ffd0&t=43

   2. “Singer Loomis…”

      Never heard of her until now.

8. Ruining People’s Lives… By Giving Them a House. 7 min

   https://www.youtube.com/watch?v=0cHkfUURmy4

   1. $400k cash out refi to pay electric bills and taxes? There’s more to this story than these “victims” are mentioning.

      Like my neighbors in a nice hood I rented in during bubble 1 where the loan owners used home equity for new boats, cars, vacations and even boob jobs. Yet when the music stopped and they didn’t get a chair they were robo signed victims who deserved their houses for free.

9. [I find this non-housing related article both amusing and revealing.]

   Emotionally Unstable “Climate Scientists” Don’t Like Being Criticized, Run to Daddy (Nature)

   https://wattsupwiththat.com/2024/10/27/emotionally-unstable-climate-scientists-dont-like-being-criticized-run-to-daddy-nature/

   The Guardian article titled ‘We have emotions too’: Climate scientists respond to attacks on objectivity is a remarkable exercise in self-pity, featuring climate scientists venting about the supposedly unjust criticism they face​. This is in reaction to the pushback received after publication of an idiotic survey by the Guardian last May

   These self-appointed climate saviors insist that their projections should be accepted without question, and when they aren’t, they moan about how harsh and unfair the world has been to them. This isn’t science under attack—it’s fragile egos crying foul when the rest of us refuse to buy into their doomsday narrative.

   [Here is a snip from the Guardian article …]

   “The researchers said they had been subject to ridicule by some scientists after taking part in a large Guardian survey of experts in May, during which they and many others expressed their feelings of extreme fear about future temperature rises and the world’s failure to take sufficient action. They said they had been told they were not qualified to take part in this broad discussion of the climate crisis, were spreading doom and were not impartial.

   “However, the researchers said that embracing their emotions was necessary to do good science and was a spur to working towards better ways of tackling the climate crisis and the rapidly increasing damage being done to the world. They also said that those dismissing their fears as doom-laden and alarmist were speaking frequently from a position of privilege in western countries, with little direct experience of the effects of the climate crisis.”

   https://www.theguardian.com/environment/2024/oct/25/we-have-emotions-too-climate-scientists-respond-to-attacks-on-objectivity

   The Real “Crisis”: Hurt Feelings
   The Guardian piece is full of climate scientists’ complaints about being criticized, a situation that apparently causes them great distress. They whimper about public skepticism as though it were some kind of assault on their personal well-being. In one particularly melodramatic section, a scientist whines about being called a “liar” on social media​. Well, welcome to the world of public debate, where people will scrutinize, question, and yes, sometimes rudely dismiss claims that seem dubious. But the Guardian seems determined to present these professionals not as robust researchers capable of handling criticism, but as delicate flowers wilting under the harsh glare of public doubt.

   Instead of addressing substantive criticisms—like the failed climate models, inconsistent predictions, or the fact that climate policies often do more harm than good—these scientists turn to emotional appeals. They argue that the public’s harsh words are as much of a threat as climate change itself. They even suggest that “climate anxiety” is exacerbated by “online abuse” from skeptics​​. So, let’s get this straight: the models can handle the complex calculations of global warming trends, but the scientists can’t handle mean tweets?

   The “Toxicity” of Skepticism
   One theme that dominates The Guardian article is the scientists’ characterization of public scrutiny as “toxic”​. It’s a clever rhetorical strategy, designed to make criticism seem not only misguided but morally wrong. By framing dissenters as aggressors who “harm” scientists, the article tries to flip the script: suddenly, it’s not about whether the climate models hold up under scrutiny; it’s about whether the critics are hurting the scientists’ feelings.

   If anything, this rhetoric exposes the scientists’ shaky confidence in their own predictions. People who are confident in their data don’t crumble under questioning. They engage, clarify, and persuade. But here, instead of rolling out hard evidence to silence their critics, climate scientists want sympathy. It’s a deeply unserious approach to a field that supposedly determines the fate of our planet.

   Ben Pile’s critique in the Daily Sceptic nailed it when he observed that the current trend among climate scientists is to brand skeptics as not just wrong, but dangerous​. By shifting the focus to the alleged “toxicity” of criticism, the scientists evade the actual issues—like why their models frequently overshoot reality, or why predictions of imminent catastrophe keep getting delayed like a badly managed train schedule.

   I believe that is the implication of Carrington’s series of Guardian articles and his survey. It shows that people with no scientific expertise to speak of are nonetheless routinely presented as ‘scientists’ and experts. It shows that even those with scientific expertise will happily and radically depart from both the consensus position and the objective data on both meteorological events and their societal impacts. And it shows they have no reluctance to use their own emotional distress as leverage to coerce others. Carrington thinks that showing us scientists’ emotional troubles will convince us to share their anxiety. But all it shows is that it would be deeply foolish to defer to the authority of climate science. It’s an unstable mess. Science must be cool, calm, rational, detached and disinterested, or it is just a silly soap opera.

   https://dailysceptic.org/2024/05/13/many-of-the-climate-experts-surveyed-by-the-guardian-in-recent-propaganda-blitz-turn-out-to-be-emotionally-unstable-hysterics/

   Victimhood as a Shield
   A whole tantrum (see murder of crows, pod of whales), of climate whiners scurried off to their ideological shelter, Nature Climate Change, to cry for help. You see, when public skepticism became too much for their fragile nerves to handle, this tantrum ran straight to “daddy,” hoping for a pat on the back and a warm bottle of validation. And what better place than Nature, a publication that will bend over backwards to prop up their emotional narratives? These scientists clearly needed a safe space where their feelings could be stroked, rather than questioned. Forget rigorous defense of their models and theories—no, no, this time it was about defending their delicate psyches from the big, bad skeptics on Twitter.

   1. Too much soy in the diet it seems

   2. “These self-appointed climate saviors insist that their projections should be accepted without question”

      Warmists gonna warm.

10. [Here is another non-housing related article …]

    Cut Meat and Dairy Consumption By 50%, Orders CCC.

    https://wattsupwiththat.com/2024/10/27/cut-meat-and-dairy-consumption-by-50-orders-ccc/

    Britain must cut its meat and dairy consumption by up to 50pc to meet the latest net zero targets, the Government’s climate watchdog has said.

    The Climate Change Committee said in an ideal scenario, meat and dairy consumption should halve by 2050 and products be substituted with plant-based options.

    The proposals are part of new net zero targets that have been recommended to Ed Miliband, the Energy Secretary.

    In a letter to Mr Miliband, the committee said the Government must cut CO2 emissions by 81pc by 2035 when compared to the benchmark year of 1990. This would amount to a reduction of 200m tonnes from the current level of 384m tonnes.

    Piers Forster, the CCC’s chairman, said persuading British consumers to change their diets would play a key role in achieving such massive cuts.

    Mr Forster did not specify how the UK could reduce meat eating but options could include reducing subsidies for livestock, taxing meat products and a clampdown by regulators on advertising.

    The committee has urged the Government to cut livestock numbers, especially sheep and cattle, because they argue the methane produced by these animals is a key cause of climate change..

    The UK has just under 10m cattle and calves plus around 32m sheep and lambs.

    David Handley of Farmers for Action, who keeps 500 sheep and 100 cattle on his Monmouthshire farm, said: “The amounts of methane produced by farming are tiny compared with the emissions from transport and other sectors.

    “But these rules and regulations are devastating the sector along with the UK’s ability to produce its own food.”

    https://www.telegraph.co.uk/business/2024/10/26/britons-urged-to-eat-less-meat-hit-latest-net-zero-target

    Do they really think that people are so concerned about Net Zero that they will give up meat?

    Of course, we all know that when they say “persuade”, they really mean “compel”.

    In their zealotry, they don’t seem to care about the effect their policy will have on the rural economy. In England alone, livestock and dairy farms employ more than 120,000 people, and meat production is valued at £9bn a year, according to DEFRA.

    Industry estimates suggest that you can triple the number of employees, when indirect jobs and jobs in the meat processing industry are added in.

    Worse still, the rural economy in some parts of the country could be wiped out if livestock and dairy farming is ended. Shops, pubs , garages and other local businesses could not survive such a catastrophe.

    To even contemplate such an outcome would be thoroughly reckless. And this is why Piers Forster, climate academic, is totally unfit to be in charge of climate decision making.

    And as is ever the case, while we are trying to cut our meat consumption, the rest of the world eats more every year. Our consumption is barely 1% of the world’s.

    [A chart appears here …]

    None of that matters to Piers Forster though. All he cares about is the UK’s Net Zero targets.

    1. This is what an enslaved people look like. I do not plan on visiting that prison camp of an island ever again.

       1. There *will* be beef and dairy, just not for the poors and middle class.

          Only the Parasite Class, the non producers, the soft city boy hands, the occupiers of desks, will have beef and dairy, because reasons.

          1. “Only the Parasite Class…”

             Recommend compulsory enrollment at Pol Pot University.

          2. because reasons

             It will allow them to say “We didn’t ban meat or dairy. If you want some, it’s available.” Never mind that it will be scarce and thus utterly unaffordable for the masses.

11. plant based, i got a couple of free justEgg, made from pea protein and i never had so much gas in my life…..

    I cant drink coffee or tea black , cut out sugar when i was a kid my father must have had his dr tell him to, never knew why but suddenly we all were drinking it with just a little milk.

    1. Sounds like Mugatu in Zoolander

12. Insurers dropping customers based on overhead imagery.

    https://www.dailymail.co.uk/yourmoney/article-14008547/California-couple-lose-home-insurance-satellite-solar-panels.html

13. “Ultimately, he had to do a ‘cash for keys’ exchange, essentially paying the person off to end the lease. Two weeks later, Berman said the tenant’s friends broke into the unit and claimed the apartment as their own. He said he called police but the squatters were not arrested. Berman said a series of tenant protections adopted by the city council also insulates bad actors from being removed from a building while putting the rest of the tenants in good standing at risk. ‘It’s a mess in Seattle and it’s just become so dangerous,’ Berman said.”

    Who did yer vote for in the last election?

    1. Vote blue no matter who!

14. Tolerant, reasonable Kamala supporter spreads joy to a young girl in a stroller.

    https://x.com/unlimited_ls/status/1850174678595227669

    1. I would never bring a child to a political rally, and that lib needs a knuckle sandwich.

15. Is Communism a good way to ruin a country?

    1. The Observer
       ‘There is no money’: Cuba fears total collapse amid grid failure and financial crisis

       Repeated blackouts leave residents concerned about food, water supply and Cuba’s future
       Ruaridh Nicoll in Havana
       Sat 26 Oct 2024 09.57 EDT
       …
       https://www.theguardian.com/world/2024/oct/26/cuba-power-grid-failure-financial-crisis?utm_source=pocket-newtab-android

       1. We will know that total collapse is imminent when the inner party members flee the country with their ill gotten gains

16. Neither Trump nor Harris are addressing our out-of-control government spending and debt.

    https://www.cnbc.com/2024/10/23/global-public-debt-will-hit-100-trillion-by-year-end-says-imf.html

    1. To be fair, Musk is addressing it and promising that as a cabinet member he will eliminate the deficit. Whether he can do that is another matter.

17. Will the billionaire owners of failing globalist scum media outlets force them to hire conservative columnists to halt the mass exodus of subscribers?

    https://nypost.com/2024/10/28/media/washington-post-owner-jeff-bezos-wants-conservative-writers/

    1. Propaganda outlets aren’t cheap.

18. Unhinged Kamala supporter who went viral for screaming at a child is about to be famous – and is probably realizing deranged behavior has consequences.

    https://tribune.com.pk/story/2505845/hcdp-confirms-woman-screaming-at-child-was-misidentified-as-jordan-bowen

19. A reader sent these in:

    Food Banks in Canada are starting to ban international students due to abuse.

    https://x.com/Tablesalt13/status/1850349625594560589

    I had a real estate agent tell me I should buy now because prices only go up while ignoring the fact that the house were standing in could have sold for 150k more 2 years ago and he had already slashed the listing price by 40k.

    https://x.com/seedyarr/status/1850362325074637254

    Happy 87th Birthday to the guy who’s been dead-right on my pinned-tweet issues for over 40 years. @RonPaul

    https://x.com/RudyHavenstein/status/1561193493812236289

    Working harder and not smarter.

    https://x.com/SteveInmanUIC/status/1849593537102233896

    Ever wonder what the main artery is for US trade?

    It is not East or West Coast ports

    https://x.com/chigrl/status/1850229911325159913

    A record $628 billion in US credit card debt is now unpaid or rolled over every month.

    Over the last 3 years, revolving balances have jumped by $204 billion, or 52%.

    This comes as the average interest rate on credit card debt spiked to a record 25% from 15% during this period.

    At the same time, prices in the US have increased by ~20% on average which has driven credit card purchases higher.

    All while $2.3 trillion in excess savings have been depleted, increasing reliance on debt.

    US consumers are “fighting” record prices with debt.

    https://x.com/KobeissiLetter/status/1850219012346781886

    “Mercedes-Benz & Porsche pledged to strengthen cost cuts after the German carmakers reported sharp declines in quarterly profits due to a slump in Chinese demand”

    https://x.com/ChinaBeigeBook/status/1850267014398648561

    🚨WORLD CENTRAL BANKS ARE CUTTING RATES AS IF THERE IS A GLOBAL RECESSION🚨

    71% of global central banks have cut rates this year, the most since the 2020-2021 pandemic crisis.

    https://x.com/GlobalMktObserv/status/1850402043434840285

    Not just in Canada but all over the world

    Airbnb went into a tail spin, it’s still out there in Big Cities Condos & in Resort communities but this new Tax problem is just total destruction

    Who would risk exposure to $40K, $60K, $100K of tax on the sale of a Condo?

    https://x.com/ronmortgageguy/status/1849790056170422746

    Remember the GFC…that was a cute lil bubble.

    https://x.com/Econimica/status/1849338672543674640

    The GFC bubble and crash were a once in a generation event😜

    https://x.com/Econimica/status/1849342894920057112

    China Industrial Profits Extend Drop as Deflation Takes Toll

    Last month’s industrial profits at large Chinese companies fell 27.1% from a year earlier, after a 17.8% plunge in August, the National Bureau of Statistics said in a statement Sunday. Profits decreased 3.5% in the first nine months from the same period in 2023. (Bloomberg)

    https://x.com/chigrl/status/1850506276519715071

    Reporter: How concerned are you about the long term status of the dollar?

    ::Treasury sign falls::

    https://x.com/BitcoinNewsCom/status/1850648037946696003

    Even the sign couldn’t keep it together 😂

    https://x.com/lzcpt/status/1850651774891249691

    Is the pent up demand in the room with us now?

    Happy near 1 year anniversary on this gem!

    https://x.com/AustinWhittRE/status/1850671919042875769

    “Toronto’s Rental Crisis Deepens”

    Over 50% of Applications Caught in Fraud Trap Amid Soaring Costs and Financial Struggles.

    – Fake IDs, doctored credit reports, and false employment letters are on the rise.

    – A single bad tenant can cost landlords over $25,000 in losses

    https://x.com/ShaziGoalie/status/1850644144508862712

    Once high-earning tech professionals, now struggling with retail and service jobs—this is the harsh new reality of a broken system.

    https://x.com/ShaziGoalie/status/1850589302830354779

    Seneca Polytechnic, Toronto’s largest community college by enrolment, is temporarily closing its Markham campus – citing the cuts to international students.

    Good. It’s time to put Canada and Canadian students first.

    https://x.com/valdombre/status/1849853522596200930

    JD Vance says he has “come around to the Ron Paul argument” on the Federal Reserve.

    https://x.com/LeadingReport/status/1850531022925856971

    I told ya… all Marxists in the DNC

    https://x.com/SallyMayweather/status/1850631503924912253

    UPDATE: he wants to not pay property taxes for 20 years.

    LOL same bro.

    https://x.com/igetredpilled/status/1850647722015043823

    1. “UPDATE: he wants to not pay property taxes for 20 years.”

       Yeah I’ll take some of that, and while your at it how about 10 years of pre paid home insurance and federal loan forgiveness for built in swimming pools.

    2. Mercedes-Benz & Porsche pledged to strengthen cost cuts

       So they’re going to make them even junkier and even more likely to break and require expensive repairs?

20. Canfor reports net loss of $350-million as lumber market headwinds continue

    Canfor Corp. says it had a net loss of $350.1-million in its last quarter as it took writedowns and impairment charges related to mill closures in a slumping lumber market.

    The forestry company says the net loss worked out to $2.96 per share, compared with a net loss of $23.1-million or 19 cents per share last year.

    Canfor says its B.C. operations continue to struggle with limited access to economic fibre, weak lumber prices, rising operating costs, increased tariffs and various regulatory complexities.

    Company chief executive Don Kayne says it was another extremely challenging quarter that pushed it to announce a pullback in operations.

    During the quarter, Canfor announced the closure of mills in Fort. St. John and Plateau in northern B.C., leading to an asset write-down and impairment charge of $100-million, plus $38.6-million in restructuring costs.

    https://www.theglobeandmail.com/business/article-canfor-reports-net-loss-of-350-million-as-lumber-market-headwinds/

21. With Indian diplomats expelled, RCMP commissioner says ‘significant reduction’ in public safety threat

    RCMP Commissioner Mike Duheme says there has been a “significant reduction” to the public safety threat since six Indian diplomatic officials were expelled from the country last week.

    “I can confirm, from different techniques that we use in normal investigation and reach out from the community, I can confirm that there has been a significant reduction in the threats,” Duheme told CTV’s Question Period host Vassy Kapelos, in an interview airing Sunday.

    “You look at some of the key players — and I said it in my in my statement on Thanksgiving Day — you had diplomats, as well as consular officials, that were involved, working on behalf of the Government of India, on top of agents as well,” Duheme said. “So, you look at the Government of Canada expelling these six people, had an impact on what we’re seeing in South Asian communities.”

    When asked by Kapelos about whether the prospective replacement of those diplomats would result in the public safety threat returning, the commissioner said it likely would.

    “I think based on what I know, I would have a concern.”

    In a pair of Thanksgiving Monday press conferences, the RCMP and the federal government accused Indian diplomats and consular officials based in Canada of engaging in clandestine activities linked to serious criminal activity in this country, including homicides and extortions.

    Foreign Affairs Minister Melanie Joly went a step further than the RCMP and said since-expelled Indian High Commissioner to Canada Sanjay Kumar Verma, along with five other Indian diplomats, are considered persons of interest in the murder of Sikh separatist leader and Canadian citizen Hardeep Singh Nijjar in B.C. last summer.

    https://www.ctvnews.ca/politics/with-indian-diplomats-expelled-rcmp-commissioner-says-significant-reduction-in-public-safety-threat-1.7088541

    1. Closing the barn door after the cow got out.

22. A Miami AI company’s CEO will pay $64,000 to settle accusations of lying to investors

    The CEO of an AI robotics company that she ran out of a Miami apartment was better at hiding truths about the company’s progress, herself and where investor money got spent than guiding the company to produce the service robot it promised investors.

    At least, that’s what an Securities and Exchange Commission complaint against Destiny Robotics and CEO Megi Kavtaradze claimed. Kavtaradze, legally, neither admits nor denies the accusations. And she refused comment when reached Sunday by phone.

    Judge K. Michael Moore says Kavtaradze agreed to pay the SEC a total of $64,384: $12,990 disgorgement, representing how much she profited from the “misrepresentations” in the SEC complaint; interest of $1,394; and a civil penalty of $50,000.

    Though also listed as a defendant in the civil action, Destiny Robotics is a defunct company, so it faced no penalty or disgorgement.

    The SEC complaint said in raising $141,000 from investors through crowdfunding, Kavtaradze and Destiny “made material misrepresentations” about:

    ▪ what Destiny Robotics products could do;

    ▪ when they would be released;

    ▪ touted “the completion of the hologram prototype while omitting that it had been abandoned;”

    ▪ “a major investor’s personal and business relationship with Kavtaradze while using his endorsement and role as stockholder.

    Kavtaradze’s LinkedIn page says she’s currently in an MBA program at University of California’s Berkeley campus. Despite being proudly trumpeted as Destiny’s Founder and CEO in 2021 and 2022 company social media posts, she doesn’t list Destiny Robotics among Experience on her LinkedIn page as of Sunday. But, she does list time with a “Stealth Startup” from July 2021 to August 2023.

    That’s her length of time at Destiny Robotics.

    Both there and on the webpate, the SEC complaint said, touted Kavtaradze as an “experienced technology executive” and had been “responsible for managing large-scale projects and leading diverse teams.”

    The SEC said, “In truth, Kavtaradze had no significant experience as an executive in a technology company rendering these statements materially misleading. Prior to Destiny Robotics, Kavtaradze never served as CEO or executive in a functioning tech company.”

    Also, “Kavtaradze has since stated she did not have a background in technology other than what she taught herself.”

    https://www.msn.com/en-us/money/other/a-miami-ai-company-s-ceo-will-pay-64000-to-settle-accusations-of-lying-to-investors/ar-AA1t1xdk

23. The Sierra Club’s California members are torn over its mission. Can a new leader forge consensus?

    When Bobbi Jo Chavarria was invited to join her local Sierra Club chapter’s political committee, she saw it as an effort by its members to include “someone like me.”

    A woman. A person of color. And someone who could address sensitive issues of race and diversity in ways that might be difficult for the white older members in the San Gorgonio chapter to do without drawing fire.

    Eight years after that invitation, Chavarria is now the acting director of Sierra Club California. And she — and whoever takes the reins for the long haul — must manage long-running disputes over the club’s mission and forge consensus on issues of diversity, equity and inclusion.

    Sierra Club California is one of the most influential environmental voices in Sacramento, advocating for policies on behalf of the 13 local chapters. California — the birthplace of the club — is also a powerful force in the national organization, home to its headquarters and more than 134,000 members.

    But the club has also been riven by bitter arguments over its core mission. Some members believe the organization needs to step up its advocacy for low-income minority neighborhoods that bear the brunt of pollution from oil refineries, industrial complexes and freeways. Others think the club has strayed too far from its roots as a champion of wilderness preservation.

    “Instead of advocating for wildlands, they’re advocating for access for underprivileged communities, expanding urban parks, focusing on human desires and needs,” said Richard Halsey, 69, of San Diego, who left the Sierra Club in 2022 after more than five decades of involvement.

    “Instead of fighting for nature, you’re doing social justice issues, which are fine, but that’s not what the club’s about,” he said. “Not that they can’t be involved with that, but it’s become the mission.”

    Gladwyn d’Souza, a 69-year-old Belmont resident, also left the club, but for essentially the opposite reason. He said Sierra Club leaders weren’t adequately pursuing the environmental justice objectives the organization set for itself in its 2030 Strategic Framework, which identifies “goals to address systemic challenges that are accelerating the climate and extinction crises and deepening oppression.”

    “It’s a nice document, and it has all those things in it, but at the chapter level, nobody was paying attention to that,” d’Souza said. “They were still focused on the old Sierra Club.

    “It’s hard to change culture in an organization that’s member-based and member-financed, since the people giving them the money are the ones that represent the old-guard view,” he added.

    https://www.msn.com/en-us/money/careersandeducation/the-sierra-clubs-california-members-are-torn-over-its-mission-can-a-new-leader-forge-consensus/ar-AA1t0n4w

    1. must manage long-running disputes over the club’s mission and forge consensus on issues of diversity, equity and inclusion

       Does this men that black trees are owed reparations?

24. Germany’s far right stirs up culture war over Bauhaus legacy

    It shaped modern industrial design and continues to inspire architects and product designers the world over, but to some on Germany’s far right, Bauhaus is nothing to celebrate.

    As the East German city of Dessau prepares to celebrate next year’s centenary of the famed design school’s move there, the far-right Alternative for Germany (AfD) has urged local legislators not to glorify Bauhaus’ cosmopolitan style ethos, saying it negated regional traditions.

    The AfD’s proposal, debated and roundly rejected by the state parliament of Saxony-Anhalt earlier this week, sparked a predictable outcry: Bauhaus was part of the interwar flourishing of German avant-garde culture that was stamped out by the Nazis when they came to power in 1933.

    “Culture war is their business model and provocation is their business model,” said Jan-Werner Mueller, a politics professor at Princeton University who studies populist far-right movements.

    Elsewhere, the party has targeted authorities that use gender-neutral language and fly rainbow LGBTQ+ flags from municipal buildings, casting itself as a champion of traditional German grammar and family values.

    “They’re creating noise, showing that they are protecting their voters, defending high art and traditional values,” said Stephan Ehrig, a lecturer at Glasgow University.

    The fact that the attack dismayed admirers of the Bauhaus style made it all the more effective as a tactic: polarisation is good politics, he added.

    During this week’s debate in Saxony-Anhalt, the AfD legislator behind the proposal, Hans-Thomas Tillschneider, told the legislature “your worship of Bauhaus seems very fragile … if our subjecting it to a little criticism might take your precious Bauhaus away from you.”

    https://www.aol.com/news/germanys-far-stirs-culture-war-070924018.html

25. Learning the Right Lessons From the Denver Basic Income Project

    The Denver Basic Income Project was a bold idea inspired by a provocative question: Would providing substantial cash payments to unhoused individuals enable them to secure more stable housing?

    The DBIP team admirably put their idea to the most rigorous test they could — evaluation in a randomized controlled trial (or RCT).

    Unfortunately, contrary to media reports that the cash payments were found to dramatically improve their recipients’ housing situation (e.g., from NPR, CBS, CNN and, most recently, the Denver Post), that is not what the study found. The disconnect between the reporting on the study and its actual findings is problematic and adds significant confusion to the current debate between Mayor Mike Johnston and some Denver City Council members about whether to continue funding for DBIP.

    Importantly, the process of randomly assigning individuals to the three groups ensured to a high degree of confidence that there were no differences between the groups in any characteristics except for one: the amount and schedule of their cash payments. This meant that, when the study tracked study participants over time, any differences in their housing stability could confidently be attributed to the different cash payments — with the obvious hypothesis being that the groups receiving much larger payments would have much better outcomes.

    Unfortunately, that is not what the study found. At the ten-month follow-up, there were no statistically significant differences between the three groups in their housing status, meaning the treatment groups, who received twenty times as much money as the comparison group, were statistically no more likely to secure stable housing after ten months than the comparison group.

    Regarding his administration’s decision not to include additional funding for DBIP in this year’s budget, the mayor correctly said: “I think the data is not yet clear about the net impact on this as a housing strategy.”

    https://www.westword.com/news/opinion-lessons-from-the-denver-basic-income-project-22346223

    1. Unfortunately, that is not what the study found. At the ten-month follow-up, there were no statistically significant differences between the three groups in their housing status

       But I’ll bet a few six figure jobs were created at city hall.

26. The government glut

    In her office in the southern Illinois community of Pinckneyville, population 5,005, Tammy Kellerman worked as a bookkeeper for the rural fire protection district that answers calls outside the 6 square miles of the town.

    Between 2004 and 2013, she stole more than $440,000 by using checks drawn on the fire district’s account while falsifying entries in the district’s accounting software.

    Not far away in the 1,500-person community of Zeigler, City Treasurer Ryan Thorpe — whose duties also included being dog catcher — was elected in 2013 and soon launched into a four-year scheme embezzling $321,399.22.

    Thorpe used the money to buy real estate, motorcycles, commercial-use ATVs, a diamond ring, a tandem-axle utility trailer, a portable “log cabin style” building, four AR-15 rifles and 22 other firearms, court records showed.

    Chicago may be justifiably notorious for its government graft as nearly 40 aldermen, a city clerk, a treasurer and countless City Hall employees have all ended up behind bars over the past 50 years.

    But public corruption in Illinois knows no partisan or geographic bounds. That’s in part because there are just so many governments in Illinois in the first place — thousands of them, more than any other state in the nation. They range from counties, cities, villages, townships and schools to park districts, airport authorities, and agencies overseeing mosquito abatement, street lighting and even cemetery maintenance.

    Behind those government entities are tens, hundreds and sometimes thousands of elected officials or public employees. By simple math, more officials mean more opportunities for graft. But Illinois’ glut of governments — long blamed for high taxes and bureaucratic inefficiencies — also makes it more difficult for authorities to exercise oversight and for citizens to hold their leaders accountable.

    Most infamous is the case of Rita Crundwell, who, as comptroller and treasurer of the small north central Illinois town of Dixon, perpetrated the largest municipal fraud in U.S. history. Crundwell embezzled $54 million in city funds to pay for a lifestyle that included expensive quarter horses, jewelry, vehicles and properties while city services went lacking.

    Illinoisans can’t even count on law enforcement to stay on the straight and narrow. One sheriff in a tiny southeastern border county ran a marijuana ring out of his county-provided SUV. Another, from Woodford County near Peoria, fed his gambling habit with more than $200,000 from county credit card cash withdrawals, which he also used to pay for personal items such as guns and motorcycle equipment.

    Former Chicago Mayor Lori Lightfoot, a former federal prosecutor whom the Dolton Village Board hired to investigate Henyard’s handling of village finances, said the massive number of governments in Illinois allows corruption to thrive.

    “Most of these units of government literally don’t have any functioning oversight,” said Lightfoot, who declined to speak specifically about Dolton. “Whatever the board or body — the governing body — is, all of them are somebody’s cousin or neighbor or what have you. They’re ‘to the winner go the spoils.’”

    https://www.msn.com/en-us/news/us/the-government-glut/ar-AA1t0kZ8

27. Trudeau says he thinks about how angry messages affect his family

    When asked whether he speaks to his children about the animosity directed toward him from some Canadians, including those who wave flags reading “F— Trudeau,” the prime minister said that people don’t think much about the flags “but I do.”

    “That’s my daughter’s last name on that flag,” Trudeau told hosts Michael Friscolanti and Scott Sexsmith. “That’s the last name that my two sons will carry throughout their lives.”

    The prime minister also said there are “a few people who are very angry out there, but they don’t represent everyone — most Canadians are decent and thoughtful and just trying to make their way through in this country the best way we can.”

    In an example, Trudeau mentioned his half-brother Kyle Kemper, who appeared in an interview with right-wing commentator Tucker Carlson in June.

    Kemper has been a vocal critic of the prime minister’s lockdown policies and the COVID-19 vaccine mandate, but he has also said some of the criticism Trudeau receives is unwarranted.

    “[I] love him, still do, always will,” Trudeau said. “But, you know, [I] can’t have real conversations with him based on facts and reality. And that’s a real proportion of our communities, of our families, of our country that has gone that way.”

    https://www.msn.com/en-ca/news/canada/trudeau-says-he-thinks-about-how-angry-messages-affect-his-family/ar-AA1t1zyi

    1. “That’s my daughter’s last name on that flag,” Trudeau told hosts Michael Friscolanti and Scott Sexsmith. “That’s the last name that my two sons will carry throughout their lives.”

       I’m sure that a court can have them changed.

28. Opinion | Can You Handle Four More Years?

    Vice President Kamala Harris said in 2021: “If the goal is truly about equality, it has to be about a goal of saying everybody should end up in the same place. And since we didn’t start in the same place, some folks might need more—equitable distribution.” There it is, progressivism in a nutshell.

    Actions speak loudly. Ms. Harris co-sponsored Bernie Sanders’s 2017 Medicare for All Act, co-sponsored the Green New Deal and was the tie-breaking vote for the Inflation Reduction Act to spend gobs on green gravy. I almost feel sorry for my center-left friends who’ve been mugged by a progressive agenda. My question: Can the economy handle four more years of progressive power?

    • Price controls. Candidate Harris wants to end grocery “price gouging,” a classic misdirection to shift blame for the Biden-Harris spending-induced 9% inflation. The first sign of economic illiteracy is price controls, then tariffs, money multipliers and all things Keynes. Stripped of price signals, markets lose their compass. Soviet supermarkets had price controls and bare shelves. Wage and price controls don’t work.

    • Never-ending spending. The progressive plank has pushed housing subsidies, child tax credits and startup loans that will never be paid back (90% of startups fail). How will this be paid for? It doesn’t matter, to spend is to tax. Ms. Harris proposes to extend Medicare’s $2,000 cap on drug spending to everyone—a gateway drug, pardon the pun, to Medicare for all and socialized medicine. Don’t fall for it.

    • Taxes up. Progressives are gunning for your hard-earned money. Their proposed highest tax rate is 39.6% from 37%. Add roughly 13.3% in California and if you do well, you’re working for the man. Corporate tax rates are to rise to 28% from 21%. They should be 15%. Taxes on realized long-term capital-gains could rise to 28% plus another 5% tax on net investment income for ObamaCare, from 20% plus 3.8%. Remember, Silicon Valley blossomed with a 20% rate—more money for entrepreneurs than government. Progressives even want to tax unrealized gains for those making over $100 million. Doesn’t affect you? Just wait. In 1913 the top income-tax rate was 7% on incomes over $500,000 (about $11 million today).

    • Federal housing control. Ms. Harris wants to add three million new homes. Does this mean blocky Soviet-style housing for everyone? There’s already a glut of homes, especially in the South. This is a progressive power grab to take away local zoning control. Ask Californians about mandatory Accessory Dwelling Units to expand housing—especially low-income housing—in neighborhoods and near train stations. The state decides, not local zoning laws.

    To progressives, you’re just a vote. They’ll promise you anything—housing, healthcare—but deliver a collective. They take your money and run, which invites corruption—certainly incompetence. This is why progressivism always fails.

    Progressives say they’re capitalists, but there’s always what I call the “Big But.” Joe Biden: “I’m a capitalist. But just pay your fair share.” Barack Obama: “I’m a capitalist.” But . . . an “area we need to look at is how much of our healthcare spending is going toward the record-breaking profits earned by the drug and healthcare industry.” Kamala Harris in Pittsburgh last month: “I’m a capitalist.” We got an “At the same time” instead of “but,” and then “I believe an active partnership between government and the private sector is one of the most effective ways to fully unlock economic opportunity.” No, it isn’t.

    Can we handle four more years of progressive control? Maybe, but watch your wallet.

    https://www.msn.com/en-us/news/other/opinion-can-you-handle-four-more-years/ar-AA1t1CcT

    1. “…it has to be about a goal of saying everybody should end up in the same place.”

       All animals are equal, but some animals are more equal than others.

       — George Orwell, Animal Farm

       1. That wasn’t a one off remark. She often produced a commie word salad in speeches around that time, going on about ‘equity.’

          1. Had a recent zoom chat with my south of the border cousins. For them, the US election is inconsequential, as they see Trump and Harris as two sides of the same coin. They do get that Joetato has been a clusterf#ck but simply have no idea of what Harris really is, as she is rarely covered in Mexican media, other than being illegal alien friendly. I had to explain to them that she is essentially a communist who will destroy what is left of the US if installed in the White House.

29. Harris stays quiet on student loans as cancellation loses its political luster

    At a campaign rally in April, President Joe Biden told a Wisconsin crowd about his latest “life-changing” plan for student loan cancellation, promising financial relief for more than 30 million Americans.

    But Kamala Harris has steered clear of the issue at her political events since replacing Biden as the Democratic nominee for president. The vice president’s platform mentions it just twice, and with no specific plan. As she courts moderate voters, Harris has focused on policies targeting Americans without a college degree.

    “For far too long, our nation has encouraged only one path to success: a four-year college degree,” Harris said in September in Wilkes-Barre, Pennsylvania. “Our nation needs to recognize the value of other paths.”

    In the span of just a few years, student loan cancellation has gone from a pillar of the Democratic Party to a political liability. Once seen as a sure-fire way to energize young voters, the issue has now become a bludgeon wielded by Republicans who say it heaps advantage on elites and comes at the expense of those who repaid their loans or did not attend college.

    https://www.msn.com/en-us/news/politics/harris-stays-quiet-on-student-loans-as-cancellation-loses-its-political-luster/ar-AA1t0JYC

    1. I guess Harris doesn’t want to die on that hill. It’s hard to claim debt forgiveness is fair to those who repaid what they borrowed.

30. This Arizona border town shows one path to a Trump victory

    SAN LUIS, Arizona — No city in the nation moved more toward Republicans in the last presidential election than this nearly 100 percent Latino, overwhelmingly non-college-educated border town outside of Yuma.

    Sure, most people here still vote Democratic — if they vote. But Donald Trump and other Republicans are changing minds, and bringing new voters into the fold, resulting in a 36-percentage-point drop in Democrats’ advantage between 2016 and 2020, the largest such swing in the nation, according to a Washington Post analysis of precinct results in cities with at least 10,000 adults and 3,000 votes cast in 2020.

    The same phenomenon is happening in similar areas across the country, where a college degree, or the lack of one, can be as stark a political dividing line as income, race or gender. In many places with low rates of college education, people are considering voting for a Republican — or voting at all — for the first time. The share of votes for Democratic presidential candidates that comes from the nation’s least educated counties has been dwindling for more than four decades, The Post found.

    The decision that voters like Isai are making to back Trump is “the emergence of something new,” said Mike Madrid, a longtime Republican strategist who co-founded the anti-Trump Lincoln Project. Most of Trump’s new supporters, he said, are people who were too young or too disengaged to vote before this election.

    The shift that Madrid describes, and Isai exemplifies, is especially visible in San Luis. Roughly 90 percent of San Luis residents lack bachelor’s degrees, 91 percent speak Spanish at home, and about three in four are under 45 years old. The state prison system, the local school district, an agricultural company, a call center and Walmart are among the city’s biggest employers.

    On a recent weekend, Trump signs were everywhere here. Miles of border wall stretched for as far as the eye could see, and long lines of people in their cars waited to cross the border at the port of entry, which was being renovated to deal with increased traffic.

    To prevent their majorities here from narrowing further, Democrats are relying on an extensive canvassing operation, local party officials and organizers said. One of their most experienced Democratic canvassers is Juana Toledo, 73, who keeps a folder filled with Arizona voter registration forms and fliers for different Democratic campaigns she’s supporting in a tote bag by her front door.

    But she was also worried. “I’m a Democrat, and my entire family is Democratic,” she said. “That’s our party, for our people. If he wins … just no, I don’t like to even think of it.”

    In recent years, Toledo has seen an uptick in the number of Republicans in her neighborhood. And this year, many of the people she spoke to complained about the economy and the prices of groceries, homes and gas, she said. She tried to tell them that the pandemic was to blame for much of their economic struggles — not Biden or Harris. But not everyone listened.

    Four years ago, if you’d put up a Trump sign in San Luis, someone would have taken it down five minutes later, said Gary Garcia Snyder, who recently became the Arizona state director for America PAC, a super PAC created by billionaire Elon Musk to help elect Trump.

    “Now, you have a sign up for Trump and no one touches it,” he said, smiling.

    Garcia Snyder, 40, has a college degree, but he’s passionate about Republicans’ ability to make inroads in places like San Luis, where most people don’t. Garcia Snyder is best known here — and nationwide — for his role in filing complaints that led to charges against four San Luis Democrats, including the city’s former mayor, for illegally collecting absentee ballots during the August 2020 primary election.

    Giving a visiting reporter a tour of the town, Garcia Snyder, in a white and gold Make America Great Again hat with stitching that reads “Latino Americans” with a check mark, did not miss any opportunity to tout the emergence of Republican voters in San Luis. He pointed out Trump-Vance signs at street corners and bragged about which local businesses are supporting Trump. This isn’t the San Luis he knew when he first moved here in 2015, he said.

    “Haven’t seen any Harris signs out here, have you?” he quipped after more than an hour.

    Garcia Snyder said an influx of migrants and high inflation and interest rates in recent years primed many people here to consider voting for Trump.

    “The last four years have been really hard,” he said. “People are voting off of lived experience.”

    One 58-year-old man, who didn’t attend high school and now helps manage an agricultural company, said he was a registered Democrat for decades but rarely voted. He’s now all in for Trump, convinced the former president will help people prosper. A woman in business consulting, 41, a graduate of a community college, said she grew tired of Democrats overpromising and started to see advantages to Republicans’ economic policies after observing the state of the economy under Biden. A 36-year-old chauffeur, who got his GED, attended some college and voted for Obama, said he believed Democrats were prioritizing the needs of newly arrived migrants over those of immigrants who have been in the country for years, and he didn’t like it.

    Democrats put Latinos “on a train with no end,” Lara said. “Promise after promise after promise that they don’t fulfill.”

    Even the promises Democrats keep are akin to putting a Band-Aid on a bullet wound, Garcia Snyder replied. Republicans’ emphasis on hard work has resonated with Latinos, he argued. Even if many people in San Luis aren’t college educated, many are small-business owners and entrepreneurs who have worked hard to do better for their families, he said.

    “We don’t want to come here to just survive,” he said. “The American Dream isn’t to survive. We want to have the American Dream of having a house, a car, extra money.”

    https://www.msn.com/en-us/news/politics/this-arizona-border-town-shows-one-path-to-a-trump-victory/ar-AA1t3eHr

31. Kamala and Tampon Tim just don’t appeal to…

    https://youtu.be/KxNrJljt_WI?si=TgXRKuCeIIep-YSN

32. ‘Now, you have a sign up for Trump and no one touches it’

    In 2015 I went to a mall in Tucson and noticed the car next to me had a Trump sticker. I immediately thought, that guy is brave. Then I realized how ridiculous it was to have thought that. And I went home and posted about it on this blog.

    These scumbags went violent from the get go. They tried to intimidate Trump supporters and yet now you see Trump stickers signs and T-shirts everywhere.

    1. “They tried to intimidate Trump supporters and yet now you see Trump stickers signs and T-shirts everywhere.”

       That’s true.

    2. “These scumbags went violent from the get go. They tried to intimidate Trump supporters and yet now you see Trump stickers signs and T-shirts everywhere.”

       – Wait a minute. I thought Trump was “a threat to democracy,” a modern day Adolf Hitler, a fascist, or something? What about all of those “mostly peaceful protests” during the scamdemic and after? What about the lockdowns and other totalitarian policies during the scamdemic?
       – The only fascists are in the D party. But Trump is Hitler because “shut up!”
       – Every rational citizen of this constitutional republic needs to get out and vote for the R party candidate, else it’s the road to Venezuela (read: Perdition). The objective is to win the popular vote and nullify the fraudulent D votes that are going to happen because the D party is now the Communist party and the party of “the end justifies the means.” Americans used to k*ll Communists, but now we vote for them?
       – The best the D party’s got are comrades Harris and Walz? Harris got zilch in the D primaries, and yet she’s the now the Presidential candidate by fiat. Biden was the nominee in the primaries even with obvious dementia. In both cases, the D party is showing itself to be the party of failure. Manchurian candidates.

       “They’re not sending their best.” – Donald J. Trump

       – I strongly believe that Elon Musk buying Twitter and changing it from a propaganda machine (Twitter) to a more open forum for the exchange of ideas, including opposing views (X), has had a huge impact on the election and for freedom of speech in general. Next up are the MSM “news” sites going BK, since they’re now irrelevant.

       – Oh, and all of the millions of illegal alien “newcomers” need to go home. Do not pass “Go.” Do not collect $200. No welcome wagon at taxpayer expense. Those responsible for this also need to be deported, or my favorite: “heads on pikes.”

       – 🇺🇸 First!

33. https://www.mortgagenewsdaily.com/mortgage-rates/30-year-fixed
    Rate Points Change
    MND’s 30 Year Fixed (daily survey)
    Oct 28 2024 7.00% — +0.10%

    – 30 year fixed-rate mortgage back up to 7% today.
    – I’m sure it’s nothing. /s
    – BTW, weren’t Realtors telling buyers a couple of years ago to “marry the house, but date the rate?” Isn’t that the same as “a little piece of a$$ on the side?” 😂
    – How’s that workin’ out for the rate-daters? 🤔 (rhetorical).
    – Federal .gov (political election 2024 and deficit) fiscal spending + Federal Reserve (also political election 2024 and $ printing) too low for too long rates and recent rate cut and are to blame. No one now believes that “inflation is under control.” Huge budget deficits have consequences says The Bond Vigilantes.
    – Lower house prices dead ahead. There will be no “spring miracle” housing market in 2025. Nothing unfreezes the housing market like lower prices, but existing house owners aren’t getting it. Yet.

    1. It’s called “rate date rape” because you’ve been schlonged!

    2. Too bad you can’t ghost your mortgage the way you can with bad date you don’t want to see again.

34. Trump: “Kamala Is Just A Vessel; We Are Running Against Something Far More Powerful”

    https://modernity.news/2024/10/28/trump-kamala-is-just-a-vessel-we-are-running-against-something-far-more-powerful/

    [Here is a snip from the article …]

    During a historic rally Sunday at Madison Square Garden, President Trump urged that Kamala Harris is purely “a vessel” and in reality the MAGA movement is fighting against “something far more powerful.”

    Trump told the crowd, “We are not just running against Kamala — She means nothing. She is purely a vessel — We are running against something far bigger than Joe or Kamala and more powerful than them, which is a massive, vicious, crooked, radical left machine that runs today’s Democrat Party.”

    Trump further asserted that Biden and Harris are “perfect vessels because they’ll never give them a hard time. They’ll do whatever they want.”

    He continued, “I know many of them. It’s just an amorphous group of people. But they’re smart and they’re vicious, and we have to defeat them. And when I say the ‘enemy from within,’ the other side go crazy.”

    Trump added that these people “are doing such harm to our country with their open border policies, record-setting inflation, ‘Green New Scam,’ and everything else they are doing. But we’re not going to let it happen any longer. We’re going to have the biggest victory in the history of our country on November 5 … We’re going to make America great again.”

    Elsewhere during his speech, Trump urged that his party is one of real unity and inclusion, while the other side is intent on fomenting hatred and division.

35. Democrats Anti-Science Climate Extremism Failing – Fear of Global Warming & Climate Change Falls Further off Top 10 Fears Listing

    https://wattsupwiththat.com/2024/10/28/democrats-anti-science-climate-extremism-failing-fear-of-global-warming-climate-change-falls-further-off-top-10-fears-listing/

    The Orange County Register published a spreadsheet on October 27, 2024 (shown below) presenting results of Chapman University’s 10th annual update of their study “Our Fears and How They’ve Changed” survey.

    The last year “Global warming and climate change” made the top 10 fears list was for the years 2018 and 2019 where this “fear” was 9th on the list.

    The year 2024 top ten fears listing has “Global warming and climate change” as number 21 (falling below the year 2023 placement) on the list despite decades Democrat led anti-science government driven climate alarmist hype and propaganda.

    The number 1 fear on the 2024 “Top 10 fears” list is “Corrupt Government Officials” which has led this list since 2016.

    [The chart appears here …]

    It seems that the more the climate extremist media pushes contrived government climate alarmist propaganda schemes (unsupported by valid science data versus phony models) the more suspect the public becomes of their flawed politically driven alarmist hype.

36. ‘The association held approximately US$706,000 in reserves as of January 2021. Association Reserves recommended the association stockpile nearly $10.3 million to account for necessary repairs. That means the Surfside condo’s homeowners association had just 6.9% of the money it needed on hand’

    That got a lot of people killed because it was a red flag they weren’t operating right. There is no ignoring this, the current reform is the least they can do.

    ‘Frustration is understandable, as current residents are asked to simultaneously fund 30 years of past deterioration and also set aside savings for the next 30 years’

    This is the result of kicking the can.

37. ‘At the moment, though, I’m not hoping for this at all. In fact, an increase in prices would be good for my future house move and ultimately, my bank balance. This is because if prices go up, it will be because debt has become cheaper’

    That’s an interesting theory. Drinking beer before an interview is not advised.

    ‘So, dear house price gods, I apologise for the confusion but I’m changing tack. After years of praying for a house price crash, I’ve done the maths and it’s time for a U-turn: prices up, please’

    Get up off yer knees, shanty sky wizard can’t solve yer problems.

38. ‘One of the [directors] makes comments about how it felt like Christmas for him when all of these houses were being signed up, then he blames the government for overselling,’ Mr Pray said. ‘You can’t have it both ways. To me, it’s kind of like a spoiled kid that eats too much candy and then blames the parents for being sick.’ Like many Nicheliving customers, the memories of the past four years are too painful for the pair to want to live in their house when it’s eventually finished. Their plan is to sell after a year and move on from the nightmare that has been Nicheliving’

    That’s fine Nelson, yer walking away from a gold mine. Just don’t screw up the comps!

39. Is now a good time to HODL short term Treasurys?

    1. Markets
       Treasury Yields Resume Climb After Auctions Stir Supply Anxiety

       – Two- and five-year notes drew higher-than-expected yields

       – Analysts say auction size increases in 2025 are inevitable

       The US Treasury Department in Washington, DC.Photographer: Al Drago/Bloomberg
       By Elizabeth Stanton
       October 28, 2024 at 11:17 AM PDT
       Updated on October 28, 2024 at 1:05 PM PDT

       US government bond yields rose as weak demand for a pair of Treasury note auctions suggested investors are anxious about supply on the eve of the next financing quarter.

       Yields across maturities rose at least four basis points, reaching the highest levels in more than two months, after the monthly auctions of two- and five-year Treasury notes both drew higher-than-anticipated yields

       The benchmark 10-year note’s yield climbed as much as six basis points to nearly 4.3%, the highest level since July 10.
       …
       https://www.bloomberg.com/news/articles/2024-10-28/treasury-yields-resume-climb-after-auctions-stir-supply-anxiety

40. Kamala Harris and Maria Shriver?

    I would have thought this was a how to Nanny proof your husband seminar.

    Kamala Harris Coordinates Monochromatic Power Suit Style With Maria Shriver and Liz Cheney for Michigan Town Hall

    The event marked one of three campaign stops in a day.

    By Julia Teti

    October 22, 2024, 2:47pm

    For the occasion, Harris continued her power suiting streak, but opted for a new color scheme. The vice president wore a forest green suit, complete with elongated double-breasted blazer and coordinated trousers.

    https://wwd.com/pop-culture/celebrity-news/kamala-harris-green-suit-maria-shriver-michigan-town-hall-1236695380/

    1. “The vice president wore a forest green suit, complete with elongated double-breasted blazer and coordinated trousers.”

       That chain necklace looks tawdry ghetto.

41. Ruh-roh Timmy what have you done?

    Report: Tim Walz Carried Out ‘Secret Fling’ with Daughter of Chinese Communist Party Official

    Elizabeth Weibel
    28 Oct 2024

    Minnesota Gov. Tim Walz (D) reportedly had a “secret fling” with the daughter of a Chinese Communist Party (CCP) official, according to a recent report.

    Jenna Wang, the daughter of Bin Hui, who had been “an important CCP official” and served as the chairman of a labor union, told the Daily Mail that the two of them carried out a secret relationship where they were not allowed to “touch or kiss in public.”

    Wang added that although she “wanted to marry him and start a family” with Walz, the vice-presidential running mate of Vice President Kamala Harris, their relationship eventually took a turn for the worse after he allegedly accused her of being “more interested” in wanting a United States passport than having a marriage.

    She explained to the outlet that Walz had “lied about Tiananmen Square” and “other things,” noting that a “man like this does not appear to have the character and integrity to do one of the most important jobs.”

    https://www.breitbart.com/politics/2024/10/28/report-tim-walz-carried-out-secret-fling-with-daughter-chinese-communist-party-official/

42. Bonds
    10-year Treasury yield rises to fresh three-month high as U.S. rates continue their ascent
    Published Mon, Oct 28 2024 4:43 AM EDT
    Updated Mon, Oct 28 2024 4:09 PM EDT
    Hakyung Kim
    Karen Gilchrist

    The yield on the 10-year U.S. Treasury continued its ascent on Monday after hitting a three-month high last week.
    …
    https://www.cnbc.com/2024/10/28/bonds-us-treasury-yields-ahead-of-jobs-data.html

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